Oscar Health [OSCR] vs Alignment Healthcare [ALHC] Detailed Stock Comparison

TLDR: Quick Comparison Summary

Based on 19 vital metrics comparison: Oscar Health, Inc. wins in 9 metrics, Alignment Healthcare Inc. wins in 8 metrics, with 0 ties. Oscar Health, Inc. appears stronger overall.

View Metrics Details

Vital Metrics Comparison

Metric Oscar Health, Inc. Alignment Healthcare Inc. Better
P/E Ratio (TTM) 34.55 N/A N/A
Price-to-Book Ratio 5.00 24.07 Oscar Health, Inc.
Debt-to-Equity Ratio 50.86 184.97 Oscar Health, Inc.
PEG Ratio 0.35 29.04 Oscar Health, Inc.
EV/EBITDA -3.81 87.70 Alignment Healthcare Inc.
Profit Margin (TTM) -3.79% -0.02% Alignment Healthcare Inc.
Operating Margin (TTM) -11.90% -1.09% Alignment Healthcare Inc.
Return on Equity -44.35% -0.70% Alignment Healthcare Inc.
Return on Assets (TTM) -4.44% 1.10% Alignment Healthcare Inc.
Free Cash Flow (TTM) $1.06B $113.15M Oscar Health, Inc.
1-Year Return 61.09% -0.33% Oscar Health, Inc.
Price-to-Sales Ratio (TTM) 0.42 1.09 Oscar Health, Inc.
Enterprise Value $1.40B $4.04B Alignment Healthcare Inc.
EV/Revenue Ratio 0.12 1.02 Oscar Health, Inc.
Gross Profit Margin (TTM) N/A 12.18% N/A
Revenue per Share (TTM) $45 $20 Oscar Health, Inc.
Earnings per Share (Diluted) $-1.69 $0.00 Alignment Healthcare Inc.
Beta (Stock Volatility) 1.93 1.20 Alignment Healthcare Inc.
Short % of Float 11.06% 12.15% Oscar Health, Inc.

Oscar Health, Inc. vs Alignment Healthcare Inc. Stock Performance Analysis

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Performance Comparison

Short-term Returns

Stock1D1W1M3M6MYTD
Oscar Health, Inc.-3.03%-6.78%10.39%49.96%19.88%36.94%
Alignment Healthcare Inc.4.47%-10.55%-26.01%-22.76%-25.39%-29.53%

Long-term Returns

Stock1Y3Y5Y10Y15Y20Y
Oscar Health, Inc.61.09%201.63%-13.50%-28.29%-28.29%-28.29%
Alignment Healthcare Inc.-0.33%142.41%-34.45%-11.50%-11.50%-11.50%

Performance & Financial Health Analysis: Oscar Health, Inc. vs Alignment Healthcare Inc.

MetricOSCRALHC
Market Information
Market Cap i$4.89B$4.32B
Market Cap CategoryMid capMid cap
10 Day Avg. Volume i5,678,1942,483,184
90 Day Avg. Volume i6,417,0653,253,521
Last Close$20.50$14.25
52 Week Range$10.69 - $25.58$11.62 - $23.87
% from 52W High-19.86%-40.30%
All-Time High$37.00 (Mar 08, 2021)$28.59 (May 03, 2021)
% from All-Time High-44.59%-50.16%
Growth Metrics
Quarterly Revenue Growth0.17%0.44%
Quarterly Earnings Growth0.17%0.44%
Financial Health
Profit Margin (TTM) i-0.04%0.00%
Operating Margin (TTM) i-0.12%-0.01%
Return on Equity (TTM) i-0.44%-0.01%
Debt to Equity (MRQ) i50.86184.97
Cash & Liquidity
Book Value per Share (MRQ)$3.29$0.88
Cash per Share (MRQ)$13.42$2.96
Operating Cash Flow (TTM) i$1.09B$139.93M
Levered Free Cash Flow (TTM) i$698.00M$124.50M
Dividends
Last 12-Month Dividend Yield iN/AN/A
Last 12-Month Dividend iN/AN/A

Valuation & Enterprise Metrics Analysis: Oscar Health, Inc. vs Alignment Healthcare Inc.

MetricOSCR (Apr 24, 2026)ALHC (Apr 26, 2026)
Price Ratios
P/E Ratio (TTM) i34.55N/A
Forward P/E i11.3429.04
PEG Ratio i0.3529.04
Price to Sales (TTM) i0.421.09
Price to Book (MRQ) i5.0024.07
Market Capitalization
Market Capitalization i$4.89B$4.32B
Enterprise Value i$1.40B$4.04B
Enterprise Value Metrics
Enterprise to Revenue i0.121.02
Enterprise to EBITDA i-3.8187.70
Risk & Other Metrics
Beta i1.931.20
Book Value per Share (MRQ) i$3.29$0.88

Financial Statements Comparison: Oscar Health, Inc. vs Alignment Healthcare Inc.

Financial Metrics

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Revenue

Operating Margin

Profit Margin

Long Term Debt

Income Flow Analysis

Financial Statements Comparison

Income Statement

MetricOSCR (2025)ALHC (2025)
Revenue/Sales i11.70B3.95B
Cost of Goods Sold iN/A3.46B
COGS % of Revenue i0.0%87.6%
Gross Profit iN/A488.56M
Gross Margin i0.0%12.4%
Research & Development iN/AN/A
Operating Income (EBIT) iN/A14.75M
Operating Margin i0.0%0.4%
EBITDA iN/A45.32M
EBITDA Margin i0.0%1.1%
Pre-Tax Income i-437.30M-958,000
Pre-Tax Income % of Revenue i-3.7%0.0%
Income Tax i5.61M20,000
Income Tax % of Revenue i0.0%0.0%
Net Income (Profit) i-442.90M-978,000
Profit Margin i-3.8%0.0%

Balance Sheet & Liquidity Metrics

MetricOSCR (2025)ALHC (2025)
Cash & Equivalents i2.77B575.82M
Total Current Assets iN/A951.58M
Total Current Assets % of Revenue i0.0%24.1%
Total Current Liabilities iN/A556.87M
Total Current Liabilities % of Revenue i0.0%14.1%
Long-Term Debt i430.10M329.64M
Long-Term Debt % of Revenue i3.7%8.3%
Total Shareholders Equity i980.74M179.28M
Retained Earnings i-3.29B-1.01B
Retained Earnings % of Revenue i-28.2%-25.6%
Property, Plant & Equipment iN/A7.02M

Cash Flow Statement Comparison

MetricOSCR (2025)ALHC (2025)
Operating Cash Flow i-124.36M3.66M
Operating Cash Flow % of Revenue i-1.1%0.1%
Capital Expenditures i-36.37M-26.71M
Free Cash Flow i1.06B113.15M
FCF Margin i9.0%2.9%
Debt Repayment iN/A0
Common Stock Repurchase iN/AN/A

Short Interest & Institutional Ownership Analysis

MetricOSCRALHC
Shares Short i26.50M16.38M
Short Ratio i3.894.94
Short % of Float i11.06%12.15%
Shares Outstanding i297.69M204.15M
Float Shares i242.84M168.31M
% Held by Insiders i6.21%3.84%
% Held by Institutions i66.49%101.13%
% Held by Public i27.30%-4.97%

Dividend Analysis & Yield Comparison: Oscar Health, Inc. vs Alignment Healthcare Inc.

MetricOSCRALHC
Last 12-Month Dividend iN/AN/A
Last 12-Month Dividend Yield iN/AN/A
3-Year Avg Annual Dividend iN/AN/A
3-Year Avg Dividend Yield iN/AN/A
3-Year Total Dividends iN/AN/A
Ex-Dividend DateN/AN/A