Lemonade [LMND] vs Old Republic [ORI] Detailed Stock Comparison

Lemonade Inc.

NYSE
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Old Republic International Corp.

NYSE
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TLDR: Quick Comparison Summary

Based on 20 vital metrics comparison: Lemonade Inc. wins in 1 metrics, Old Republic International Corp. wins in 17 metrics, with 0 ties. Old Republic International Corp. appears stronger overall.

View Metrics Details

Vital Metrics Comparison

Metric Lemonade Inc. Old Republic International Corp. Better
P/E Ratio (TTM) -29.53 11.51 Old Republic International Corp.
Price-to-Book Ratio 9.46 1.76 Old Republic International Corp.
Debt-to-Equity Ratio 34.13 30.07 Old Republic International Corp.
PEG Ratio -184.72 0.12 Old Republic International Corp.
EV/EBITDA -40.02 8.01 Old Republic International Corp.
Profit Margin (TTM) -22.43% 10.24% Old Republic International Corp.
Operating Margin (TTM) -3.50% 11.74% Old Republic International Corp.
EBITDA Margin (TTM) N/A 11.74% N/A
Return on Equity -29.37% 16.31% Old Republic International Corp.
Return on Assets (TTM) -4.53% 2.72% Old Republic International Corp.
Free Cash Flow (TTM) $-25.90M $1.16B Old Republic International Corp.
Dividend Yield N/A 9.08% N/A
1-Year Return 73.13% -1.51% Lemonade Inc.
Price-to-Sales Ratio (TTM) 6.88 1.15 Old Republic International Corp.
Enterprise Value $4.86B $10.33B Old Republic International Corp.
EV/Revenue Ratio 6.59 1.13 Old Republic International Corp.
Revenue per Share (TTM) $10 $37 Old Republic International Corp.
Earnings per Share (Diluted) $-2.24 $3.72 Old Republic International Corp.
Beta (Stock Volatility) 2.04 0.77 Old Republic International Corp.
Short % of Float 18.81% 4.45% Old Republic International Corp.

Lemonade Inc. vs Old Republic International Corp. Stock Performance Analysis

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LMND
ORI

Performance Comparison

Short-term Returns

Stock1D1W1M3M6MYTD
Lemonade Inc.-9.30%1.27%5.52%9.07%-19.50%-23.53%
Old Republic International Corp.-0.24%-5.76%-3.51%-13.79%-17.02%-14.17%

Long-term Returns

Stock1Y3Y5Y10Y15Y20Y
Lemonade Inc.73.13%218.68%-39.49%-16.44%-16.44%-16.44%
Old Republic International Corp.-1.51%50.79%41.72%96.78%210.51%74.54%

Performance & Financial Health Analysis: Lemonade Inc. vs Old Republic International Corp.

MetricLMNDORI
Market Information
Market Cap i$5.05B$9.80B
Market Cap CategoryMid capMid cap
10 Day Avg. Volume i1,589,8891,200,119
90 Day Avg. Volume i1,837,1631,679,160
Last Close$52.66$37.04
52 Week Range$34.10 - $99.90$35.60 - $46.76
% from 52W High-47.29%-20.79%
All-Time High$188.30 (Jan 11, 2021)$46.76 (Dec 26, 2025)
% from All-Time High-72.03%-20.79%
Growth Metrics
Quarterly Revenue Growth0.54%0.19%
Quarterly Earnings Growth0.53%0.96%
Financial Health
Profit Margin (TTM) i-0.22%0.10%
Operating Margin (TTM) i-0.04%0.12%
Return on Equity (TTM) i-0.29%0.16%
Debt to Equity (MRQ) i34.1330.07
Cash & Liquidity
Book Value per Share (MRQ)$7.03$24.28
Cash per Share (MRQ)$5.23$7.72
Operating Cash Flow (TTM) i$-16,500,000$1.16B
Levered Free Cash Flow (TTM) i$115.35M$-9,261,325,312
Dividends
Last 12-Month Dividend Yield iN/A9.08%
Last 12-Month Dividend iN/A$3.69

Valuation & Enterprise Metrics Analysis: Lemonade Inc. vs Old Republic International Corp.

MetricLMND (Apr 24, 2026)ORI (Apr 24, 2026)
Price Ratios
P/E Ratio (TTM) i-29.5311.51
Forward P/E i-184.7212.41
PEG Ratio i-184.720.12
Price to Sales (TTM) i6.881.15
Price to Book (MRQ) i9.461.76
Market Capitalization
Market Capitalization i$5.05B$9.80B
Enterprise Value i$4.86B$10.33B
Enterprise Value Metrics
Enterprise to Revenue i6.591.13
Enterprise to EBITDA i-40.028.01
Risk & Other Metrics
Beta i2.040.77
Book Value per Share (MRQ) i$7.03$24.28

Financial Statements Comparison: Lemonade Inc. vs Old Republic International Corp.

Financial Metrics

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Revenue

Operating Margin

Profit Margin

Long Term Debt

Income Flow Analysis

Financial Statements Comparison

Income Statement

MetricLMND (2025)ORI (2025)
Revenue/Sales i737.90M9.14B
Cost of Goods Sold iN/AN/A
COGS % of Revenue i0.0%0.0%
Gross Profit iN/AN/A
Gross Margin i0.0%0.0%
Research & Development iN/AN/A
Operating Income (EBIT) iN/AN/A
Operating Margin i0.0%0.0%
EBITDA iN/AN/A
EBITDA Margin i0.0%0.0%
Pre-Tax Income i-160.90M1.18B
Pre-Tax Income % of Revenue i-21.8%13.0%
Income Tax i4.60M242.10M
Income Tax % of Revenue i0.6%2.6%
Net Income (Profit) i-165.50M941.90M
Profit Margin i-22.4%10.3%

Balance Sheet & Liquidity Metrics

MetricLMND (2025)ORI (2025)
Cash & Equivalents i385.00M263.20M
Total Current Assets iN/AN/A
Total Current Assets % of Revenue i0.0%0.0%
Total Current Liabilities iN/AN/A
Total Current Liabilities % of Revenue i0.0%0.0%
Long-Term Debt i182.10M1.59B
Long-Term Debt % of Revenue i24.7%17.4%
Total Shareholders Equity i533.60M5.93B
Retained Earnings i-1.46B5.52B
Retained Earnings % of Revenue i-198.4%60.4%
Property, Plant & Equipment iN/AN/A

Cash Flow Statement Comparison

MetricLMND (2025)ORI (2025)
Operating Cash Flow i-208.60M737.60M
Operating Cash Flow % of Revenue i-28.3%8.1%
Capital Expenditures i-9.40MN/A
Free Cash Flow i-25.90M1.16B
FCF Margin i-3.5%12.7%
Debt Repayment i-58.30M0
Common Stock Repurchase iN/A-123.80M

Short Interest & Institutional Ownership Analysis

MetricLMNDORI
Shares Short i10.98M8.02M
Short Ratio i5.354.02
Short % of Float i18.81%4.45%
Shares Outstanding i75.91M246.36M
Float Shares i70.71M241.89M
% Held by Insiders i13.97%7.65%
% Held by Institutions i59.72%79.72%
% Held by Public i26.31%12.63%

Dividend Analysis & Yield Comparison: Lemonade Inc. vs Old Republic International Corp.

MetricLMNDORI
Last 12-Month Dividend iN/A$3.69
Last 12-Month Dividend Yield iN/A9.08%
3-Year Avg Annual Dividend iN/A$2.59
3-Year Avg Dividend Yield iN/A1.54%
3-Year Total Dividends iN/A$7.78
Ex-Dividend DateN/AMar 09, 2026