NCR Atleos [NATL] vs Bentley Systems [BSY] Detailed Stock Comparison

NCR Atleos Corp.

NYSE
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Bentley Systems Incorporated

NASDAQ
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TLDR: Quick Comparison Summary

Based on 21 vital metrics comparison: NCR Atleos Corp. wins in 12 metrics, Bentley Systems Incorporated wins in 8 metrics, with 0 ties. NCR Atleos Corp. appears stronger overall.

View Metrics Details

Vital Metrics Comparison

Metric NCR Atleos Corp. Bentley Systems Incorporated Better
P/E Ratio (TTM) 21.25 39.34 NCR Atleos Corp.
Price-to-Book Ratio 8.32 8.80 NCR Atleos Corp.
Debt-to-Equity Ratio 739.30 108.01 Bentley Systems Incorporated
PEG Ratio 0.27 2.10 NCR Atleos Corp.
EV/EBITDA 7.16 26.97 NCR Atleos Corp.
Profit Margin (TTM) 3.72% 18.50% Bentley Systems Incorporated
Operating Margin (TTM) 18.14% 20.67% Bentley Systems Incorporated
EBITDA Margin (TTM) 18.14% 20.67% Bentley Systems Incorporated
Return on Equity 51.84% 24.91% NCR Atleos Corp.
Return on Assets (TTM) 6.04% 6.65% Bentley Systems Incorporated
Free Cash Flow (TTM) $200.00M $520.21M Bentley Systems Incorporated
Dividend Yield N/A 0.90% N/A
1-Year Return 68.24% -31.62% NCR Atleos Corp.
Price-to-Sales Ratio (TTM) 0.77 6.75 NCR Atleos Corp.
Enterprise Value $5.86B $11.65B Bentley Systems Incorporated
EV/Revenue Ratio 1.35 7.76 NCR Atleos Corp.
Gross Profit Margin (TTM) 26.56% 81.89% Bentley Systems Incorporated
Revenue per Share (TTM) $59 $5 NCR Atleos Corp.
Earnings per Share (Diluted) $2.14 $0.85 NCR Atleos Corp.
Beta (Stock Volatility) 0.78 1.16 NCR Atleos Corp.
Short % of Float 3.98% 9.58% NCR Atleos Corp.

NCR Atleos Corp. vs Bentley Systems Incorporated Stock Performance Analysis

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NATL
BSY

Performance Comparison

Short-term Returns

Stock1D1W1M3M6MYTD
NCR Atleos Corp.-0.54%-2.26%0.09%-8.28%17.77%18.40%
Bentley Systems Incorporated-4.06%1.75%-2.92%-15.84%-23.46%-14.50%

Long-term Returns

Stock1Y3Y5Y10Y15Y20Y
NCR Atleos Corp.68.24%96.48%96.48%96.48%96.48%96.48%
Bentley Systems Incorporated-31.62%-34.67%-47.10%-6.18%-6.18%-6.18%

Performance & Financial Health Analysis: NCR Atleos Corp. vs Bentley Systems Incorporated

MetricNATLBSY
Market Information
Market Cap i$3.35B$10.14B
Market Cap CategoryMid capLarge cap
10 Day Avg. Volume i952,6871,935,700
90 Day Avg. Volume i1,110,9262,387,640
Last Close$44.08$32.62
52 Week Range$23.56 - $48.50$30.52 - $59.25
% from 52W High-9.11%-44.95%
All-Time High$48.50 (Mar 04, 2026)$71.92 (Sep 13, 2021)
% from All-Time High-9.11%-54.64%
Growth Metrics
Quarterly Revenue Growth0.04%0.12%
Quarterly Earnings Growth1.02%0.17%
Financial Health
Profit Margin (TTM) i0.04%0.19%
Operating Margin (TTM) i0.18%0.21%
Return on Equity (TTM) i0.52%0.25%
Debt to Equity (MRQ) i739.30108.01
Cash & Liquidity
Book Value per Share (MRQ)$5.47$3.80
Cash per Share (MRQ)$6.20$0.39
Operating Cash Flow (TTM) i$356.00M$538.46M
Levered Free Cash Flow (TTM) i$433.38M$468.16M
Dividends
Last 12-Month Dividend Yield iN/A0.90%
Last 12-Month Dividend iN/A$0.35

Valuation & Enterprise Metrics Analysis: NCR Atleos Corp. vs Bentley Systems Incorporated

MetricNATL (Apr 24, 2026)BSY (Apr 26, 2026)
Price Ratios
P/E Ratio (TTM) i21.2539.34
Forward P/E i8.0321.24
PEG Ratio i0.272.10
Price to Sales (TTM) i0.776.75
Price to Book (MRQ) i8.328.80
Market Capitalization
Market Capitalization i$3.35B$10.14B
Enterprise Value i$5.86B$11.65B
Enterprise Value Metrics
Enterprise to Revenue i1.357.76
Enterprise to EBITDA i7.1626.97
Risk & Other Metrics
Beta i0.781.16
Book Value per Share (MRQ) i$5.47$3.80

Financial Statements Comparison: NCR Atleos Corp. vs Bentley Systems Incorporated

Financial Metrics

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Revenue

Operating Margin

Profit Margin

Long Term Debt

Income Flow Analysis

Financial Statements Comparison

Income Statement

MetricNATL (2025)BSY (2025)
Revenue/Sales i4.35B1.50B
Cost of Goods Sold i3.29B277.53M
COGS % of Revenue i75.6%18.5%
Gross Profit i1.06B1.22B
Gross Margin i24.4%81.5%
Research & Development i70.00M307.58M
Operating Income (EBIT) i478.00M362.62M
Operating Margin i11.0%24.1%
EBITDA i774.00M432.21M
EBITDA Margin i17.8%28.8%
Pre-Tax Income i189.00M350.73M
Pre-Tax Income % of Revenue i4.3%23.4%
Income Tax i27.00M72.98M
Income Tax % of Revenue i0.6%4.9%
Net Income (Profit) i162.00M277.79M
Profit Margin i3.7%18.5%

Balance Sheet & Liquidity Metrics

MetricNATL (2025)BSY (2025)
Cash & Equivalents i456.00M123.28M
Total Current Assets i1.82B539.03M
Total Current Assets % of Revenue i41.9%35.9%
Total Current Liabilities i1.90B960.21M
Total Current Liabilities % of Revenue i43.6%63.9%
Long-Term Debt i2.81B1.27B
Long-Term Debt % of Revenue i64.6%84.6%
Total Shareholders Equity i402.00M1.19B
Retained Earnings i299.00M-40.26M
Retained Earnings % of Revenue i6.9%-2.7%
Property, Plant & Equipment i191.00M31.21M

Cash Flow Statement Comparison

MetricNATL (2025)BSY (2025)
Operating Cash Flow i337.00M435.81M
Operating Cash Flow % of Revenue i7.7%29.0%
Capital Expenditures i45.00M-18.26M
Free Cash Flow i200.00M520.21M
FCF Margin i4.6%34.6%
Debt Repayment i-1.18B-434.68M
Common Stock Repurchase i-28.00M-157.24M

Short Interest & Institutional Ownership Analysis

MetricNATLBSY
Shares Short i2.20M19.77M
Short Ratio i1.436.83
Short % of Float i3.98%9.58%
Shares Outstanding i73.70M302.36M
Float Shares i73.09M148.93M
% Held by Insiders i1.25%44.16%
% Held by Institutions i100.63%50.49%
% Held by Public i-1.88%5.35%

Dividend Analysis & Yield Comparison: NCR Atleos Corp. vs Bentley Systems Incorporated

MetricNATLBSY
Last 12-Month Dividend iN/A$0.35
Last 12-Month Dividend Yield iN/A0.90%
3-Year Avg Annual Dividend iN/A$0.25
3-Year Avg Dividend Yield iN/A0.13%
3-Year Total Dividends iN/A$0.74
Ex-Dividend DateN/AMar 10, 2026