Old Republic [ORI] vs White Mountains [WTM] Detailed Stock Comparison
TLDR: Quick Comparison Summary
Based on 20 vital metrics comparison: Old Republic International Corp. wins in 6 metrics, White Mountains Insurance Group Ltd. wins in 14 metrics, with 0 ties. White Mountains Insurance Group Ltd. appears stronger overall.
View Metrics Details
Vital Metrics Comparison
| Metric | Old Republic International Corp. | White Mountains Insurance Group Ltd. | Better |
|---|---|---|---|
| P/E Ratio (TTM) | 11.51 | 5.27 | White Mountains Insurance Group Ltd. |
| Price-to-Book Ratio | 1.76 | 1.02 | White Mountains Insurance Group Ltd. |
| Debt-to-Equity Ratio | 30.07 | 14.28 | White Mountains Insurance Group Ltd. |
| PEG Ratio | 0.12 | -0.01 | Old Republic International Corp. |
| EV/EBITDA | 8.01 | 3.24 | White Mountains Insurance Group Ltd. |
| Profit Margin (TTM) | 10.24% | 29.62% | White Mountains Insurance Group Ltd. |
| Operating Margin (TTM) | 11.74% | 64.32% | White Mountains Insurance Group Ltd. |
| EBITDA Margin (TTM) | 11.74% | 64.32% | White Mountains Insurance Group Ltd. |
| Return on Equity | 16.31% | 21.11% | White Mountains Insurance Group Ltd. |
| Return on Assets (TTM) | 2.72% | 8.94% | White Mountains Insurance Group Ltd. |
| Free Cash Flow (TTM) | $1.16B | $550.50M | Old Republic International Corp. |
| Dividend Yield | 9.08% | 0.05% | Old Republic International Corp. |
| 1-Year Return | 3.21% | 13.44% | White Mountains Insurance Group Ltd. |
| Price-to-Sales Ratio (TTM) | 1.15 | 1.50 | Old Republic International Corp. |
| Enterprise Value | $10.33B | $5.18B | Old Republic International Corp. |
| EV/Revenue Ratio | 1.13 | 1.39 | Old Republic International Corp. |
| Revenue per Share (TTM) | $37 | $1,474 | White Mountains Insurance Group Ltd. |
| Earnings per Share (Diluted) | $3.72 | $430.24 | White Mountains Insurance Group Ltd. |
| Beta (Stock Volatility) | 0.77 | 0.35 | White Mountains Insurance Group Ltd. |
| Short % of Float | 4.45% | 3.42% | White Mountains Insurance Group Ltd. |
Old Republic International Corp. vs White Mountains Insurance Group Ltd. Stock Performance Analysis
Loading Price Chart...
Performance Comparison
Short-term Returns
| Stock | 1D | 1W | 1M | 3M | 6M | YTD |
|---|---|---|---|---|---|---|
| Old Republic International Corp. | -0.03% | 2.69% | -1.93% | -4.46% | -15.59% | -10.89% |
| White Mountains Insurance Group Ltd. | 0.33% | 0.34% | -4.97% | -7.69% | -1.81% | -0.55% |
Long-term Returns
| Stock | 1Y | 3Y | 5Y | 10Y | 15Y | 20Y |
|---|---|---|---|---|---|---|
| Old Republic International Corp. | 3.21% | 54.84% | 57.56% | 110.08% | 224.94% | 85.25% |
| White Mountains Insurance Group Ltd. | 13.44% | 47.20% | 81.53% | 144.12% | 409.44% | 313.92% |
Performance & Financial Health Analysis: Old Republic International Corp. vs White Mountains Insurance Group Ltd.
| Metric | ORI | WTM |
|---|---|---|
| Market Information | ||
| Market Cap | $9.80B | $5.66B |
| Market Cap Category | Mid cap | Mid cap |
| 10 Day Avg. Volume | 1,200,119 | 14,645 |
| 90 Day Avg. Volume | 1,679,160 | 17,218 |
| Last Close | $38.56 | $2,030.64 |
| 52 Week Range | $35.60 - $46.76 | $1,648.00 - $2,333.00 |
| % from 52W High | -17.54% | -12.96% |
| All-Time High | $46.76 (Dec 26, 2025) | $2,333.00 (Apr 17, 2026) |
| % from All-Time High | -17.54% | -12.96% |
| Growth Metrics | ||
| Quarterly Revenue Growth | 0.19% | 3.48% |
| Quarterly Earnings Growth | 0.96% | 1.11% |
| Financial Health | ||
| Profit Margin (TTM) | 0.10% | 0.30% |
| Operating Margin (TTM) | 0.12% | 0.64% |
| Return on Equity (TTM) | 0.16% | 0.21% |
| Debt to Equity (MRQ) | 30.07 | 14.28 |
| Cash & Liquidity | ||
| Book Value per Share (MRQ) | $24.28 | $2,217.38 |
| Cash per Share (MRQ) | $7.72 | $848.10 |
| Operating Cash Flow (TTM) | $1.16B | $550.50M |
| Levered Free Cash Flow (TTM) | $-9,261,325,312 | $1.29B |
| Dividends | ||
| Last 12-Month Dividend Yield | 9.08% | 0.05% |
| Last 12-Month Dividend | $3.69 | $1.00 |
Valuation & Enterprise Metrics Analysis: Old Republic International Corp. vs White Mountains Insurance Group Ltd.
| Metric | ORI (Apr 24, 2026) | WTM (Apr 24, 2026) |
|---|---|---|
| Price Ratios | ||
| P/E Ratio (TTM) | 11.51 | 5.27 |
| Forward P/E | 12.41 | 25.21 |
| PEG Ratio | 0.12 | -0.01 |
| Price to Sales (TTM) | 1.15 | 1.50 |
| Price to Book (MRQ) | 1.76 | 1.02 |
| Market Capitalization | ||
| Market Capitalization | $9.80B | $5.66B |
| Enterprise Value | $10.33B | $5.18B |
| Enterprise Value Metrics | ||
| Enterprise to Revenue | 1.13 | 1.39 |
| Enterprise to EBITDA | 8.01 | 3.24 |
| Risk & Other Metrics | ||
| Beta | 0.77 | 0.35 |
| Book Value per Share (MRQ) | $24.28 | $2,217.38 |
Financial Statements Comparison: Old Republic International Corp. vs White Mountains Insurance Group Ltd.
Financial Metrics
Loading Financial Charts...
Revenue
Operating Margin
Profit Margin
Long Term Debt
Income Flow Analysis
Financial Statements Comparison
Income Statement
| Metric | ORI (2025) | WTM (2025) |
|---|---|---|
| Revenue/Sales | 9.14B | 2.89B |
| Cost of Goods Sold | N/A | N/A |
| COGS % of Revenue | 0.0% | 0.0% |
| Gross Profit | N/A | N/A |
| Gross Margin | 0.0% | 0.0% |
| Research & Development | N/A | N/A |
| Operating Income (EBIT) | N/A | N/A |
| Operating Margin | 0.0% | 0.0% |
| EBITDA | N/A | N/A |
| EBITDA Margin | 0.0% | 0.0% |
| Pre-Tax Income | 1.18B | 1.33B |
| Pre-Tax Income % of Revenue | 13.0% | 46.0% |
| Income Tax | 242.10M | 126.90M |
| Income Tax % of Revenue | 2.6% | 4.4% |
| Net Income (Profit) | 941.90M | 1.20B |
| Profit Margin | 10.3% | 41.6% |
Balance Sheet & Liquidity Metrics
| Metric | ORI (2025) | WTM (2025) |
|---|---|---|
| Cash & Equivalents | 263.20M | 184.90M |
| Total Current Assets | N/A | N/A |
| Total Current Assets % of Revenue | 0.0% | 0.0% |
| Total Current Liabilities | N/A | N/A |
| Total Current Liabilities % of Revenue | 0.0% | 0.0% |
| Long-Term Debt | 1.59B | 837.00M |
| Long-Term Debt % of Revenue | 17.4% | 29.0% |
| Total Shareholders Equity | 5.93B | 6.26B |
| Retained Earnings | 5.52B | 4.85B |
| Retained Earnings % of Revenue | 60.4% | 167.9% |
| Property, Plant & Equipment | N/A | N/A |
Cash Flow Statement Comparison
| Metric | ORI (2025) | WTM (2025) |
|---|---|---|
| Operating Cash Flow | 737.60M | 1.21B |
| Operating Cash Flow % of Revenue | 8.1% | 41.9% |
| Capital Expenditures | N/A | N/A |
| Free Cash Flow | 1.16B | 550.50M |
| FCF Margin | 12.7% | 19.1% |
| Debt Repayment | 0 | -17.50M |
| Common Stock Repurchase | -123.80M | -202.60M |
Short Interest & Institutional Ownership Analysis
| Metric | ORI | WTM |
|---|---|---|
| Shares Short | 8.02M | 82,241 |
| Short Ratio | 4.02 | 4.24 |
| Short % of Float | 4.45% | 3.42% |
| Shares Outstanding | 246.36M | 2.48M |
| Float Shares | 241.89M | 2.36M |
| % Held by Insiders | 7.65% | 3.05% |
| % Held by Institutions | 79.72% | 94.25% |
| % Held by Public | 12.63% | 2.70% |
Dividend Analysis & Yield Comparison: Old Republic International Corp. vs White Mountains Insurance Group Ltd.
| Metric | ORI | WTM |
|---|---|---|
| Last 12-Month Dividend | $3.69 | $1.00 |
| Last 12-Month Dividend Yield | 9.08% | 0.05% |
| 3-Year Avg Annual Dividend | $2.59 | $1.00 |
| 3-Year Avg Dividend Yield | 1.54% | 0.05% |
| 3-Year Total Dividends | $7.78 | $3.00 |
| Ex-Dividend Date | Mar 09, 2026 | Mar 16, 2026 |