Flagstar Financial [NYCB] vs Popular [BPOP] Detailed Stock Comparison

TLDR: Quick Comparison Summary

Based on 18 vital metrics comparison: Flagstar Financial Corporation wins in 3 metrics, Popular Inc. wins in 8 metrics, with 1 ties. Popular Inc. appears stronger overall.

View Metrics Details

Vital Metrics Comparison

Metric Flagstar Financial Corporation Popular Inc. Better
P/E Ratio (TTM) 1.22 10.88 Flagstar Financial Corporation
Price-to-Book Ratio N/A 1.52 N/A
Debt-to-Equity Ratio 0.00 0.18 Tie
PEG Ratio -0.01 0.23 Popular Inc.
Profit Margin (TTM) N/A 29.99% N/A
Operating Margin (TTM) N/A 39.25% N/A
EBITDA Margin (TTM) N/A 39.25% N/A
Return on Equity -1.40% 14.89% Popular Inc.
Return on Assets (TTM) N/A 1.20% N/A
Free Cash Flow (TTM) $197.00M $680.99M Popular Inc.
Dividend Yield 0.09% 2.64% Popular Inc.
1-Year Return 22.05% 43.47% Popular Inc.
Price-to-Sales Ratio (TTM) 0.90 3.16 Flagstar Financial Corporation
Enterprise Value $13.06B $10.28B Flagstar Financial Corporation
EV/Revenue Ratio 3.59 3.42 Popular Inc.
Revenue per Share (TTM) $15 $45 Popular Inc.
Earnings per Share (Diluted) $-0.48 $13.52 Popular Inc.
Short % of Float N/A 2.26% N/A

Flagstar Financial Corporation vs Popular Inc. Stock Performance Analysis

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Performance Comparison

Short-term Returns

Stock1D1W1M3M6MYTD
Flagstar Financial Corporation-2.31%-1.64%-0.65%6.91%8.08%9.72%
Popular Inc.3.13%-1.66%0.06%8.76%26.32%17.60%

Long-term Returns

Stock1Y3Y5Y10Y15Y20Y
Flagstar Financial Corporation22.05%18.55%18.55%-69.88%-70.22%-72.05%
Popular Inc.43.47%136.25%81.84%383.50%430.46%-24.37%

Performance & Financial Health Analysis: Flagstar Financial Corporation vs Popular Inc.

MetricNYCBBPOP
Market Information
Market Cap i$3.27B$9.51B
Market Cap CategoryMid capMid cap
10 Day Avg. Volume i5,552,564560,226
90 Day Avg. Volume i5,272,618528,389
Last Close$13.77$152.77
52 Week Range$10.38 - $14.92$102.56 - $153.26
% from 52W High-7.74%-0.32%
All-Time High$106.71 (Mar 01, 2004)$290.00 (Dec 27, 2004)
% from All-Time High-87.10%-47.32%
Growth Metrics
Quarterly Revenue Growth-0.02%0.10%
Quarterly Earnings Growth-0.37%0.39%
Financial Health
Profit Margin (TTM) iN/A0.30%
Operating Margin (TTM) iN/A0.39%
Return on Equity (TTM) i-0.01%0.15%
Debt to Equity (MRQ) i0.000.18
Cash & Liquidity
Book Value per Share (MRQ)$23.38$96.76
Cash per Share (MRQ)N/A$6.39
Operating Cash Flow (TTM) i$-1,030,000,000$901.67M
Levered Free Cash Flow (TTM) i$-117,000,000$831.75M
Dividends
Last 12-Month Dividend Yield i0.09%2.64%
Last 12-Month Dividend i$0.01$3.65

Valuation & Enterprise Metrics Analysis: Flagstar Financial Corporation vs Popular Inc.

MetricNYCB (Apr 08, 2026)BPOP (Apr 26, 2026)
Price Ratios
P/E Ratio (TTM) i1.2210.88
Forward P/E i-117.228.92
PEG Ratio i-0.010.23
Price to Sales (TTM) i0.903.16
Price to Book (MRQ) iN/A1.52
Market Capitalization
Market Capitalization i$3.27B$9.51B
Enterprise Value i$13.06B$10.28B
Enterprise Value Metrics
Enterprise to Revenue i3.593.42
Enterprise to EBITDA iN/AN/A
Risk & Other Metrics
Beta iN/AN/A
Book Value per Share (MRQ) i$23.38$96.76

Financial Statements Comparison: Flagstar Financial Corporation vs Popular Inc.

Financial Metrics

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Revenue

Operating Margin

Profit Margin

Long Term Debt

Income Flow Analysis

Financial Statements Comparison

Income Statement

MetricNYCB (2023)BPOP (2025)
Revenue/Sales i3.63B3.05B
Cost of Goods Sold iN/AN/A
COGS % of Revenue i0.0%0.0%
Gross Profit iN/AN/A
Gross Margin i0.0%0.0%
Research & Development iN/AN/A
Operating Income (EBIT) iN/AN/A
Operating Margin i0.0%0.0%
EBITDA iN/AN/A
EBITDA Margin i0.0%0.0%
Pre-Tax Income i-50.00M1.01B
Pre-Tax Income % of Revenue i-1.4%33.0%
Income Tax i29.00M173.63M
Income Tax % of Revenue i0.8%5.7%
Net Income (Profit) i-79.00M833.16M
Profit Margin i-2.2%27.3%

Balance Sheet & Liquidity Metrics

MetricNYCB (2023)BPOP (2025)
Cash & Equivalents i11.48B5.03B
Total Current Assets iN/AN/A
Total Current Assets % of Revenue i0.0%0.0%
Total Current Liabilities iN/AN/A
Total Current Liabilities % of Revenue i0.0%0.0%
Long-Term Debt i13.92B891.92M
Long-Term Debt % of Revenue i383.1%29.3%
Total Shareholders Equity i8.37B6.25B
Retained Earnings i443.00M5.21B
Retained Earnings % of Revenue i12.2%170.9%
Property, Plant & Equipment i652.00M499.60M

Cash Flow Statement Comparison

MetricNYCB (2023)BPOP (2025)
Operating Cash Flow i-1.03B901.67M
Operating Cash Flow % of Revenue i-28.4%29.6%
Capital Expenditures i-66.00M-196.80M
Free Cash Flow i197.00M680.99M
FCF Margin i5.4%22.4%
Debt Repayment i-19.44B-148.15M
Common Stock Repurchase i-12.00M-504.72M

Short Interest & Institutional Ownership Analysis

MetricNYCBBPOP
Shares Short iN/A1.24M
Short Ratio iN/A2.49
Short % of Float iN/A2.26%
Shares Outstanding i415.26M64.65M
Float Shares iN/A63.16M
% Held by Insiders iN/A1.87%
% Held by Institutions iN/A94.18%
% Held by Public iN/A3.95%

Dividend Analysis & Yield Comparison: Flagstar Financial Corporation vs Popular Inc.

MetricNYCBBPOP
Last 12-Month Dividend i$0.01$3.65
Last 12-Month Dividend Yield i0.09%2.64%
3-Year Avg Annual Dividend i$0.36$2.83
3-Year Avg Dividend Yield i0.92%0.73%
3-Year Total Dividends i$1.09$8.48
Ex-Dividend DateSep 06, 2024Mar 18, 2026