Flagstar Financial [NYCB] vs Popular [BPOP] Detailed Stock Comparison
TLDR: Quick Comparison Summary
Based on 18 vital metrics comparison: Flagstar Financial Corporation wins in 3 metrics, Popular Inc. wins in 8 metrics, with 1 ties. Popular Inc. appears stronger overall.
View Metrics Details
Vital Metrics Comparison
| Metric | Flagstar Financial Corporation | Popular Inc. | Better |
|---|---|---|---|
| P/E Ratio (TTM) | 1.22 | 10.88 | Flagstar Financial Corporation |
| Price-to-Book Ratio | N/A | 1.52 | N/A |
| Debt-to-Equity Ratio | 0.00 | 0.18 | Tie |
| PEG Ratio | -0.01 | 0.23 | Popular Inc. |
| Profit Margin (TTM) | N/A | 29.99% | N/A |
| Operating Margin (TTM) | N/A | 39.25% | N/A |
| EBITDA Margin (TTM) | N/A | 39.25% | N/A |
| Return on Equity | -1.40% | 14.89% | Popular Inc. |
| Return on Assets (TTM) | N/A | 1.20% | N/A |
| Free Cash Flow (TTM) | $197.00M | $680.99M | Popular Inc. |
| Dividend Yield | 0.09% | 2.64% | Popular Inc. |
| 1-Year Return | 22.05% | 43.47% | Popular Inc. |
| Price-to-Sales Ratio (TTM) | 0.90 | 3.16 | Flagstar Financial Corporation |
| Enterprise Value | $13.06B | $10.28B | Flagstar Financial Corporation |
| EV/Revenue Ratio | 3.59 | 3.42 | Popular Inc. |
| Revenue per Share (TTM) | $15 | $45 | Popular Inc. |
| Earnings per Share (Diluted) | $-0.48 | $13.52 | Popular Inc. |
| Short % of Float | N/A | 2.26% | N/A |
Flagstar Financial Corporation vs Popular Inc. Stock Performance Analysis
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Performance Comparison
Short-term Returns
| Stock | 1D | 1W | 1M | 3M | 6M | YTD |
|---|---|---|---|---|---|---|
| Flagstar Financial Corporation | -2.31% | -1.64% | -0.65% | 6.91% | 8.08% | 9.72% |
| Popular Inc. | 3.13% | -1.66% | 0.06% | 8.76% | 26.32% | 17.60% |
Long-term Returns
| Stock | 1Y | 3Y | 5Y | 10Y | 15Y | 20Y |
|---|---|---|---|---|---|---|
| Flagstar Financial Corporation | 22.05% | 18.55% | 18.55% | -69.88% | -70.22% | -72.05% |
| Popular Inc. | 43.47% | 136.25% | 81.84% | 383.50% | 430.46% | -24.37% |
Performance & Financial Health Analysis: Flagstar Financial Corporation vs Popular Inc.
| Metric | NYCB | BPOP |
|---|---|---|
| Market Information | ||
| Market Cap | $3.27B | $9.51B |
| Market Cap Category | Mid cap | Mid cap |
| 10 Day Avg. Volume | 5,552,564 | 560,226 |
| 90 Day Avg. Volume | 5,272,618 | 528,389 |
| Last Close | $13.77 | $152.77 |
| 52 Week Range | $10.38 - $14.92 | $102.56 - $153.26 |
| % from 52W High | -7.74% | -0.32% |
| All-Time High | $106.71 (Mar 01, 2004) | $290.00 (Dec 27, 2004) |
| % from All-Time High | -87.10% | -47.32% |
| Growth Metrics | ||
| Quarterly Revenue Growth | -0.02% | 0.10% |
| Quarterly Earnings Growth | -0.37% | 0.39% |
| Financial Health | ||
| Profit Margin (TTM) | N/A | 0.30% |
| Operating Margin (TTM) | N/A | 0.39% |
| Return on Equity (TTM) | -0.01% | 0.15% |
| Debt to Equity (MRQ) | 0.00 | 0.18 |
| Cash & Liquidity | ||
| Book Value per Share (MRQ) | $23.38 | $96.76 |
| Cash per Share (MRQ) | N/A | $6.39 |
| Operating Cash Flow (TTM) | $-1,030,000,000 | $901.67M |
| Levered Free Cash Flow (TTM) | $-117,000,000 | $831.75M |
| Dividends | ||
| Last 12-Month Dividend Yield | 0.09% | 2.64% |
| Last 12-Month Dividend | $0.01 | $3.65 |
Valuation & Enterprise Metrics Analysis: Flagstar Financial Corporation vs Popular Inc.
| Metric | NYCB (Apr 08, 2026) | BPOP (Apr 26, 2026) |
|---|---|---|
| Price Ratios | ||
| P/E Ratio (TTM) | 1.22 | 10.88 |
| Forward P/E | -117.22 | 8.92 |
| PEG Ratio | -0.01 | 0.23 |
| Price to Sales (TTM) | 0.90 | 3.16 |
| Price to Book (MRQ) | N/A | 1.52 |
| Market Capitalization | ||
| Market Capitalization | $3.27B | $9.51B |
| Enterprise Value | $13.06B | $10.28B |
| Enterprise Value Metrics | ||
| Enterprise to Revenue | 3.59 | 3.42 |
| Enterprise to EBITDA | N/A | N/A |
| Risk & Other Metrics | ||
| Beta | N/A | N/A |
| Book Value per Share (MRQ) | $23.38 | $96.76 |
Financial Statements Comparison: Flagstar Financial Corporation vs Popular Inc.
Financial Metrics
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Revenue
Operating Margin
Profit Margin
Long Term Debt
Income Flow Analysis
Financial Statements Comparison
Income Statement
| Metric | NYCB (2023) | BPOP (2025) |
|---|---|---|
| Revenue/Sales | 3.63B | 3.05B |
| Cost of Goods Sold | N/A | N/A |
| COGS % of Revenue | 0.0% | 0.0% |
| Gross Profit | N/A | N/A |
| Gross Margin | 0.0% | 0.0% |
| Research & Development | N/A | N/A |
| Operating Income (EBIT) | N/A | N/A |
| Operating Margin | 0.0% | 0.0% |
| EBITDA | N/A | N/A |
| EBITDA Margin | 0.0% | 0.0% |
| Pre-Tax Income | -50.00M | 1.01B |
| Pre-Tax Income % of Revenue | -1.4% | 33.0% |
| Income Tax | 29.00M | 173.63M |
| Income Tax % of Revenue | 0.8% | 5.7% |
| Net Income (Profit) | -79.00M | 833.16M |
| Profit Margin | -2.2% | 27.3% |
Balance Sheet & Liquidity Metrics
| Metric | NYCB (2023) | BPOP (2025) |
|---|---|---|
| Cash & Equivalents | 11.48B | 5.03B |
| Total Current Assets | N/A | N/A |
| Total Current Assets % of Revenue | 0.0% | 0.0% |
| Total Current Liabilities | N/A | N/A |
| Total Current Liabilities % of Revenue | 0.0% | 0.0% |
| Long-Term Debt | 13.92B | 891.92M |
| Long-Term Debt % of Revenue | 383.1% | 29.3% |
| Total Shareholders Equity | 8.37B | 6.25B |
| Retained Earnings | 443.00M | 5.21B |
| Retained Earnings % of Revenue | 12.2% | 170.9% |
| Property, Plant & Equipment | 652.00M | 499.60M |
Cash Flow Statement Comparison
| Metric | NYCB (2023) | BPOP (2025) |
|---|---|---|
| Operating Cash Flow | -1.03B | 901.67M |
| Operating Cash Flow % of Revenue | -28.4% | 29.6% |
| Capital Expenditures | -66.00M | -196.80M |
| Free Cash Flow | 197.00M | 680.99M |
| FCF Margin | 5.4% | 22.4% |
| Debt Repayment | -19.44B | -148.15M |
| Common Stock Repurchase | -12.00M | -504.72M |
Short Interest & Institutional Ownership Analysis
| Metric | NYCB | BPOP |
|---|---|---|
| Shares Short | N/A | 1.24M |
| Short Ratio | N/A | 2.49 |
| Short % of Float | N/A | 2.26% |
| Shares Outstanding | 415.26M | 64.65M |
| Float Shares | N/A | 63.16M |
| % Held by Insiders | N/A | 1.87% |
| % Held by Institutions | N/A | 94.18% |
| % Held by Public | N/A | 3.95% |
Dividend Analysis & Yield Comparison: Flagstar Financial Corporation vs Popular Inc.
| Metric | NYCB | BPOP |
|---|---|---|
| Last 12-Month Dividend | $0.01 | $3.65 |
| Last 12-Month Dividend Yield | 0.09% | 2.64% |
| 3-Year Avg Annual Dividend | $0.36 | $2.83 |
| 3-Year Avg Dividend Yield | 0.92% | 0.73% |
| 3-Year Total Dividends | $1.09 | $8.48 |
| Ex-Dividend Date | Sep 06, 2024 | Mar 18, 2026 |