PagSeguro Digital [PAGS] vs Microsoft [MSFT] Detailed Stock Comparison

PagSeguro Digital Ltd.

NYSE
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Microsoft Corp.

NASDAQ
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TLDR: Quick Comparison Summary

Based on 21 vital metrics comparison: PagSeguro Digital Ltd. wins in 8 metrics, Microsoft Corp. wins in 11 metrics, with 0 ties. Microsoft Corp. appears stronger overall.

View Metrics Details

Vital Metrics Comparison

Metric PagSeguro Digital Ltd. Microsoft Corp. Better
P/E Ratio (TTM) 7.81 26.56 PagSeguro Digital Ltd.
Price-to-Book Ratio 1.06 8.06 PagSeguro Digital Ltd.
Debt-to-Equity Ratio 18.03 31.54 PagSeguro Digital Ltd.
PEG Ratio -0.84 0.44 Microsoft Corp.
EV/EBITDA 0.36 18.16 PagSeguro Digital Ltd.
Profit Margin (TTM) 10.73% 39.04% Microsoft Corp.
Operating Margin (TTM) 39.03% 47.09% Microsoft Corp.
EBITDA Margin (TTM) 39.03% 47.09% Microsoft Corp.
Return on Equity 14.46% 34.39% Microsoft Corp.
Return on Assets (TTM) 6.29% 14.86% Microsoft Corp.
Free Cash Flow (TTM) $-5.74B $71.61B Microsoft Corp.
Dividend Yield N/A 1.11% N/A
1-Year Return 4.94% -2.20% PagSeguro Digital Ltd.
Price-to-Sales Ratio (TTM) 0.16 10.32 PagSeguro Digital Ltd.
Enterprise Value $662.17M $3,183.47B Microsoft Corp.
EV/Revenue Ratio 0.17 10.42 PagSeguro Digital Ltd.
Gross Profit Margin (TTM) N/A 68.04% N/A
Revenue per Share (TTM) $67 $41 PagSeguro Digital Ltd.
Earnings per Share (Diluted) $1.42 $15.97 Microsoft Corp.
Beta (Stock Volatility) 1.41 1.11 Microsoft Corp.
Short % of Float 16.94% 1.09% Microsoft Corp.

PagSeguro Digital Ltd. vs Microsoft Corp. Stock Performance Analysis

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PAGS
MSFT

Performance Comparison

Short-term Returns

Stock1D1W1M3M6MYTD
PagSeguro Digital Ltd.0.46%-5.57%-9.64%-16.65%-15.04%-8.89%
Microsoft Corp.0.17%0.25%3.49%5.64%-10.98%-9.49%

Long-term Returns

Stock1Y3Y5Y10Y15Y20Y
PagSeguro Digital Ltd.4.94%-7.97%-81.98%-67.97%-67.97%-67.97%
Microsoft Corp.-2.20%34.24%79.53%769.36%1,783.06%1,878.21%

Performance & Financial Health Analysis: PagSeguro Digital Ltd. vs Microsoft Corp.

MetricPAGSMSFT
Market Information
Market Cap i$2.85B$3.09T
Market Cap CategoryMid capMega cap
10 Day Avg. Volume i3,629,42035,949,722
90 Day Avg. Volume i3,498,41732,871,754
Last Close$8.81$428.05
52 Week Range$7.74 - $12.32$356.28 - $555.45
% from 52W High-28.49%-22.94%
All-Time High$62.83 (Feb 08, 2021)$555.45 (Jul 31, 2025)
% from All-Time High-85.98%-22.94%
Growth Metrics
Quarterly Revenue Growth0.05%0.17%
Quarterly Earnings Growth-0.16%0.60%
Financial Health
Profit Margin (TTM) i0.11%0.39%
Operating Margin (TTM) i0.39%0.47%
Return on Equity (TTM) i0.14%0.34%
Debt to Equity (MRQ) i18.0331.54
Cash & Liquidity
Book Value per Share (MRQ)$10.45$52.62
Cash per Share (MRQ)$8.75$12.05
Operating Cash Flow (TTM) i$1.52B$160.51B
Levered Free Cash Flow (TTM) i$1.83B$53.64B
Dividends
Last 12-Month Dividend Yield iN/A1.11%
Last 12-Month Dividend iN/A$4.39

Valuation & Enterprise Metrics Analysis: PagSeguro Digital Ltd. vs Microsoft Corp.

MetricPAGS (Apr 24, 2026)MSFT (Apr 24, 2026)
Price Ratios
P/E Ratio (TTM) i7.8126.56
Forward P/E i5.6522.44
PEG Ratio i-0.840.44
Price to Sales (TTM) i0.1610.32
Price to Book (MRQ) i1.068.06
Market Capitalization
Market Capitalization i$2.85B$3.09T
Enterprise Value i$662.17M$3.18T
Enterprise Value Metrics
Enterprise to Revenue i0.1710.42
Enterprise to EBITDA i0.3618.16
Risk & Other Metrics
Beta i1.411.11
Book Value per Share (MRQ) i$10.45$52.62

Financial Statements Comparison: PagSeguro Digital Ltd. vs Microsoft Corp.

Financial Metrics

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Revenue

Operating Margin

Profit Margin

Long Term Debt

Income Flow Analysis

Financial Statements Comparison

Income Statement

MetricPAGS (2024)MSFT (2025)
Revenue/Sales i18.33B281.72B
Cost of Goods Sold i9.54B87.83B
COGS % of Revenue i52.1%31.2%
Gross Profit i8.79B193.89B
Gross Margin i47.9%68.8%
Research & Development iN/A32.49B
Operating Income (EBIT) i5.96B128.53B
Operating Margin i32.5%45.6%
EBITDA i7.73B160.60B
EBITDA Margin i42.1%57.0%
Pre-Tax Income i2.38B123.63B
Pre-Tax Income % of Revenue i13.0%43.9%
Income Tax i263.56M21.80B
Income Tax % of Revenue i1.4%7.7%
Net Income (Profit) i2.12B101.83B
Profit Margin i11.5%36.1%

Balance Sheet & Liquidity Metrics

MetricPAGS (2024)MSFT (2025)
Cash & Equivalents i927.67M30.24B
Total Current Assets i64.62B191.13B
Total Current Assets % of Revenue i352.5%67.8%
Total Current Liabilities i42.74B141.22B
Total Current Liabilities % of Revenue i233.1%50.1%
Long-Term Debt i11.41B57.59B
Long-Term Debt % of Revenue i62.2%20.4%
Total Shareholders Equity i14.67B343.48B
Retained Earnings i10.01B237.73B
Retained Earnings % of Revenue i54.6%84.4%
Property, Plant & Equipment i324.79M24.82B

Cash Flow Statement Comparison

MetricPAGS (2024)MSFT (2025)
Operating Cash Flow i-16.28B135.55B
Operating Cash Flow % of Revenue i-88.8%48.1%
Capital Expenditures i-1.13B-64.55B
Free Cash Flow i-5.74B71.61B
FCF Margin i-31.3%25.4%
Debt Repayment i-4.74B-3.22B
Common Stock Repurchase i-784.46M-18.42B

Short Interest & Institutional Ownership Analysis

MetricPAGSMSFT
Shares Short i21.55M80.99M
Short Ratio i5.132.51
Short % of Float i16.94%1.09%
Shares Outstanding i159.06M7.43B
Float Shares i147.49M7.41B
% Held by Insiders i1.35%0.08%
% Held by Institutions i68.69%76.12%
% Held by Public i29.96%23.80%

Dividend Analysis & Yield Comparison: PagSeguro Digital Ltd. vs Microsoft Corp.

MetricPAGSMSFT
Last 12-Month Dividend iN/A$4.39
Last 12-Month Dividend Yield iN/A1.11%
3-Year Avg Annual Dividend iN/A$3.47
3-Year Avg Dividend Yield iN/A0.20%
3-Year Total Dividends iN/A$10.41
Ex-Dividend DateN/AMay 21, 2026