M&T Bank [MTB] vs NatWest Group plc [NWG] Detailed Stock Comparison
TLDR: Quick Comparison Summary
Based on 19 vital metrics comparison: M&T Bank Corporation wins in 9 metrics, NatWest Group plc Sponsored ADR wins in 10 metrics, with 0 ties. NatWest Group plc Sponsored ADR appears stronger overall.
View Metrics Details
Vital Metrics Comparison
| Metric | M&T Bank Corporation | NatWest Group plc Sponsored ADR | Better |
|---|---|---|---|
| P/E Ratio (TTM) | 11.47 | 8.77 | NatWest Group plc Sponsored ADR |
| Price-to-Book Ratio | 1.09 | 1.24 | M&T Bank Corporation |
| Debt-to-Equity Ratio | 0.54 | 4.93 | M&T Bank Corporation |
| PEG Ratio | 0.84 | 0.64 | NatWest Group plc Sponsored ADR |
| Profit Margin (TTM) | 30.54% | 36.51% | NatWest Group plc Sponsored ADR |
| Operating Margin (TTM) | 43.89% | 47.06% | NatWest Group plc Sponsored ADR |
| EBITDA Margin (TTM) | 43.89% | 47.06% | NatWest Group plc Sponsored ADR |
| Return on Equity | 9.63% | 14.23% | NatWest Group plc Sponsored ADR |
| Return on Assets (TTM) | 1.31% | 0.82% | M&T Bank Corporation |
| Free Cash Flow (TTM) | $3.39B | $5.79B | NatWest Group plc Sponsored ADR |
| Dividend Yield | 2.67% | 6.34% | NatWest Group plc Sponsored ADR |
| 1-Year Return | 18.33% | 12.17% | M&T Bank Corporation |
| Price-to-Sales Ratio (TTM) | 3.15 | 3.99 | M&T Bank Corporation |
| Enterprise Value | $27.38B | $74.45B | NatWest Group plc Sponsored ADR |
| EV/Revenue Ratio | 3.02 | 3.45 | M&T Bank Corporation |
| Revenue per Share (TTM) | $56 | $4 | M&T Bank Corporation |
| Earnings per Share (Diluted) | $16.21 | $1.82 | M&T Bank Corporation |
| Beta (Stock Volatility) | 0.61 | 0.83 | M&T Bank Corporation |
| Short % of Float | 3.49% | 0.03% | NatWest Group plc Sponsored ADR |
M&T Bank Corporation vs NatWest Group plc Sponsored ADR Stock Performance Analysis
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Performance Comparison
Short-term Returns
| Stock | 1D | 1W | 1M | 3M | 6M | YTD |
|---|---|---|---|---|---|---|
| M&T Bank Corporation | -1.50% | -0.50% | -0.02% | -2.26% | 9.41% | 4.90% |
| NatWest Group plc Sponsored ADR | -1.98% | -1.74% | 4.97% | -0.81% | -5.04% | -11.17% |
Long-term Returns
| Stock | 1Y | 3Y | 5Y | 10Y | 15Y | 20Y |
|---|---|---|---|---|---|---|
| M&T Bank Corporation | 18.33% | 72.08% | 34.01% | 82.70% | 151.91% | 84.88% |
| NatWest Group plc Sponsored ADR | 12.17% | 140.48% | 149.84% | 113.87% | 9.04% | -92.77% |
Performance & Financial Health Analysis: M&T Bank Corporation vs NatWest Group plc Sponsored ADR
| Metric | MTB | NWG |
|---|---|---|
| Market Information | ||
| Market Cap | $28.56B | $62.50B |
| Market Cap Category | Large cap | Large cap |
| 10 Day Avg. Volume | 1,077,600 | 3,354,153 |
| 90 Day Avg. Volume | 1,279,450 | 4,128,594 |
| Last Close | $214.03 | $15.83 |
| 52 Week Range | $174.76 - $239.00 | $12.91 - $19.36 |
| % from 52W High | -10.45% | -18.23% |
| All-Time High | $239.00 (Feb 11, 2026) | $241.80 (Oct 29, 2007) |
| % from All-Time High | -10.45% | -93.45% |
| Growth Metrics | ||
| Quarterly Revenue Growth | 0.08% | 0.11% |
| Quarterly Earnings Growth | 0.10% | 0.11% |
| Financial Health | ||
| Profit Margin (TTM) | 0.31% | 0.37% |
| Operating Margin (TTM) | 0.44% | 0.47% |
| Return on Equity (TTM) | 0.10% | 0.14% |
| Debt to Equity (MRQ) | 0.54 | 4.93 |
| Cash & Liquidity | ||
| Book Value per Share (MRQ) | $170.44 | $12.85 |
| Cash per Share (MRQ) | $123.94 | $28.53 |
| Operating Cash Flow (TTM) | $4.16B | $-16,770,539,519 |
| Levered Free Cash Flow (TTM) | $2.45B | $5.48B |
| Dividends | ||
| Last 12-Month Dividend Yield | 2.67% | 6.34% |
| Last 12-Month Dividend | $5.85 | $0.88 |
Valuation & Enterprise Metrics Analysis: M&T Bank Corporation vs NatWest Group plc Sponsored ADR
| Metric | MTB (Nov 10, 2025) | NWG (Apr 24, 2026) |
|---|---|---|
| Price Ratios | ||
| P/E Ratio (TTM) | 11.47 | 8.77 |
| Forward P/E | 11.42 | 7.45 |
| PEG Ratio | 0.84 | 0.64 |
| Price to Sales (TTM) | 3.15 | 3.99 |
| Price to Book (MRQ) | 1.09 | 1.24 |
| Market Capitalization | ||
| Market Capitalization | $28.56B | $62.50B |
| Enterprise Value | $27.38B | $74.45B |
| Enterprise Value Metrics | ||
| Enterprise to Revenue | 3.02 | 3.45 |
| Enterprise to EBITDA | N/A | N/A |
| Risk & Other Metrics | ||
| Beta | 0.61 | 0.83 |
| Book Value per Share (MRQ) | $170.44 | $12.85 |
Financial Statements Comparison: M&T Bank Corporation vs NatWest Group plc Sponsored ADR
Financial Metrics
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Revenue
Operating Margin
Profit Margin
Long Term Debt
Income Flow Analysis
Financial Statements Comparison
Income Statement
| Metric | MTB (2024) | NWG (2025) |
|---|---|---|
| Revenue/Sales | 9.23B | 16.61B |
| Cost of Goods Sold | N/A | N/A |
| COGS % of Revenue | 0.0% | 0.0% |
| Gross Profit | N/A | N/A |
| Gross Margin | 0.0% | 0.0% |
| Research & Development | N/A | N/A |
| Operating Income (EBIT) | N/A | N/A |
| Operating Margin | 0.0% | 0.0% |
| EBITDA | N/A | N/A |
| EBITDA Margin | 0.0% | 0.0% |
| Pre-Tax Income | 3.31B | 7.71B |
| Pre-Tax Income % of Revenue | 35.9% | 46.4% |
| Income Tax | 722.00M | 1.87B |
| Income Tax % of Revenue | 7.8% | 11.3% |
| Net Income (Profit) | 2.59B | 5.83B |
| Profit Margin | 28.0% | 35.1% |
Balance Sheet & Liquidity Metrics
| Metric | MTB (2024) | NWG (2025) |
|---|---|---|
| Cash & Equivalents | 20.78B | 85.35B |
| Total Current Assets | N/A | N/A |
| Total Current Assets % of Revenue | 0.0% | 0.0% |
| Total Current Liabilities | N/A | N/A |
| Total Current Liabilities % of Revenue | 0.0% | 0.0% |
| Long-Term Debt | 12.61B | 71.83B |
| Long-Term Debt % of Revenue | 136.6% | 432.5% |
| Total Shareholders Equity | 29.03B | 42.61B |
| Retained Earnings | 19.08B | 14.42B |
| Retained Earnings % of Revenue | 206.7% | 86.8% |
| Property, Plant & Equipment | 569.00M | 4.28B |
Cash Flow Statement Comparison
| Metric | MTB (2024) | NWG (2025) |
|---|---|---|
| Operating Cash Flow | 3.12B | 6.00B |
| Operating Cash Flow % of Revenue | 33.8% | 36.1% |
| Capital Expenditures | N/A | -605.00M |
| Free Cash Flow | 3.39B | 5.79B |
| FCF Margin | 36.8% | 34.9% |
| Debt Repayment | -1.01B | -4.18B |
| Common Stock Repurchase | -746.00M | -2.56B |
Short Interest & Institutional Ownership Analysis
| Metric | MTB | NWG |
|---|---|---|
| Shares Short | 4.70M | 1.29M |
| Short Ratio | 4.06 | 0.27 |
| Short % of Float | 3.49% | 0.03% |
| Shares Outstanding | 156.52M | 7.99B |
| Float Shares | 152.90M | 7.96B |
| % Held by Insiders | 0.41% | 0.00% |
| % Held by Institutions | 90.48% | 4.78% |
| % Held by Public | 9.11% | 95.22% |
Dividend Analysis & Yield Comparison: M&T Bank Corporation vs NatWest Group plc Sponsored ADR
| Metric | MTB | NWG |
|---|---|---|
| Last 12-Month Dividend | $5.85 | $0.88 |
| Last 12-Month Dividend Yield | 2.67% | 6.34% |
| 3-Year Avg Annual Dividend | $5.48 | $0.66 |
| 3-Year Avg Dividend Yield | 0.83% | 2.94% |
| 3-Year Total Dividends | $16.45 | $1.99 |
| Ex-Dividend Date | Mar 02, 2026 | Mar 20, 2026 |