Old Republic [ORI] vs Progressive [PGR] Detailed Stock Comparison

TLDR: Quick Comparison Summary

Based on 20 vital metrics comparison: Old Republic International Corp. wins in 7 metrics, Progressive Corporation wins in 13 metrics, with 0 ties. Progressive Corporation appears stronger overall.

View Metrics Details

Vital Metrics Comparison

Metric Old Republic International Corp. Progressive Corporation Better
P/E Ratio (TTM) 11.51 10.45 Progressive Corporation
Price-to-Book Ratio 1.76 3.75 Old Republic International Corp.
Debt-to-Equity Ratio 30.07 26.17 Progressive Corporation
PEG Ratio 0.12 1.06 Old Republic International Corp.
EV/EBITDA 8.01 8.33 Old Republic International Corp.
Profit Margin (TTM) 10.24% 12.93% Progressive Corporation
Operating Margin (TTM) 11.74% 16.39% Progressive Corporation
EBITDA Margin (TTM) 11.74% 16.39% Progressive Corporation
Return on Equity 16.31% 37.90% Progressive Corporation
Return on Assets (TTM) 2.72% 7.94% Progressive Corporation
Free Cash Flow (TTM) $1.16B $17.20B Progressive Corporation
Dividend Yield 9.08% 8.67% Old Republic International Corp.
1-Year Return 3.21% -24.17% Old Republic International Corp.
Price-to-Sales Ratio (TTM) 1.15 1.34 Old Republic International Corp.
Enterprise Value $10.33B $126.25B Progressive Corporation
EV/Revenue Ratio 1.13 1.41 Old Republic International Corp.
Revenue per Share (TTM) $37 $153 Progressive Corporation
Earnings per Share (Diluted) $3.72 $19.65 Progressive Corporation
Beta (Stock Volatility) 0.77 0.33 Progressive Corporation
Short % of Float 4.45% 1.25% Progressive Corporation

Old Republic International Corp. vs Progressive Corporation Stock Performance Analysis

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Performance Comparison

Short-term Returns

Stock1D1W1M3M6MYTD
Old Republic International Corp.-0.03%2.69%-1.93%-4.46%-15.59%-10.89%
Progressive Corporation0.19%1.62%1.89%-0.59%-13.90%-4.06%

Long-term Returns

Stock1Y3Y5Y10Y15Y20Y
Old Republic International Corp.3.21%54.84%57.56%110.08%224.94%85.25%
Progressive Corporation-24.17%56.25%120.03%538.51%897.59%666.45%

Performance & Financial Health Analysis: Old Republic International Corp. vs Progressive Corporation

MetricORIPGR
Market Information
Market Cap i$9.80B$120.11B
Market Cap CategoryMid capLarge cap
10 Day Avg. Volume i1,200,1193,008,670
90 Day Avg. Volume i1,679,1603,010,043
Last Close$38.56$203.50
52 Week Range$35.60 - $46.76$189.20 - $269.78
% from 52W High-17.54%-24.57%
All-Time High$46.76 (Dec 26, 2025)$292.99 (Mar 17, 2025)
% from All-Time High-17.54%-30.54%
Growth Metrics
Quarterly Revenue Growth0.19%0.09%
Quarterly Earnings Growth0.96%0.10%
Financial Health
Profit Margin (TTM) i0.10%0.13%
Operating Margin (TTM) i0.12%0.16%
Return on Equity (TTM) i0.16%0.38%
Debt to Equity (MRQ) i30.0726.17
Cash & Liquidity
Book Value per Share (MRQ)$24.28$54.71
Cash per Share (MRQ)$7.72$3.64
Operating Cash Flow (TTM) i$1.16B$12.39B
Levered Free Cash Flow (TTM) i$-9,261,325,312$11.31B
Dividends
Last 12-Month Dividend Yield i9.08%8.67%
Last 12-Month Dividend i$3.69$18.40

Valuation & Enterprise Metrics Analysis: Old Republic International Corp. vs Progressive Corporation

MetricORI (Apr 24, 2026)PGR (Apr 24, 2026)
Price Ratios
P/E Ratio (TTM) i11.5110.45
Forward P/E i12.4112.73
PEG Ratio i0.121.06
Price to Sales (TTM) i1.151.34
Price to Book (MRQ) i1.763.75
Market Capitalization
Market Capitalization i$9.80B$120.11B
Enterprise Value i$10.33B$126.25B
Enterprise Value Metrics
Enterprise to Revenue i1.131.41
Enterprise to EBITDA i8.018.33
Risk & Other Metrics
Beta i0.770.33
Book Value per Share (MRQ) i$24.28$54.71

Financial Statements Comparison: Old Republic International Corp. vs Progressive Corporation

Financial Metrics

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Revenue

Operating Margin

Profit Margin

Long Term Debt

Income Flow Analysis

Financial Statements Comparison

Income Statement

MetricORI (2025)PGR (2025)
Revenue/Sales i9.14B87.64B
Cost of Goods Sold iN/AN/A
COGS % of Revenue i0.0%0.0%
Gross Profit iN/AN/A
Gross Margin i0.0%0.0%
Research & Development iN/AN/A
Operating Income (EBIT) iN/AN/A
Operating Margin i0.0%0.0%
EBITDA iN/AN/A
EBITDA Margin i0.0%0.0%
Pre-Tax Income i1.18B14.22B
Pre-Tax Income % of Revenue i13.0%16.2%
Income Tax i242.10M2.92B
Income Tax % of Revenue i2.6%3.3%
Net Income (Profit) i941.90M11.31B
Profit Margin i10.3%12.9%

Balance Sheet & Liquidity Metrics

MetricORI (2025)PGR (2025)
Cash & Equivalents i263.20M125.00M
Total Current Assets iN/AN/A
Total Current Assets % of Revenue i0.0%0.0%
Total Current Liabilities iN/AN/A
Total Current Liabilities % of Revenue i0.0%0.0%
Long-Term Debt i1.59B6.90B
Long-Term Debt % of Revenue i17.4%7.9%
Total Shareholders Equity i5.93B30.32B
Retained Earnings i5.52B27.33B
Retained Earnings % of Revenue i60.4%31.2%
Property, Plant & Equipment iN/AN/A

Cash Flow Statement Comparison

MetricORI (2025)PGR (2025)
Operating Cash Flow i737.60M12.39B
Operating Cash Flow % of Revenue i8.1%14.1%
Capital Expenditures iN/A-268.00M
Free Cash Flow i1.16B17.20B
FCF Margin i12.7%19.6%
Debt Repayment i0N/A
Common Stock Repurchase i-123.80M-166.00M

Short Interest & Institutional Ownership Analysis

MetricORIPGR
Shares Short i8.02M7.29M
Short Ratio i4.022.32
Short % of Float i4.45%1.25%
Shares Outstanding i246.36M584.40M
Float Shares i241.89M582.21M
% Held by Insiders i7.65%0.25%
% Held by Institutions i79.72%89.29%
% Held by Public i12.63%10.46%

Dividend Analysis & Yield Comparison: Old Republic International Corp. vs Progressive Corporation

MetricORIPGR
Last 12-Month Dividend i$3.69$18.40
Last 12-Month Dividend Yield i9.08%8.67%
3-Year Avg Annual Dividend i$2.59$6.62
3-Year Avg Dividend Yield i1.54%0.71%
3-Year Total Dividends i$7.78$19.85
Ex-Dividend DateMar 09, 2026Jan 02, 2026