Mercury General [MCY] vs Chubb [CB] Detailed Stock Comparison

Mercury General Corporation

NYSE
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Chubb Ltd.

NYSE
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TLDR: Quick Comparison Summary

Based on 20 vital metrics comparison: Mercury General Corporation wins in 10 metrics, Chubb Ltd. wins in 10 metrics, with 0 ties. Both stocks appear equally matched on key metrics.

View Metrics Details

Vital Metrics Comparison

Metric Mercury General Corporation Chubb Ltd. Better
P/E Ratio (TTM) 9.77 11.64 Mercury General Corporation
Price-to-Book Ratio 2.19 1.75 Chubb Ltd.
Debt-to-Equity Ratio 24.33 30.94 Mercury General Corporation
PEG Ratio 0.10 0.42 Mercury General Corporation
EV/EBITDA 5.52 11.46 Mercury General Corporation
Profit Margin (TTM) 9.03% 17.29% Chubb Ltd.
Operating Margin (TTM) 16.67% 24.24% Chubb Ltd.
EBITDA Margin (TTM) 16.67% 24.24% Chubb Ltd.
Return on Equity 24.80% 14.34% Mercury General Corporation
Return on Assets (TTM) 4.82% 3.12% Mercury General Corporation
Free Cash Flow (TTM) $1.03B $12.82B Chubb Ltd.
Dividend Yield 1.44% 0.59% Mercury General Corporation
1-Year Return 52.03% 4.89% Mercury General Corporation
Price-to-Sales Ratio (TTM) 0.88 2.16 Mercury General Corporation
Enterprise Value $4.22B $152.07B Chubb Ltd.
EV/Revenue Ratio 0.71 2.55 Mercury General Corporation
Revenue per Share (TTM) $108 $150 Chubb Ltd.
Earnings per Share (Diluted) $9.77 $28.29 Chubb Ltd.
Beta (Stock Volatility) 0.93 0.50 Chubb Ltd.
Short % of Float 6.64% 1.03% Chubb Ltd.

Mercury General Corporation vs Chubb Ltd. Stock Performance Analysis

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MCY
CB

Performance Comparison

Short-term Returns

Stock1D1W1M3M6MYTD
Mercury General Corporation-1.73%-3.07%3.09%7.49%7.56%7.27%
Chubb Ltd.0.15%-4.05%-3.95%-8.90%6.03%0.71%

Long-term Returns

Stock1Y3Y5Y10Y15Y20Y
Mercury General Corporation52.03%223.85%58.86%85.38%143.92%72.95%
Chubb Ltd.4.89%62.06%80.18%144.38%357.75%511.96%

Performance & Financial Health Analysis: Mercury General Corporation vs Chubb Ltd.

MetricMCYCB
Market Information
Market Cap i$5.41B$130.19B
Market Cap CategoryMid capLarge cap
10 Day Avg. Volume i201,9881,559,588
90 Day Avg. Volume i224,6991,636,379
Last Close$96.74$312.75
52 Week Range$62.25 - $103.86$264.10 - $345.67
% from 52W High-6.86%-9.52%
All-Time High$103.83 (May 18, 2026)$345.67 (Mar 02, 2026)
% from All-Time High-6.83%-9.52%
Growth Metrics
Quarterly Revenue Growth0.14%0.06%
Quarterly Earnings Growth1.00%0.25%
Financial Health
Profit Margin (TTM) i0.09%0.17%
Operating Margin (TTM) i0.17%0.24%
Return on Equity (TTM) i0.25%0.14%
Debt to Equity (MRQ) i24.3330.94
Cash & Liquidity
Book Value per Share (MRQ)$43.64$188.59
Cash per Share (MRQ)$29.84$18.23
Operating Cash Flow (TTM) i$1.09B$12.82B
Levered Free Cash Flow (TTM) i$2.52B$12.14B
Dividends
Last 12-Month Dividend Yield i1.44%0.59%
Last 12-Month Dividend i$1.28$1.94

Valuation & Enterprise Metrics Analysis: Mercury General Corporation vs Chubb Ltd.

MetricMCY (Apr 24, 2026)CB (Apr 24, 2026)
Price Ratios
P/E Ratio (TTM) i9.7711.64
Forward P/E i11.9311.29
PEG Ratio i0.100.42
Price to Sales (TTM) i0.882.16
Price to Book (MRQ) i2.191.75
Market Capitalization
Market Capitalization i$5.41B$130.19B
Enterprise Value i$4.22B$152.07B
Enterprise Value Metrics
Enterprise to Revenue i0.712.55
Enterprise to EBITDA i5.5211.46
Risk & Other Metrics
Beta i0.930.50
Book Value per Share (MRQ) i$43.64$188.59

Financial Statements Comparison: Mercury General Corporation vs Chubb Ltd.

Financial Metrics

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Revenue

Operating Margin

Profit Margin

Long Term Debt

Income Flow Analysis

Financial Statements Comparison

Income Statement

MetricMCY (2025)CB (2025)
Revenue/Sales i5.99B59.78B
Cost of Goods Sold iN/AN/A
COGS % of Revenue i0.0%0.0%
Gross Profit iN/AN/A
Gross Margin i0.0%0.0%
Research & Development iN/AN/A
Operating Income (EBIT) iN/AN/A
Operating Margin i0.0%0.0%
EBITDA iN/AN/A
EBITDA Margin i0.0%0.0%
Pre-Tax Income i663.65M13.04B
Pre-Tax Income % of Revenue i11.1%21.8%
Income Tax i122.56M2.42B
Income Tax % of Revenue i2.0%4.1%
Net Income (Profit) i541.09M10.62B
Profit Margin i9.0%17.8%

Balance Sheet & Liquidity Metrics

MetricMCY (2025)CB (2025)
Cash & Equivalents i1.32B2.27B
Total Current Assets iN/AN/A
Total Current Assets % of Revenue i0.0%0.0%
Total Current Liabilities iN/AN/A
Total Current Liabilities % of Revenue i0.0%0.0%
Long-Term Debt i586.86M15.73B
Long-Term Debt % of Revenue i9.8%26.3%
Total Shareholders Equity i2.42B79.78B
Retained Earnings i2.32B69.95B
Retained Earnings % of Revenue i38.7%117.0%
Property, Plant & Equipment iN/AN/A

Cash Flow Statement Comparison

MetricMCY (2025)CB (2025)
Operating Cash Flow i440.49M9.94B
Operating Cash Flow % of Revenue i7.4%16.6%
Capital Expenditures i-24.28MN/A
Free Cash Flow i1.03B12.82B
FCF Margin i17.2%21.4%
Debt Repayment iN/A-800.00M
Common Stock Repurchase iN/A-3.69B

Short Interest & Institutional Ownership Analysis

MetricMCYCB
Shares Short i1.76M3.98M
Short Ratio i7.002.17
Short % of Float i6.64%1.03%
Shares Outstanding i55.39M391.10M
Float Shares i26.56M353.59M
% Held by Insiders i52.03%9.45%
% Held by Institutions i47.41%84.38%
% Held by Public i0.56%6.17%

Dividend Analysis & Yield Comparison: Mercury General Corporation vs Chubb Ltd.

MetricMCYCB
Last 12-Month Dividend i$1.28$1.94
Last 12-Month Dividend Yield i1.44%0.59%
3-Year Avg Annual Dividend i$1.28$3.01
3-Year Avg Dividend Yield i0.61%0.35%
3-Year Total Dividends i$3.84$9.02
Ex-Dividend DateMar 12, 2026Mar 13, 2026