Lufax Holding [LU] vs EzCorp [EZPW] Detailed Stock Comparison

Lufax Holding Ltd. ADR

NYSE
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EzCorp Inc.

NASDAQ
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TLDR: Quick Comparison Summary

Based on 20 vital metrics comparison: Lufax Holding Ltd. ADR wins in 6 metrics, EzCorp Inc. wins in 11 metrics, with 0 ties. EzCorp Inc. appears stronger overall.

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Vital Metrics Comparison

Metric Lufax Holding Ltd. ADR EzCorp Inc. Better
P/E Ratio (TTM) 19.95 20.21 Lufax Holding Ltd. ADR
Price-to-Book Ratio 0.14 1.83 Lufax Holding Ltd. ADR
Debt-to-Equity Ratio 55.13 71.63 Lufax Holding Ltd. ADR
PEG Ratio 3.24 0.77 EzCorp Inc.
EV/EBITDA -0.69 11.19 EzCorp Inc.
Profit Margin (TTM) -13.65% 9.20% EzCorp Inc.
Operating Margin (TTM) -12.79% 15.89% EzCorp Inc.
EBITDA Margin (TTM) N/A 15.89% N/A
Return on Equity -4.09% 12.97% EzCorp Inc.
Return on Assets (TTM) 2.10% 6.06% EzCorp Inc.
Free Cash Flow (TTM) $1.74B $110.42M Lufax Holding Ltd. ADR
1-Year Return -52.50% 137.28% EzCorp Inc.
Price-to-Sales Ratio (TTM) 0.06 1.47 Lufax Holding Ltd. ADR
Enterprise Value $-754.55M $2.26B EzCorp Inc.
EV/Revenue Ratio -0.18 1.69 EzCorp Inc.
Gross Profit Margin (TTM) N/A 58.37% N/A
Revenue per Share (TTM) $41 $23 Lufax Holding Ltd. ADR
Earnings per Share (Diluted) $-0.81 $1.57 EzCorp Inc.
Beta (Stock Volatility) 0.67 0.52 EzCorp Inc.
Short % of Float N/A 22.45% N/A

Lufax Holding Ltd. ADR vs EzCorp Inc. Stock Performance Analysis

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LU
EZPW

Performance Comparison

Short-term Returns

Stock1D1W1M3M6MYTD
Lufax Holding Ltd. ADR2.26%-1.45%-27.27%-39.82%-47.29%-49.44%
EzCorp Inc.3.17%3.23%-2.30%24.96%57.04%60.72%

Long-term Returns

Stock1Y3Y5Y10Y15Y20Y
Lufax Holding Ltd. ADR-52.50%-78.69%-97.34%-97.41%-97.41%-97.41%
EzCorp Inc.137.28%274.70%385.25%356.20%3.07%206.97%

Performance & Financial Health Analysis: Lufax Holding Ltd. ADR vs EzCorp Inc.

MetricLUEZPW
Market Information
Market Cap i$1.76B$1.97B
Market Cap CategorySmall capSmall cap
10 Day Avg. Volume i1,880,599591,279
90 Day Avg. Volume i1,826,923744,290
Last Close$1.36$32.24
52 Week Range$1.29 - $4.57$12.85 - $37.13
% from 52W High-70.24%-13.17%
All-Time High$80.68 (Nov 09, 2020)$38.66 (Jul 04, 2011)
% from All-Time High-98.31%-16.61%
Growth Metrics
Quarterly Revenue Growth-0.31%0.19%
Quarterly Earnings Growth4.74%0.43%
Financial Health
Profit Margin (TTM) i-0.14%0.09%
Operating Margin (TTM) i-0.13%0.16%
Return on Equity (TTM) i-0.04%0.13%
Debt to Equity (MRQ) i55.1371.63
Cash & Liquidity
Book Value per Share (MRQ)$13.68$17.36
Cash per Share (MRQ)$33.36$7.55
Operating Cash Flow (TTM) i$265.83M$162.14M
Levered Free Cash Flow (TTM) i$2.88B$17.16M
Dividends
Last 12-Month Dividend Yield iN/AN/A
Last 12-Month Dividend i$0.00N/A

Valuation & Enterprise Metrics Analysis: Lufax Holding Ltd. ADR vs EzCorp Inc.

MetricLU (Apr 24, 2026)EZPW (Apr 26, 2026)
Price Ratios
P/E Ratio (TTM) i19.9520.21
Forward P/E i3.2415.53
PEG Ratio i3.240.77
Price to Sales (TTM) i0.061.47
Price to Book (MRQ) i0.141.83
Market Capitalization
Market Capitalization i$1.76B$1.97B
Enterprise Value i$-754,546,422$2.26B
Enterprise Value Metrics
Enterprise to Revenue i-0.181.69
Enterprise to EBITDA i-0.6911.19
Risk & Other Metrics
Beta i0.670.52
Book Value per Share (MRQ) i$13.68$17.36

Financial Statements Comparison: Lufax Holding Ltd. ADR vs EzCorp Inc.

Financial Metrics

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Revenue

Operating Margin

Profit Margin

Long Term Debt

Income Flow Analysis

Financial Statements Comparison

Income Statement

MetricLU (2024)EZPW (2025)
Revenue/Sales i19.18B1.27B
Cost of Goods Sold iN/A528.22M
COGS % of Revenue i0.0%41.5%
Gross Profit iN/A746.07M
Gross Margin i0.0%58.5%
Research & Development iN/AN/A
Operating Income (EBIT) iN/A148.92M
Operating Margin i0.0%11.7%
EBITDA iN/A203.35M
EBITDA Margin i0.0%16.0%
Pre-Tax Income i-2.08B146.77M
Pre-Tax Income % of Revenue i-10.8%11.5%
Income Tax i1.52B37.16M
Income Tax % of Revenue i7.9%2.9%
Net Income (Profit) i-3.60B109.61M
Profit Margin i-18.8%8.6%

Balance Sheet & Liquidity Metrics

MetricLU (2024)EZPW (2025)
Cash & Equivalents i30.20B469.52M
Total Current Assets iN/A1.13B
Total Current Assets % of Revenue i0.0%88.4%
Total Current Liabilities iN/A200.57M
Total Current Liabilities % of Revenue i0.0%15.7%
Long-Term Debt i57.59B702.81M
Long-Term Debt % of Revenue i300.2%55.2%
Total Shareholders Equity i83.60B1.03B
Retained Earnings i58.80B612.69M
Retained Earnings % of Revenue i306.5%48.1%
Property, Plant & Equipment iN/A0

Cash Flow Statement Comparison

MetricLU (2024)EZPW (2025)
Operating Cash Flow i-554.20M159.12M
Operating Cash Flow % of Revenue i-2.9%12.5%
Capital Expenditures i-62.90MN/A
Free Cash Flow i1.74B110.42M
FCF Margin i9.1%8.7%
Debt Repayment i-14.57B-7.02M
Common Stock Repurchase iN/A-7.00M

Short Interest & Institutional Ownership Analysis

MetricLUEZPW
Shares Short i6.46M10.23M
Short Ratio i3.2513.60
Short % of Float iN/A22.45%
Shares Outstanding i1.73B61.69M
Float Shares i475.52M55.66M
% Held by Insiders i1.90%4.51%
% Held by Institutions i10.24%114.64%
% Held by Public i87.86%-19.15%

Dividend Analysis & Yield Comparison: Lufax Holding Ltd. ADR vs EzCorp Inc.

MetricLUEZPW
Last 12-Month Dividend i$0.00N/A
Last 12-Month Dividend Yield iN/AN/A
3-Year Avg Annual Dividend i$0.35N/A
3-Year Avg Dividend Yield i4.95%N/A
3-Year Total Dividends i$1.04N/A
Ex-Dividend DateOct 11, 2023N/A