Metropolitan Bank [MCB] vs U.S. Bancorp [USB] Detailed Stock Comparison

Metropolitan Bank Holding Corp.

NYSE
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U.S. Bancorp

NYSE
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TLDR: Quick Comparison Summary

Based on 19 vital metrics comparison: Metropolitan Bank Holding Corp. wins in 9 metrics, U.S. Bancorp wins in 10 metrics, with 0 ties. U.S. Bancorp appears stronger overall.

View Metrics Details

Vital Metrics Comparison

Metric Metropolitan Bank Holding Corp. U.S. Bancorp Better
P/E Ratio (TTM) 13.19 11.92 U.S. Bancorp
Price-to-Book Ratio 1.19 1.51 Metropolitan Bank Holding Corp.
Debt-to-Equity Ratio 0.12 1.21 Metropolitan Bank Holding Corp.
PEG Ratio 0.27 0.82 Metropolitan Bank Holding Corp.
Profit Margin (TTM) 25.62% 29.29% U.S. Bancorp
Operating Margin (TTM) 50.01% 37.84% Metropolitan Bank Holding Corp.
EBITDA Margin (TTM) 50.01% 37.84% Metropolitan Bank Holding Corp.
Return on Equity 9.65% 12.35% U.S. Bancorp
Return on Assets (TTM) 0.91% 1.14% U.S. Bancorp
Free Cash Flow (TTM) $82.42M $7.97B U.S. Bancorp
Dividend Yield 0.54% 3.82% U.S. Bancorp
1-Year Return 51.03% 37.10% Metropolitan Bank Holding Corp.
Price-to-Sales Ratio (TTM) 3.91 3.32 U.S. Bancorp
Enterprise Value $589.34M $126.46B U.S. Bancorp
EV/Revenue Ratio 2.12 4.75 Metropolitan Bank Holding Corp.
Revenue per Share (TTM) $26 $17 Metropolitan Bank Holding Corp.
Earnings per Share (Diluted) $6.62 $4.77 Metropolitan Bank Holding Corp.
Beta (Stock Volatility) 1.14 1.03 U.S. Bancorp
Short % of Float 5.79% 0.00% U.S. Bancorp

Metropolitan Bank Holding Corp. vs U.S. Bancorp Stock Performance Analysis

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MCB
USB

Performance Comparison

Short-term Returns

Stock1D1W1M3M6MYTD
Metropolitan Bank Holding Corp.-1.94%3.30%8.76%19.60%18.61%23.11%
U.S. Bancorp-1.95%4.41%8.79%12.96%7.60%7.16%

Long-term Returns

Stock1Y3Y5Y10Y15Y20Y
Metropolitan Bank Holding Corp.51.03%151.71%54.48%161.23%161.23%161.23%
U.S. Bancorp37.10%76.20%7.67%43.37%140.67%88.43%

Performance & Financial Health Analysis: Metropolitan Bank Holding Corp. vs U.S. Bancorp

MetricMCBUSB
Market Information
Market Cap i$1.11B$88.06B
Market Cap CategorySmall capLarge cap
10 Day Avg. Volume i212,7039,829,002
90 Day Avg. Volume i161,72410,401,007
Last Close$94.76$57.79
52 Week Range$64.25 - $97.84$42.55 - $61.19
% from 52W High-3.15%-5.56%
All-Time High$115.78 (Jan 10, 2022)$63.57 (Jan 10, 2022)
% from All-Time High-18.16%-9.09%
Growth Metrics
Quarterly Revenue Growth0.23%0.05%
Quarterly Earnings Growth0.35%0.14%
Financial Health
Profit Margin (TTM) i0.26%0.29%
Operating Margin (TTM) i0.50%0.38%
Return on Equity (TTM) i0.10%0.12%
Debt to Equity (MRQ) i0.121.21
Cash & Liquidity
Book Value per Share (MRQ)$73.66$37.54
Cash per Share (MRQ)$39.04$31.14
Operating Cash Flow (TTM) i$88.68M$6.04B
Levered Free Cash Flow (TTM) i$71.10M$7.19B
Dividends
Last 12-Month Dividend Yield i0.54%3.82%
Last 12-Month Dividend i$0.50$2.04

Valuation & Enterprise Metrics Analysis: Metropolitan Bank Holding Corp. vs U.S. Bancorp

MetricMCB (Apr 24, 2026)USB (Apr 24, 2026)
Price Ratios
P/E Ratio (TTM) i13.1911.92
Forward P/E i7.5010.09
PEG Ratio i0.270.82
Price to Sales (TTM) i3.913.32
Price to Book (MRQ) i1.191.51
Market Capitalization
Market Capitalization i$1.11B$88.06B
Enterprise Value i$589.34M$126.46B
Enterprise Value Metrics
Enterprise to Revenue i2.124.75
Enterprise to EBITDA iN/AN/A
Risk & Other Metrics
Beta i1.141.03
Book Value per Share (MRQ) i$73.66$37.54

Financial Statements Comparison: Metropolitan Bank Holding Corp. vs U.S. Bancorp

Financial Metrics

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Revenue

Operating Margin

Profit Margin

Long Term Debt

Income Flow Analysis

Financial Statements Comparison

Income Statement

MetricMCB (2025)USB (2025)
Revenue/Sales i291.09M28.54B
Cost of Goods Sold iN/AN/A
COGS % of Revenue i0.0%0.0%
Gross Profit iN/AN/A
Gross Margin i0.0%0.0%
Research & Development iN/AN/A
Operating Income (EBIT) iN/AN/A
Operating Margin i0.0%0.0%
EBITDA iN/AN/A
EBITDA Margin i0.0%0.0%
Pre-Tax Income i101.51M9.52B
Pre-Tax Income % of Revenue i34.9%33.3%
Income Tax i30.41M1.92B
Income Tax % of Revenue i10.4%6.7%
Net Income (Profit) i71.10M7.60B
Profit Margin i24.4%26.6%

Balance Sheet & Liquidity Metrics

MetricMCB (2025)USB (2025)
Cash & Equivalents i393.59M46.89B
Total Current Assets iN/AN/A
Total Current Assets % of Revenue i0.0%0.0%
Total Current Liabilities iN/AN/A
Total Current Liabilities % of Revenue i0.0%0.0%
Long-Term Debt i10.98M60.76B
Long-Term Debt % of Revenue i3.8%212.9%
Total Shareholders Equity i743.11M65.65B
Retained Earnings i450.64M80.91B
Retained Earnings % of Revenue i154.8%283.5%
Property, Plant & Equipment iN/A1.51B

Cash Flow Statement Comparison

MetricMCB (2025)USB (2025)
Operating Cash Flow i51.09M6.04B
Operating Cash Flow % of Revenue i17.6%21.2%
Capital Expenditures i-6.26MN/A
Free Cash Flow i82.42M7.97B
FCF Margin i28.3%27.9%
Debt Repayment i-450.00M-9.05B
Common Stock Repurchase i-77.02M-489.00M

Short Interest & Institutional Ownership Analysis

MetricMCBUSB
Shares Short i680,95327,002
Short Ratio i4.390.00
Short % of Float i5.79%0.00%
Shares Outstanding i10.09M1.56B
Float Shares i9.12M1.55B
% Held by Insiders i5.20%0.14%
% Held by Institutions i74.11%83.55%
% Held by Public i20.69%16.31%

Dividend Analysis & Yield Comparison: Metropolitan Bank Holding Corp. vs U.S. Bancorp

MetricMCBUSB
Last 12-Month Dividend i$0.50$2.04
Last 12-Month Dividend Yield i0.54%3.82%
3-Year Avg Annual Dividend i$0.17$1.98
3-Year Avg Dividend Yield i0.22%1.19%
3-Year Total Dividends i$0.50$5.95
Ex-Dividend DateJan 27, 2026Dec 31, 2025