Mercury General [MCY] vs Chubb [CB] Detailed Stock Comparison
Mercury General
NYSE
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Chubb
NYSE
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TLDR: Quick Comparison Summary
Based on 19 vital metrics comparison: Mercury General wins in 9 metrics, Chubb wins in 10 metrics, with 0 ties. Chubb appears stronger overall.
View Metrics Details
Vital Metrics Comparison
| Metric | Mercury General | Chubb | Better |
|---|---|---|---|
| P/E Ratio (TTM) | 12.35 | 12.54 | Mercury General |
| Price-to-Book Ratio | 2.44 | 1.63 | Chubb |
| Debt-to-Equity Ratio | 29.97 | 28.98 | Chubb |
| PEG Ratio | 0.07 | 0.36 | Mercury General |
| EV/EBITDA | 6.92 | 11.66 | Mercury General |
| Profit Margin (TTM) | 6.76% | 16.00% | Chubb |
| Operating Margin (TTM) | 14.48% | 22.32% | Chubb |
| EBITDA Margin (TTM) | 14.48% | 22.32% | Chubb |
| Return on Equity | 21.56% | 13.63% | Mercury General |
| Return on Assets (TTM) | 3.75% | 2.78% | Mercury General |
| Free Cash Flow (TTM) | $990.98M | $16.18B | Chubb |
| Dividend Yield | 1.53% | 0.97% | Mercury General |
| 1-Year Return | 32.54% | -0.15% | Mercury General |
| Price-to-Sales Ratio (TTM) | 0.83 | 1.97 | Mercury General |
| Enterprise Value | $4.00B | $133.14B | Chubb |
| EV/Revenue Ratio | 0.69 | 2.32 | Mercury General |
| Revenue per Share (TTM) | $104 | $143 | Chubb |
| Earnings per Share (Diluted) | $7.04 | $22.65 | Chubb |
| Beta (Stock Volatility) | 0.99 | 0.55 | Chubb |
Performance
News Sentiment
Key Stats
Valuation
Financials
Short Interest
Dividends
Mercury General vs Chubb Stock Performance Analysis
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Performance Comparison
Short-term Returns
| Stock | 1D | 1W | 1M | 3M | 6M | YTD |
|---|---|---|---|---|---|---|
| Mercury General | -0.73% | 3.84% | 11.05% | 30.47% | 75.84% | 31.15% |
| Chubb | 0.97% | 2.44% | 3.21% | 2.29% | 4.40% | 5.09% |
Long-term Returns
| Stock | 1Y | 3Y | 5Y | 10Y | 15Y | 20Y |
|---|---|---|---|---|---|---|
| Mercury General | 32.54% | 183.28% | 108.49% | 63.81% | 104.05% | 45.46% |
| Chubb | -0.15% | 51.71% | 140.14% | 162.86% | 379.96% | 483.64% |
News Based Sentiment: Mercury General vs Chubb
Mercury General
News based Sentiment: MIXED
Mercury General faces a projected earnings decline in Q3 2025, but this is offset by a strong stock rally, positive analyst ratings, and proactive business development initiatives. The combination of these factors creates a mixed but potentially positive outlook for investors.
Chubb
News based Sentiment: MIXED
Chubb is facing a projected earnings decline in Q3, despite positive analyst sentiment and strategic partnerships. Insider selling adds another layer of complexity, creating a mixed investment picture. The upcoming earnings report will be a key catalyst for determining the company's direction.
Performance & Financial Health Analysis: Mercury General vs Chubb
| Metric | MCY | CB |
|---|---|---|
| Market Information | ||
| Market Cap | $4.82B | $113.67B |
| Market Cap Category | Mid cap | Large cap |
| 10 Day Avg. Volume | 249,660 | 1,488,090 |
| 90 Day Avg. Volume | 231,243 | 1,774,370 |
| Last Close | $85.60 | $289.18 |
| 52 Week Range | $44.19 - $87.67 | $252.16 - $306.91 |
| % from 52W High | -2.36% | -5.78% |
| All-Time High | $87.62 (Oct 06, 2025) | $306.91 (Mar 31, 2025) |
| % from All-Time High | -2.31% | -5.78% |
| Growth Metrics | ||
| Quarterly Revenue Growth | 0.13% | 0.08% |
| Quarterly Earnings Growth | 1.66% | 0.33% |
| Financial Health | ||
| Profit Margin (TTM) | 0.07% | 0.16% |
| Operating Margin (TTM) | 0.14% | 0.22% |
| Return on Equity (TTM) | 0.22% | 0.14% |
| Debt to Equity (MRQ) | 29.97 | 28.98 |
| Cash & Liquidity | ||
| Book Value per Share (MRQ) | $35.56 | $174.07 |
| Cash per Share (MRQ) | $25.35 | $16.80 |
| Operating Cash Flow (TTM) | $869.32M | $14.00B |
| Levered Free Cash Flow (TTM) | $230.68M | $12.82B |
| Dividends | ||
| Last 12-Month Dividend Yield | 1.53% | 0.97% |
| Last 12-Month Dividend | $0.96 | $2.73 |
Valuation & Enterprise Metrics Analysis: Mercury General vs Chubb
| Metric | MCY | CB |
|---|---|---|
| Price Ratios | ||
| P/E Ratio (TTM) | 12.35 | 12.54 |
| Forward P/E | 13.37 | 12.03 |
| PEG Ratio | 0.07 | 0.36 |
| Price to Sales (TTM) | 0.83 | 1.97 |
| Price to Book (MRQ) | 2.44 | 1.63 |
| Market Capitalization | ||
| Market Capitalization | $4.82B | $113.67B |
| Enterprise Value | $4.00B | $133.14B |
| Enterprise Value Metrics | ||
| Enterprise to Revenue | 0.69 | 2.32 |
| Enterprise to EBITDA | 6.92 | 11.66 |
| Risk & Other Metrics | ||
| Beta | 0.99 | 0.55 |
| Book Value per Share (MRQ) | $35.56 | $174.07 |
Financial Statements Comparison: Mercury General vs Chubb
Financial Metrics
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Revenue
EBITDA
Operating Margin
Free Cash Flow
Long Term Debt
Profit Margin
Current Ratio
Operating Cash Flow
Income Statement (MRQ)
| Metric (MRQ) | MCY | CB |
|---|---|---|
| Revenue/Sales | $1.39B | $14.90B |
| Cost of Goods Sold | N/A | N/A |
| Gross Profit | N/A | N/A |
| Research & Development | N/A | N/A |
| Operating Income (EBIT) | N/A | N/A |
| EBITDA | N/A | N/A |
| Pre-Tax Income | $-142.30M | $3.72B |
| Income Tax | $-33.97M | $717.00M |
| Net Income (Profit) | $-108.33M | $3.00B |
Balance Sheet & Liquidity Metrics (MRQ)
| Metric (MRQ) | MCY | CB |
|---|---|---|
| Cash & Equivalents | $1.28B | $2.19B |
| Total Current Assets | N/A | N/A |
| Total Current Liabilities | N/A | N/A |
| Long-Term Debt | $592.09M | $13.48B |
| Total Shareholders Equity | $1.82B | $74.45B |
| Retained Earnings | $1.72B | $63.92B |
| Property, Plant & Equipment | N/A | N/A |
Cash Flow Statement Comparison (MRQ)
| Metric (MRQ) | MCY | CB |
|---|---|---|
| Operating Cash Flow | $-712.70M | $2.15B |
| Capital Expenditures | $-13.14M | N/A |
| Free Cash Flow | $-81.87M | $3.55B |
| Debt Repayment | $-754,000 | $0 |
| Common Stock Repurchase | N/A | $-746.00M |
Short Interest & Institutional Ownership Analysis
| Metric | MCY | CB |
|---|---|---|
| Shares Short | 1.68M | 2.94M |
| Short Ratio | 7.88 | 1.67 |
| Short % of Float | 0.06% | 0.01% |
| Average Daily Volume (10 Day) | 249,660 | 1,488,090 |
| Average Daily Volume (90 Day) | 231,243 | 1,774,370 |
| Shares Outstanding | 55.39M | 400.70M |
| Float Shares | 26.55M | 369.51M |
| % Held by Insiders | 0.52% | 0.07% |
| % Held by Institutions | 0.48% | 0.84% |
Dividend Analysis & Yield Comparison: Mercury General vs Chubb
| Metric | MCY | CB |
|---|---|---|
| Last 12-Month Dividend | $0.96 | $2.73 |
| Last 12-Month Dividend Yield | 1.53% | 0.97% |
| 3-Year Avg Annual Dividend | $1.17 | $3.19 |
| 3-Year Avg Dividend Yield | 0.80% | 0.38% |
| 3-Year Total Dividends | $3.52 | $9.57 |
| Ex-Dividend Date | Mar 13, 2025 | Mar 14, 2025 |