Mercury General [MCY] vs Chubb [CB] Detailed Stock Comparison

TLDR: Quick Comparison Summary

Based on 19 vital metrics comparison: Mercury General wins in 9 metrics, Chubb wins in 10 metrics, with 0 ties. Chubb appears stronger overall.

View Metrics Details

Vital Metrics Comparison

MetricMercury GeneralChubbBetter
P/E Ratio (TTM)10.4512.11Mercury General
Price-to-Book Ratio2.071.58Chubb
Debt-to-Equity Ratio29.9728.98Chubb
PEG Ratio0.060.35Mercury General
EV/EBITDA5.6411.32Mercury General
Profit Margin (TTM)6.76%16.00%Chubb
Operating Margin (TTM)14.48%22.32%Chubb
EBITDA Margin (TTM)14.48%22.32%Chubb
Return on Equity21.56%13.63%Mercury General
Return on Assets (TTM)3.75%2.78%Mercury General
Free Cash Flow (TTM)$990.98M$16.18BChubb
Dividend Yield1.53%0.97%Mercury General
1-Year Return22.28%0.57%Mercury General
Price-to-Sales Ratio (TTM)0.711.90Mercury General
Enterprise Value$3.26B$129.25BChubb
EV/Revenue Ratio0.572.25Mercury General
Revenue per Share (TTM)$104$143Chubb
Earnings per Share (Diluted)$7.04$22.65Chubb
Beta (Stock Volatility)0.980.54Chubb
Performance
Key Stats
Valuation
Financials
Short Interest
Dividends

Mercury General vs Chubb Stock Performance Analysis

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Performance Comparison

Short-term Returns

Stock1D1W1M3M6MYTD
Mercury General0.62%3.00%10.69%27.59%42.35%16.26%
Chubb-0.41%1.27%-0.37%-3.27%1.55%1.90%

Long-term Returns

Stock1Y3Y5Y10Y15Y20Y
Mercury General22.28%131.22%69.90%48.95%94.65%30.67%
Chubb0.57%43.50%119.70%170.35%411.00%516.38%

Performance & Financial Health Analysis: Mercury General vs Chubb

MetricMCYCB
Market Information
Market Cap i$4.08B$109.32B
Market Cap CategoryMid capLarge cap
10 Day Avg. Volume i241,4901,295,190
90 Day Avg. Volume i283,8201,931,440
Last Close$76.44$277.69
52 Week Range$44.19 - $80.72$252.16 - $306.91
% from 52W High-5.30%-9.52%
All-Time High$80.72 (Nov 25, 2024)$306.91 (Mar 31, 2025)
% from All-Time High-5.30%-9.52%
Growth Metrics
Quarterly Revenue Growth0.13%0.08%
Quarterly Earnings Growth1.66%0.33%
Financial Health
Profit Margin (TTM) i0.07%0.16%
Operating Margin (TTM) i0.14%0.22%
Return on Equity (TTM) i0.22%0.14%
Debt to Equity (MRQ) i29.9728.98
Cash & Liquidity
Book Value per Share (MRQ)$35.56$174.07
Cash per Share (MRQ)$25.35$16.80
Operating Cash Flow (TTM) i$869.32M$14.00B
Levered Free Cash Flow (TTM) i$230.68M$12.82B
Dividends
Last 12-Month Dividend Yield i1.53%0.97%
Last 12-Month Dividend i$0.96$2.73

Valuation & Enterprise Metrics Analysis: Mercury General vs Chubb

MetricMCYCB
Price Ratios
P/E Ratio (TTM) i10.4512.11
Forward P/E i11.3211.61
PEG Ratio i0.060.35
Price to Sales (TTM) i0.711.90
Price to Book (MRQ) i2.071.58
Market Capitalization
Market Capitalization i$4.08B$109.32B
Enterprise Value i$3.26B$129.25B
Enterprise Value Metrics
Enterprise to Revenue i0.572.25
Enterprise to EBITDA i5.6411.32
Risk & Other Metrics
Beta i0.980.54
Book Value per Share (MRQ) i$35.56$174.07

Financial Statements Comparison: Mercury General vs Chubb

Financial Metrics

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Revenue

EBITDA

Shareholders Equity

Operating Margin

Free Cash Flow

Long Term Debt

Profit Margin

Current Ratio

Operating Cash Flow

Income Statement (MRQ)

Metric (MRQ)MCYCB
Revenue/Sales i$1.39B$14.90B
Cost of Goods Sold iN/AN/A
Gross Profit iN/AN/A
Research & Development iN/AN/A
Operating Income (EBIT) iN/AN/A
EBITDA iN/AN/A
Pre-Tax Income i$-142.30M$3.72B
Income Tax i$-33.97M$717.00M
Net Income (Profit) i$-108.33M$3.00B

Balance Sheet & Liquidity Metrics (MRQ)

Metric (MRQ)MCYCB
Cash & Equivalents i$1.28B$2.19B
Total Current Assets iN/AN/A
Total Current Liabilities iN/AN/A
Long-Term Debt i$592.09M$13.48B
Total Shareholders Equity i$1.82B$74.45B
Retained Earnings i$1.72B$63.92B
Property, Plant & Equipment iN/AN/A

Cash Flow Statement Comparison (MRQ)

Metric (MRQ)MCYCB
Operating Cash Flow i$-712.70M$2.15B
Capital Expenditures i$-13.14MN/A
Free Cash Flow i$-81.87M$3.55B
Debt Repayment i$-754,000$0
Common Stock Repurchase iN/A$-746.00M

Short Interest & Institutional Ownership Analysis

MetricMCYCB
Shares Short i1.53M3.03M
Short Ratio i5.311.40
Short % of Float i0.06%0.01%
Average Daily Volume (10 Day) i241,4901,295,190
Average Daily Volume (90 Day) i283,8201,931,440
Shares Outstanding i55.39M400.70M
Float Shares i26.55M369.51M
% Held by Insiders i0.52%0.07%
% Held by Institutions i0.47%0.84%

Dividend Analysis & Yield Comparison: Mercury General vs Chubb

MetricMCYCB
Last 12-Month Dividend i$0.96$2.73
Last 12-Month Dividend Yield i1.53%0.97%
3-Year Avg Annual Dividend i$1.17$3.19
3-Year Avg Dividend Yield i0.80%0.38%
3-Year Total Dividends i$3.52$9.57
Ex-Dividend DateMar 13, 2025Mar 14, 2025