Flagstar Financial [NYCB] vs Old National Bancorp [ONB] Detailed Stock Comparison

Flagstar Financial Corporation

NYSE
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Old National Bancorp

NASDAQ
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TLDR: Quick Comparison Summary

Based on 18 vital metrics comparison: Flagstar Financial Corporation wins in 5 metrics, Old National Bancorp wins in 6 metrics, with 1 ties. Old National Bancorp appears stronger overall.

View Metrics Details

Vital Metrics Comparison

Metric Flagstar Financial Corporation Old National Bancorp Better
P/E Ratio (TTM) 1.22 12.38 Flagstar Financial Corporation
Price-to-Book Ratio N/A 1.13 N/A
Debt-to-Equity Ratio 0.00 0.92 Tie
PEG Ratio -0.01 0.75 Old National Bancorp
Profit Margin (TTM) N/A 30.25% N/A
Operating Margin (TTM) N/A 51.26% N/A
EBITDA Margin (TTM) N/A 51.26% N/A
Return on Equity -1.40% 10.08% Old National Bancorp
Return on Assets (TTM) N/A 1.20% N/A
Free Cash Flow (TTM) $197.00M $637.41M Old National Bancorp
Dividend Yield 0.09% 2.87% Old National Bancorp
1-Year Return 22.05% 15.10% Flagstar Financial Corporation
Price-to-Sales Ratio (TTM) 0.90 3.73 Flagstar Financial Corporation
Enterprise Value $13.06B $15.34B Old National Bancorp
EV/Revenue Ratio 3.59 6.12 Flagstar Financial Corporation
Revenue per Share (TTM) $15 $7 Flagstar Financial Corporation
Earnings per Share (Diluted) $-0.48 $1.94 Old National Bancorp
Short % of Float N/A 7.27% N/A

Flagstar Financial Corporation vs Old National Bancorp Stock Performance Analysis

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NYCB
ONB

Performance Comparison

Short-term Returns

Stock1D1W1M3M6MYTD
Flagstar Financial Corporation-2.31%-1.64%-0.65%6.91%8.08%9.72%
Old National Bancorp2.83%-3.28%-1.98%-0.68%5.28%3.37%

Long-term Returns

Stock1Y3Y5Y10Y15Y20Y
Flagstar Financial Corporation22.05%18.55%18.55%-69.88%-70.22%-72.05%
Old National Bancorp15.10%79.05%26.30%82.72%133.33%21.75%

Performance & Financial Health Analysis: Flagstar Financial Corporation vs Old National Bancorp

MetricNYCBONB
Market Information
Market Cap i$3.27B$9.35B
Market Cap CategoryMid capMid cap
10 Day Avg. Volume i5,552,5643,441,018
90 Day Avg. Volume i5,272,6183,308,019
Last Close$13.77$23.97
52 Week Range$10.38 - $14.92$19.39 - $26.17
% from 52W High-7.74%-8.41%
All-Time High$106.71 (Mar 01, 2004)$28.49 (Dec 21, 1998)
% from All-Time High-87.10%-15.87%
Growth Metrics
Quarterly Revenue Growth-0.02%0.46%
Quarterly Earnings Growth-0.37%0.62%
Financial Health
Profit Margin (TTM) iN/A0.30%
Operating Margin (TTM) iN/A0.51%
Return on Equity (TTM) i-0.01%0.10%
Debt to Equity (MRQ) i0.000.92
Cash & Liquidity
Book Value per Share (MRQ)$23.38$21.21
Cash per Share (MRQ)N/A$4.55
Operating Cash Flow (TTM) i$-1,030,000,000$806.44M
Levered Free Cash Flow (TTM) i$-117,000,000$653.12M
Dividends
Last 12-Month Dividend Yield i0.09%2.87%
Last 12-Month Dividend i$0.01$0.70

Valuation & Enterprise Metrics Analysis: Flagstar Financial Corporation vs Old National Bancorp

MetricNYCB (Apr 08, 2026)ONB (Apr 24, 2026)
Price Ratios
P/E Ratio (TTM) i1.2212.38
Forward P/E i-117.228.29
PEG Ratio i-0.010.75
Price to Sales (TTM) i0.903.73
Price to Book (MRQ) iN/A1.13
Market Capitalization
Market Capitalization i$3.27B$9.35B
Enterprise Value i$13.06B$15.34B
Enterprise Value Metrics
Enterprise to Revenue i3.596.12
Enterprise to EBITDA iN/AN/A
Risk & Other Metrics
Beta iN/AN/A
Book Value per Share (MRQ) i$23.38$21.21

Financial Statements Comparison: Flagstar Financial Corporation vs Old National Bancorp

Financial Metrics

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Revenue

Operating Margin

Profit Margin

Long Term Debt

Income Flow Analysis

Financial Statements Comparison

Income Statement

MetricNYCB (2023)ONB (2025)
Revenue/Sales i3.63B2.52B
Cost of Goods Sold iN/AN/A
COGS % of Revenue i0.0%0.0%
Gross Profit iN/AN/A
Gross Margin i0.0%0.0%
Research & Development iN/AN/A
Operating Income (EBIT) iN/AN/A
Operating Margin i0.0%0.0%
EBITDA iN/AN/A
EBITDA Margin i0.0%0.0%
Pre-Tax Income i-50.00M841.39M
Pre-Tax Income % of Revenue i-1.4%33.3%
Income Tax i29.00M172.14M
Income Tax % of Revenue i0.8%6.8%
Net Income (Profit) i-79.00M669.26M
Profit Margin i-2.2%26.5%

Balance Sheet & Liquidity Metrics

MetricNYCB (2023)ONB (2025)
Cash & Equivalents i11.48B1.83B
Total Current Assets iN/AN/A
Total Current Assets % of Revenue i0.0%0.0%
Total Current Liabilities iN/AN/A
Total Current Liabilities % of Revenue i0.0%0.0%
Long-Term Debt i13.92B7.09B
Long-Term Debt % of Revenue i383.1%280.9%
Total Shareholders Equity i8.37B8.49B
Retained Earnings i443.00M2.41B
Retained Earnings % of Revenue i12.2%95.4%
Property, Plant & Equipment i652.00MN/A

Cash Flow Statement Comparison

MetricNYCB (2023)ONB (2025)
Operating Cash Flow i-1.03B806.44M
Operating Cash Flow % of Revenue i-28.4%31.9%
Capital Expenditures i-66.00M-41.70M
Free Cash Flow i197.00M637.41M
FCF Margin i5.4%25.2%
Debt Repayment i-19.44B-2.57B
Common Stock Repurchase i-12.00M-71.80M

Short Interest & Institutional Ownership Analysis

MetricNYCBONB
Shares Short iN/A22.06M
Short Ratio iN/A6.68
Short % of Float iN/A7.27%
Shares Outstanding i415.26M389.66M
Float Shares iN/A382.68M
% Held by Insiders iN/A0.68%
% Held by Institutions iN/A97.76%
% Held by Public iN/A1.56%

Dividend Analysis & Yield Comparison: Flagstar Financial Corporation vs Old National Bancorp

MetricNYCBONB
Last 12-Month Dividend i$0.01$0.70
Last 12-Month Dividend Yield i0.09%2.87%
3-Year Avg Annual Dividend i$0.36$0.61
3-Year Avg Dividend Yield i0.92%0.76%
3-Year Total Dividends i$1.09$1.82
Ex-Dividend DateSep 06, 2024Mar 05, 2026