Prosperity [PB] vs PNC Financial [PNC] Detailed Stock Comparison

Prosperity Bancshares Inc.

NYSE

PNC Financial Services Group, Inc.

NYSE

TLDR: Quick Comparison Summary

Based on 19 vital metrics comparison: Prosperity Bancshares Inc. wins in 11 metrics, PNC Financial Services Group, Inc. wins in 8 metrics, with 0 ties. Prosperity Bancshares Inc. appears stronger overall.

View Metrics Details

Vital Metrics Comparison

Metric	Prosperity Bancshares Inc.	PNC Financial Services Group, Inc.	Better
P/E Ratio (TTM)	12.20	12.56	Prosperity Bancshares Inc.
Price-to-Book Ratio	0.85	1.39	Prosperity Bancshares Inc.
Debt-to-Equity Ratio	0.29	1.12	Prosperity Bancshares Inc.
PEG Ratio	1.39	11.84	Prosperity Bancshares Inc.
Profit Margin (TTM)	43.44%	28.75%	Prosperity Bancshares Inc.
Operating Margin (TTM)	58.16%	35.28%	Prosperity Bancshares Inc.
EBITDA Margin (TTM)	58.16%	35.28%	Prosperity Bancshares Inc.
Return on Equity	7.21%	11.33%	PNC Financial Services Group, Inc.
Return on Assets (TTM)	1.39%	1.09%	Prosperity Bancshares Inc.
Free Cash Flow (TTM)	$516.98M	$7.88B	PNC Financial Services Group, Inc.
Dividend Yield	3.67%	3.02%	Prosperity Bancshares Inc.
1-Year Return	-0.99%	27.22%	PNC Financial Services Group, Inc.
Price-to-Sales Ratio (TTM)	5.67	3.35	PNC Financial Services Group, Inc.
Enterprise Value	$7.52B	$128.31B	PNC Financial Services Group, Inc.
EV/Revenue Ratio	6.02	6.11	Prosperity Bancshares Inc.
Revenue per Share (TTM)	$13	$53	PNC Financial Services Group, Inc.
Earnings per Share (Diluted)	$5.72	$14.15	PNC Financial Services Group, Inc.
Beta (Stock Volatility)	0.67	1.07	Prosperity Bancshares Inc.
Short % of Float	6.73%	1.26%	PNC Financial Services Group, Inc.

Prosperity Bancshares Inc. vs PNC Financial Services Group, Inc. Stock Performance Analysis

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Performance Comparison

Short-term Returns

Stock	1D	1W	1M	3M	6M	YTD
Prosperity Bancshares Inc.	-1.60%	-1.99%	-1.50%	-3.56%	-3.57%	-2.99%
PNC Financial Services Group, Inc.	-1.24%	-1.15%	0.11%	2.45%	10.24%	3.22%

Long-term Returns

Stock	1Y	3Y	5Y	10Y	15Y	20Y
Prosperity Bancshares Inc.	-0.99%	14.44%	-10.18%	29.09%	66.53%	109.48%
PNC Financial Services Group, Inc.	27.22%	78.93%	13.98%	149.66%	272.63%	219.68%

Performance & Financial Health Analysis: Prosperity Bancshares Inc. vs PNC Financial Services Group, Inc.

Metric	PB	PNC
Market Information
Market Cap i	$7.07B	$70.31B
Market Cap Category	Mid cap	Large cap
10 Day Avg. Volume i	871,404	1,904,080
90 Day Avg. Volume i	1,087,031	1,960,760
Last Close	$67.55	$218.27
52 Week Range	$61.07 - $77.20	$172.73 - $243.94
% from 52W High	-12.50%	-10.52%
All-Time High	$86.76 (Nov 25, 2024)	$243.94 (Feb 06, 2026)
% from All-Time High	-22.14%	-10.52%
Growth Metrics
Quarterly Revenue Growth	0.03%	0.05%
Quarterly Earnings Growth	0.08%	0.11%
Financial Health
Profit Margin (TTM) i	0.43%	0.29%
Operating Margin (TTM) i	0.58%	0.35%
Return on Equity (TTM) i	0.07%	0.11%
Debt to Equity (MRQ) i	0.29	1.12
Cash & Liquidity
Book Value per Share (MRQ)	$81.84	$127.98
Cash per Share (MRQ)	$17.22	$27.54
Operating Cash Flow (TTM) i	$549.51M	$5.61B
Levered Free Cash Flow (TTM) i	$542.84M	$5.50B
Dividends
Last 12-Month Dividend Yield i	3.67%	3.02%
Last 12-Month Dividend i	$2.36	$6.70

Valuation & Enterprise Metrics Analysis: Prosperity Bancshares Inc. vs PNC Financial Services Group, Inc.

Metric	PB (Apr 24, 2026)	PNC (Jun 13, 2025)
Price Ratios
P/E Ratio (TTM) i	12.20	12.56
Forward P/E i	9.59	11.84
PEG Ratio i	1.39	11.84
Price to Sales (TTM) i	5.67	3.35
Price to Book (MRQ) i	0.85	1.39
Market Capitalization
Market Capitalization i	$7.07B	$70.31B
Enterprise Value i	$7.52B	$128.31B
Enterprise Value Metrics
Enterprise to Revenue i	6.02	6.11
Enterprise to EBITDA i	N/A	N/A
Risk & Other Metrics
Beta i	0.67	1.07
Book Value per Share (MRQ) i	$81.84	$127.98

Financial Statements Comparison: Prosperity Bancshares Inc. vs PNC Financial Services Group, Inc.

Financial Metrics

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Revenue

Operating Margin

Profit Margin

Long Term Debt

Income Flow Analysis

Financial Statements Comparison

Income Statement

Metric	PB (2025)	PNC (2024)
Revenue/Sales i	1.20B	20.81B
Cost of Goods Sold i	N/A	N/A
COGS % of Revenue i	0.0%	0.0%
Gross Profit i	N/A	N/A
Gross Margin i	0.0%	0.0%
Research & Development i	N/A	N/A
Operating Income (EBIT) i	N/A	N/A
Operating Margin i	0.0%	0.0%
EBITDA i	N/A	N/A
EBITDA Margin i	0.0%	0.0%
Pre-Tax Income i	693.58M	7.24B
Pre-Tax Income % of Revenue i	57.7%	34.8%
Income Tax i	150.74M	1.29B
Income Tax % of Revenue i	12.5%	6.2%
Net Income (Profit) i	542.84M	5.95B
Profit Margin i	45.2%	28.6%

Balance Sheet & Liquidity Metrics

Metric	PB (2025)	PNC (2024)
Cash & Equivalents i	1.75B	46.25B
Total Current Assets i	N/A	N/A
Total Current Assets % of Revenue i	0.0%	0.0%
Total Current Liabilities i	N/A	N/A
Total Current Liabilities % of Revenue i	0.0%	0.0%
Long-Term Debt i	1.95B	61.67B
Long-Term Debt % of Revenue i	162.3%	296.4%
Total Shareholders Equity i	7.62B	54.47B
Retained Earnings i	3.87B	59.28B
Retained Earnings % of Revenue i	322.2%	284.9%
Property, Plant & Equipment i	N/A	N/A

Cash Flow Statement Comparison

Metric	PB (2025)	PNC (2024)
Operating Cash Flow i	545.87M	7.96B
Operating Cash Flow % of Revenue i	45.4%	38.3%
Capital Expenditures i	-18.38M	N/A
Free Cash Flow i	516.98M	7.88B
FCF Margin i	43.0%	37.9%
Debt Repayment i	0	-23.75B
Common Stock Repurchase i	-157.19M	-1.19B

Short Interest & Institutional Ownership Analysis

Metric	PB	PNC
Shares Short i	5.87M	4.98M
Short Ratio i	4.81	2.41
Short % of Float i	6.73%	1.26%
Shares Outstanding i	93.06M	395.94M
Float Shares i	97.53M	392.38M
% Held by Insiders i	3.96%	0.38%
% Held by Institutions i	81.29%	85.29%
% Held by Public i	14.75%	14.33%

Dividend Analysis & Yield Comparison: Prosperity Bancshares Inc. vs PNC Financial Services Group, Inc.

Metric	PB	PNC
Last 12-Month Dividend i	$2.36	$6.70
Last 12-Month Dividend Yield i	3.67%	3.02%
3-Year Avg Annual Dividend i	$2.29	$6.40
3-Year Avg Dividend Yield i	0.87%	1.00%
3-Year Total Dividends i	$6.86	$19.20
Ex-Dividend Date	Mar 13, 2026	Jan 20, 2026

Metric	PB (Dec 31, 2025)	PNC (Mar 31, 2025)
Operating Cash Flow i	77.90M	2.73B
Operating Cash Flow % of Revenue i	25.5%	50.1%
Capital Expenditures i	-5.06M	N/A
Free Cash Flow i	68.45M	1.80B
FCF Margin i	22.4%	33.0%
Debt Repayment i	N/A	-10.81B
Common Stock Repurchase i	-137.24M	-721.00M

Prosperity [PB] vs PNC Financial [PNC] Detailed Stock Comparison

Prosperity Bancshares Inc.

PNC Financial Services Group, Inc.

TLDR: Quick Comparison Summary

Vital Metrics Comparison

Complete Prosperity Bancshares Inc. Investment Analysis: Compare with Industry Leaders

Ever Wonder Which Stock is Really the Better Pick?

What You'll Actually Learn (in Plain English)

💰 Which Stock is Cheaper

🏥 Which Company is Healthier

📈 Which Has Been Growing Faster

💵 Which Pays You Better

Prosperity Bancshares Inc. vs PNC Financial Services Group, Inc. Stock Performance Analysis

Performance Comparison

Short-term Returns

Long-term Returns

Performance & Financial Health Analysis: Prosperity Bancshares Inc. vs PNC Financial Services Group, Inc.

Valuation & Enterprise Metrics Analysis: Prosperity Bancshares Inc. vs PNC Financial Services Group, Inc.

Financial Statements Comparison: Prosperity Bancshares Inc. vs PNC Financial Services Group, Inc.

Financial Metrics

Revenue

Operating Margin

Profit Margin

Long Term Debt

Income Flow Analysis

PB (Annual)

PB (Quarterly)

PNC (Annual)

PNC (Quarterly)

Financial Statements Comparison

Income Statement

Balance Sheet & Liquidity Metrics

Cash Flow Statement Comparison

Income Statement

Balance Sheet & Liquidity Metrics

Cash Flow Statement Comparison

Short Interest & Institutional Ownership Analysis

Dividend Analysis & Yield Comparison: Prosperity Bancshares Inc. vs PNC Financial Services Group, Inc.

Metric	PB (Dec 31, 2025)	PNC (Mar 31, 2025)
Revenue/Sales i	305.11M	5.45B
Cost of Goods Sold i	N/A	N/A
COGS % of Revenue i	0.0%	0.0%
Gross Profit i	N/A	N/A
Gross Margin i	0.0%	0.0%
Research & Development i	N/A	N/A
Operating Income (EBIT) i	N/A	N/A
Operating Margin i	0.0%	0.0%
EBITDA i	N/A	N/A
EBITDA Margin i	0.0%	0.0%
Pre-Tax Income i	179.02M	1.85B
Pre-Tax Income % of Revenue i	58.7%	33.9%
Income Tax i	39.11M	347.00M
Income Tax % of Revenue i	12.8%	6.4%
Net Income (Profit) i	139.91M	1.50B
Profit Margin i	45.9%	27.5%

Metric	PB (Dec 31, 2025)	PNC (Mar 31, 2025)
Cash & Equivalents i	1.75B	38.40B
Total Current Assets i	N/A	N/A
Total Current Assets % of Revenue i	0.0%	0.0%
Total Current Liabilities i	N/A	N/A
Total Current Liabilities % of Revenue i	0.0%	0.0%
Long-Term Debt i	1.95B	60.72B
Long-Term Debt % of Revenue i	639.1%	1,114.8%
Total Shareholders Equity i	7.62B	56.45B
Retained Earnings i	3.87B	60.05B
Retained Earnings % of Revenue i	1,268.3%	1,102.5%
Property, Plant & Equipment i	N/A	N/A

Prosperity [PB] vs PNC Financial [PNC] Detailed Stock Comparison

Prosperity Bancshares Inc.

PNC Financial Services Group, Inc.

TLDR: Quick Comparison Summary

Vital Metrics Comparison

Complete Prosperity Bancshares Inc. Investment Analysis: Compare with Industry Leaders

Ever Wonder Which Stock is Really the Better Pick?

What You'll Actually Learn (in Plain English)

💰 Which Stock is Cheaper

🏥 Which Company is Healthier

📈 Which Has Been Growing Faster

💵 Which Pays You Better

Prosperity Bancshares Inc. vs PNC Financial Services Group, Inc. Stock Performance Analysis

Performance Comparison

Short-term Returns

Long-term Returns

Performance & Financial Health Analysis: Prosperity Bancshares Inc. vs PNC Financial Services Group, Inc.

Valuation & Enterprise Metrics Analysis: Prosperity Bancshares Inc. vs PNC Financial Services Group, Inc.

Financial Statements Comparison: Prosperity Bancshares Inc. vs PNC Financial Services Group, Inc.

Financial Metrics Quarterly Annual

Revenue

Operating Margin

Profit Margin

Long Term Debt

Income Flow Analysis

PB (Annual)

PB (Quarterly)

PNC (Annual)

PNC (Quarterly)

Financial Statements Comparison

Income Statement

Balance Sheet & Liquidity Metrics

Cash Flow Statement Comparison

Income Statement

Balance Sheet & Liquidity Metrics

Cash Flow Statement Comparison

Short Interest & Institutional Ownership Analysis

Dividend Analysis & Yield Comparison: Prosperity Bancshares Inc. vs PNC Financial Services Group, Inc.

Financial Metrics