Lightspeed Commerce [LSPD] vs nCino [NCNO] Detailed Stock Comparison

TLDR: Quick Comparison Summary

Based on 20 vital metrics comparison: Lightspeed Commerce Inc. wins in 8 metrics, nCino, Inc. wins in 11 metrics, with 0 ties. nCino, Inc. appears stronger overall.

View Metrics Details

Vital Metrics Comparison

Metric Lightspeed Commerce Inc. nCino, Inc. Better
P/E Ratio (TTM) -2.18 364.60 nCino, Inc.
Price-to-Book Ratio 0.90 1.96 Lightspeed Commerce Inc.
Debt-to-Equity Ratio 1.35 26.08 Lightspeed Commerce Inc.
PEG Ratio -0.05 -2.54 Lightspeed Commerce Inc.
EV/EBITDA -32.46 38.79 nCino, Inc.
Profit Margin (TTM) -58.15% 0.87% nCino, Inc.
Operating Margin (TTM) -10.95% 1.58% nCino, Inc.
EBITDA Margin (TTM) N/A 1.58% N/A
Return on Equity -36.21% 0.90% nCino, Inc.
Return on Assets (TTM) -3.80% 0.64% nCino, Inc.
Free Cash Flow (TTM) $-55.89M $82.56M nCino, Inc.
1-Year Return -7.63% -38.86% Lightspeed Commerce Inc.
Price-to-Sales Ratio (TTM) 1.13 3.52 Lightspeed Commerce Inc.
Enterprise Value $888.13M $2.29B nCino, Inc.
EV/Revenue Ratio 0.75 3.85 Lightspeed Commerce Inc.
Gross Profit Margin (TTM) 42.77% 61.41% nCino, Inc.
Revenue per Share (TTM) $8 $5 Lightspeed Commerce Inc.
Earnings per Share (Diluted) $-4.58 $0.05 nCino, Inc.
Beta (Stock Volatility) 1.87 0.61 nCino, Inc.
Short % of Float 4.06% 14.23% Lightspeed Commerce Inc.

Lightspeed Commerce Inc. vs nCino, Inc. Stock Performance Analysis

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Performance Comparison

Short-term Returns

Stock1D1W1M3M6MYTD
Lightspeed Commerce Inc.1.72%2.16%-0.84%-0.32%-16.49%-19.34%
nCino, Inc.-2.71%-2.52%-14.12%-5.56%-36.55%-37.32%

Long-term Returns

Stock1Y3Y5Y10Y15Y20Y
Lightspeed Commerce Inc.-7.63%-35.51%-86.53%-68.00%-68.00%-68.00%
nCino, Inc.-38.86%-35.68%-74.08%-78.27%-78.27%-78.27%

Performance & Financial Health Analysis: Lightspeed Commerce Inc. vs nCino, Inc.

MetricLSPDNCNO
Market Information
Market Cap i$1.30B$1.94B
Market Cap CategorySmall capSmall cap
10 Day Avg. Volume i602,6493,369,791
90 Day Avg. Volume i824,6933,105,154
Last Close$9.47$15.45
52 Week Range$7.83 - $14.34$13.80 - $33.92
% from 52W High-33.96%-54.45%
All-Time High$130.02 (Sep 20, 2021)$103.95 (Aug 31, 2020)
% from All-Time High-92.72%-85.14%
Growth Metrics
Quarterly Revenue Growth0.12%0.06%
Quarterly Earnings Growth0.12%0.06%
Financial Health
Profit Margin (TTM) i-0.58%0.01%
Operating Margin (TTM) i-0.11%0.02%
Return on Equity (TTM) i-0.36%0.01%
Debt to Equity (MRQ) i1.3526.08
Cash & Liquidity
Book Value per Share (MRQ)$10.94$9.28
Cash per Share (MRQ)$3.49$0.77
Operating Cash Flow (TTM) i$56.90M$90.07M
Levered Free Cash Flow (TTM) i$61.32M$144.53M
Dividends
Last 12-Month Dividend Yield iN/AN/A
Last 12-Month Dividend iN/AN/A

Valuation & Enterprise Metrics Analysis: Lightspeed Commerce Inc. vs nCino, Inc.

MetricLSPD (Apr 24, 2026)NCNO (Apr 24, 2026)
Price Ratios
P/E Ratio (TTM) i-2.18364.60
Forward P/E i14.5113.08
PEG Ratio i-0.05-2.54
Price to Sales (TTM) i1.133.52
Price to Book (MRQ) i0.901.96
Market Capitalization
Market Capitalization i$1.30B$1.94B
Enterprise Value i$888.13M$2.29B
Enterprise Value Metrics
Enterprise to Revenue i0.753.85
Enterprise to EBITDA i-32.4638.79
Risk & Other Metrics
Beta i1.870.61
Book Value per Share (MRQ) i$10.94$9.28

Financial Statements Comparison: Lightspeed Commerce Inc. vs nCino, Inc.

Financial Metrics

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Revenue

Operating Margin

Profit Margin

Long Term Debt

Income Flow Analysis

Financial Statements Comparison

Income Statement

MetricLSPD (2025)NCNO (2026)
Revenue/Sales i1.08B594.78M
Cost of Goods Sold i626.62M234.61M
COGS % of Revenue i58.2%39.4%
Gross Profit i450.21M360.17M
Gross Margin i41.8%60.6%
Research & Development i120.34M127.53M
Operating Income (EBIT) i-121.10M3.73M
Operating Margin i-11.2%0.6%
EBITDA i17.87M66.42M
EBITDA Margin i1.7%11.2%
Pre-Tax Income i-659.51M6.71M
Pre-Tax Income % of Revenue i-61.2%1.1%
Income Tax i7.69M-3.00M
Income Tax % of Revenue i0.7%-0.5%
Net Income (Profit) i-667.20M9.70M
Profit Margin i-62.0%1.6%

Balance Sheet & Liquidity Metrics

MetricLSPD (2025)NCNO (2026)
Cash & Equivalents i558.47M88.37M
Total Current Assets i798.02M293.50M
Total Current Assets % of Revenue i74.1%49.3%
Total Current Liabilities i148.98M294.49M
Total Current Liabilities % of Revenue i13.8%49.5%
Long-Term Debt i11.32M273.65M
Long-Term Debt % of Revenue i1.1%46.0%
Total Shareholders Equity i1.66B1.07B
Retained Earnings i-2.69B-375.77M
Retained Earnings % of Revenue i-249.5%-63.2%
Property, Plant & Equipment i1.14M12.69M

Cash Flow Statement Comparison

MetricLSPD (2025)NCNO (2026)
Operating Cash Flow i-588.74M107.78M
Operating Cash Flow % of Revenue i-54.7%18.1%
Capital Expenditures i-3.78M-7.50M
Free Cash Flow i-55.89M82.56M
FCF Margin i-5.2%13.9%
Debt Repayment i-8.41M-65.00M
Common Stock Repurchase i-132.32M-125.10M

Short Interest & Institutional Ownership Analysis

MetricLSPDNCNO
Shares Short i4.99M13.77M
Short Ratio i5.226.16
Short % of Float i4.06%14.23%
Shares Outstanding i137.27M113.90M
Float Shares i98.92M104.64M
% Held by Insiders i10.10%2.27%
% Held by Institutions i58.27%109.31%
% Held by Public i31.63%-11.58%

Dividend Analysis & Yield Comparison: Lightspeed Commerce Inc. vs nCino, Inc.

MetricLSPDNCNO
Last 12-Month Dividend iN/AN/A
Last 12-Month Dividend Yield iN/AN/A
3-Year Avg Annual Dividend iN/AN/A
3-Year Avg Dividend Yield iN/AN/A
3-Year Total Dividends iN/AN/A
Ex-Dividend DateN/AN/A