Origin Bancorp [OBK] vs Pathward Financial [CASH] Detailed Stock Comparison

Origin Bancorp Inc.

NYSE
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Pathward Financial Inc.

NASDAQ
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TLDR: Quick Comparison Summary

Based on 19 vital metrics comparison: Origin Bancorp Inc. wins in 8 metrics, Pathward Financial Inc. wins in 11 metrics, with 0 ties. Pathward Financial Inc. appears stronger overall.

View Metrics Details

Vital Metrics Comparison

Metric Origin Bancorp Inc. Pathward Financial Inc. Better
P/E Ratio (TTM) 18.56 11.91 Pathward Financial Inc.
Price-to-Book Ratio 1.11 2.54 Origin Bancorp Inc.
Debt-to-Equity Ratio 0.09 0.07 Pathward Financial Inc.
PEG Ratio 0.17 0.55 Origin Bancorp Inc.
Profit Margin (TTM) 21.99% 24.31% Pathward Financial Inc.
Operating Margin (TTM) 40.07% 25.54% Origin Bancorp Inc.
EBITDA Margin (TTM) 40.07% 25.54% Origin Bancorp Inc.
Return on Equity 6.29% 23.57% Pathward Financial Inc.
Return on Assets (TTM) 0.78% 2.53% Pathward Financial Inc.
Free Cash Flow (TTM) $148.55M $236.59M Pathward Financial Inc.
Dividend Yield 1.37% 0.28% Origin Bancorp Inc.
1-Year Return 39.81% 5.37% Origin Bancorp Inc.
Price-to-Sales Ratio (TTM) 4.04 2.78 Pathward Financial Inc.
Enterprise Value $1.05B $1.85B Pathward Financial Inc.
EV/Revenue Ratio 3.08 2.36 Pathward Financial Inc.
Revenue per Share (TTM) $11 $34 Pathward Financial Inc.
Earnings per Share (Diluted) $2.40 $8.21 Pathward Financial Inc.
Beta (Stock Volatility) 0.68 0.74 Origin Bancorp Inc.
Short % of Float 1.95% 10.89% Origin Bancorp Inc.

Origin Bancorp Inc. vs Pathward Financial Inc. Stock Performance Analysis

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OBK
CASH

Performance Comparison

Short-term Returns

Stock1D1W1M3M6MYTD
Origin Bancorp Inc.3.31%1.43%3.98%14.28%28.68%27.79%
Pathward Financial Inc.1.69%-4.04%-7.78%-13.56%6.74%9.99%

Long-term Returns

Stock1Y3Y5Y10Y15Y20Y
Origin Bancorp Inc.39.81%53.69%5.75%28.26%28.26%28.26%
Pathward Financial Inc.5.37%69.22%54.50%384.62%1,296.26%996.53%

Performance & Financial Health Analysis: Origin Bancorp Inc. vs Pathward Financial Inc.

MetricOBKCASH
Market Information
Market Cap i$1.44B$1.96B
Market Cap CategorySmall capSmall cap
10 Day Avg. Volume i188,461175,852
90 Day Avg. Volume i184,600230,397
Last Close$48.10$79.05
52 Week Range$32.12 - $48.65$65.87 - $101.26
% from 52W High-1.13%-21.93%
All-Time High$48.59 (May 27, 2026)$101.26 (Apr 17, 2026)
% from All-Time High-1.01%-21.93%
Growth Metrics
Quarterly Revenue Growth0.20%0.04%
Quarterly Earnings Growth1.07%0.17%
Financial Health
Profit Margin (TTM) i0.22%0.24%
Operating Margin (TTM) i0.40%0.26%
Return on Equity (TTM) i0.06%0.24%
Debt to Equity (MRQ) i0.090.07
Cash & Liquidity
Book Value per Share (MRQ)$40.28$38.55
Cash per Share (MRQ)$14.19$15.22
Operating Cash Flow (TTM) i$158.92M$630.66M
Levered Free Cash Flow (TTM) i$75.20M$185.18M
Dividends
Last 12-Month Dividend Yield i1.37%0.28%
Last 12-Month Dividend i$0.60$0.25

Valuation & Enterprise Metrics Analysis: Origin Bancorp Inc. vs Pathward Financial Inc.

MetricOBK (Apr 24, 2026)CASH (Apr 24, 2026)
Price Ratios
P/E Ratio (TTM) i18.5611.91
Forward P/E i10.6510.21
PEG Ratio i0.170.55
Price to Sales (TTM) i4.042.78
Price to Book (MRQ) i1.112.54
Market Capitalization
Market Capitalization i$1.44B$1.96B
Enterprise Value i$1.05B$1.85B
Enterprise Value Metrics
Enterprise to Revenue i3.082.36
Enterprise to EBITDA iN/AN/A
Risk & Other Metrics
Beta i0.680.74
Book Value per Share (MRQ) i$40.28$38.55

Financial Statements Comparison: Origin Bancorp Inc. vs Pathward Financial Inc.

Financial Metrics

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Revenue

Operating Margin

Profit Margin

Long Term Debt

Income Flow Analysis

Financial Statements Comparison

Income Statement

MetricOBK (2025)CASH (2025)
Revenue/Sales i388.99M673.63M
Cost of Goods Sold iN/AN/A
COGS % of Revenue i0.0%0.0%
Gross Profit iN/AN/A
Gross Margin i0.0%0.0%
Research & Development iN/AN/A
Operating Income (EBIT) iN/AN/A
Operating Margin i0.0%0.0%
EBITDA iN/AN/A
EBITDA Margin i0.0%0.0%
Pre-Tax Income i95.64M223.05M
Pre-Tax Income % of Revenue i24.6%33.1%
Income Tax i20.44M36.27M
Income Tax % of Revenue i5.3%5.4%
Net Income (Profit) i75.20M186.79M
Profit Margin i19.3%27.7%

Balance Sheet & Liquidity Metrics

MetricOBK (2025)CASH (2025)
Cash & Equivalents i424.22M120.57M
Total Current Assets iN/AN/A
Total Current Assets % of Revenue i0.0%0.0%
Total Current Liabilities iN/AN/A
Total Current Liabilities % of Revenue i0.0%0.0%
Long-Term Debt i22.46M33.46M
Long-Term Debt % of Revenue i5.8%5.0%
Total Shareholders Equity i1.25B857.45M
Retained Earnings i612.52M359.83M
Retained Earnings % of Revenue i157.5%53.4%
Property, Plant & Equipment iN/A279.25M

Cash Flow Statement Comparison

MetricOBK (2025)CASH (2025)
Operating Cash Flow i103.69M453.09M
Operating Cash Flow % of Revenue i26.7%67.3%
Capital Expenditures i-7.74M-185.72M
Free Cash Flow i148.55M236.59M
FCF Margin i38.2%35.1%
Debt Repayment i-1.71BN/A
Common Stock Repurchase i-15.81M-163.05M

Short Interest & Institutional Ownership Analysis

MetricOBKCASH
Shares Short i570,7321.97M
Short Ratio i3.428.16
Short % of Float i1.95%10.89%
Shares Outstanding i30.95M22.17M
Float Shares i29.01M21.45M
% Held by Insiders i5.08%1.42%
% Held by Institutions i65.22%95.01%
% Held by Public i29.70%3.57%

Dividend Analysis & Yield Comparison: Origin Bancorp Inc. vs Pathward Financial Inc.

MetricOBKCASH
Last 12-Month Dividend i$0.60$0.25
Last 12-Month Dividend Yield i1.37%0.28%
3-Year Avg Annual Dividend i$0.60$0.22
3-Year Avg Dividend Yield i0.44%0.08%
3-Year Total Dividends i$1.80$0.65
Ex-Dividend DateFeb 13, 2026Mar 12, 2026