Provident Financial [PFS] vs Old National Bancorp [ONB] Detailed Stock Comparison
TLDR: Quick Comparison Summary
Based on 19 vital metrics comparison: Provident Financial Services Inc. wins in 5 metrics, Old National Bancorp wins in 13 metrics, with 0 ties. Old National Bancorp appears stronger overall.
View Metrics Details
Vital Metrics Comparison
| Metric | Provident Financial Services Inc. | Old National Bancorp | Better |
|---|---|---|---|
| P/E Ratio (TTM) | 15.39 | 12.38 | Old National Bancorp |
| Price-to-Book Ratio | 0.84 | 1.13 | Provident Financial Services Inc. |
| Debt-to-Equity Ratio | 1.11 | 0.92 | Old National Bancorp |
| PEG Ratio | 8.02 | 0.75 | Old National Bancorp |
| Profit Margin (TTM) | 21.05% | 30.25% | Old National Bancorp |
| Operating Margin (TTM) | 50.33% | 51.26% | Old National Bancorp |
| EBITDA Margin (TTM) | 50.33% | 51.26% | Old National Bancorp |
| Return on Equity | 6.77% | 10.08% | Old National Bancorp |
| Return on Assets (TTM) | 0.77% | 1.20% | Old National Bancorp |
| Free Cash Flow (TTM) | $425.07M | $637.41M | Old National Bancorp |
| Dividend Yield | 4.18% | 2.87% | Provident Financial Services Inc. |
| 1-Year Return | 32.87% | 15.10% | Provident Financial Services Inc. |
| Price-to-Sales Ratio (TTM) | 3.19 | 3.73 | Provident Financial Services Inc. |
| Enterprise Value | $4.80B | $15.34B | Old National Bancorp |
| EV/Revenue Ratio | 6.85 | 6.12 | Old National Bancorp |
| Revenue per Share (TTM) | $6 | $7 | Old National Bancorp |
| Earnings per Share (Diluted) | $1.11 | $1.94 | Old National Bancorp |
| Beta (Stock Volatility) | 0.83 | N/A | N/A |
| Short % of Float | 3.58% | 7.27% | Provident Financial Services Inc. |
Provident Financial Services Inc. vs Old National Bancorp Stock Performance Analysis
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Performance Comparison
Short-term Returns
| Stock | 1D | 1W | 1M | 3M | 6M | YTD |
|---|---|---|---|---|---|---|
| Provident Financial Services Inc. | -3.19% | -2.84% | -3.19% | 0.56% | 7.92% | 9.06% |
| Old National Bancorp | -2.26% | -3.28% | -1.98% | -0.68% | 5.28% | 3.37% |
Long-term Returns
| Stock | 1Y | 3Y | 5Y | 10Y | 15Y | 20Y |
|---|---|---|---|---|---|---|
| Provident Financial Services Inc. | 32.87% | 27.24% | -12.12% | 10.89% | 66.22% | 19.24% |
| Old National Bancorp | 15.10% | 79.05% | 26.30% | 82.72% | 133.33% | 21.75% |
Performance & Financial Health Analysis: Provident Financial Services Inc. vs Old National Bancorp
| Metric | PFS | ONB |
|---|---|---|
| Market Information | ||
| Market Cap | $2.23B | $9.35B |
| Market Cap Category | Mid cap | Mid cap |
| 10 Day Avg. Volume | 558,620 | 3,441,018 |
| 90 Day Avg. Volume | 549,237 | 3,308,019 |
| Last Close | $21.54 | $23.31 |
| 52 Week Range | $15.92 - $23.98 | $19.39 - $26.17 |
| % from 52W High | -10.18% | -10.93% |
| All-Time High | $29.12 (Jun 04, 2018) | $28.49 (Dec 21, 1998) |
| % from All-Time High | -26.03% | -18.18% |
| Growth Metrics | ||
| Quarterly Revenue Growth | 0.81% | 0.46% |
| Quarterly Earnings Growth | 1.00% | 0.62% |
| Financial Health | ||
| Profit Margin (TTM) | 0.21% | 0.30% |
| Operating Margin (TTM) | 0.50% | 0.51% |
| Return on Equity (TTM) | 0.07% | 0.10% |
| Debt to Equity (MRQ) | 1.11 | 0.92 |
| Cash & Liquidity | ||
| Book Value per Share (MRQ) | $20.35 | $21.21 |
| Cash per Share (MRQ) | $2.90 | $4.55 |
| Operating Cash Flow (TTM) | $473.49M | $806.44M |
| Levered Free Cash Flow (TTM) | $115.53M | $653.12M |
| Dividends | ||
| Last 12-Month Dividend Yield | 4.18% | 2.87% |
| Last 12-Month Dividend | $0.96 | $0.70 |
Valuation & Enterprise Metrics Analysis: Provident Financial Services Inc. vs Old National Bancorp
| Metric | PFS (Jun 13, 2025) | ONB (Apr 24, 2026) |
|---|---|---|
| Price Ratios | ||
| P/E Ratio (TTM) | 15.39 | 12.38 |
| Forward P/E | 8.02 | 8.29 |
| PEG Ratio | 8.02 | 0.75 |
| Price to Sales (TTM) | 3.19 | 3.73 |
| Price to Book (MRQ) | 0.84 | 1.13 |
| Market Capitalization | ||
| Market Capitalization | $2.23B | $9.35B |
| Enterprise Value | $4.80B | $15.34B |
| Enterprise Value Metrics | ||
| Enterprise to Revenue | 6.85 | 6.12 |
| Enterprise to EBITDA | N/A | N/A |
| Risk & Other Metrics | ||
| Beta | 0.83 | N/A |
| Book Value per Share (MRQ) | $20.35 | $21.21 |
Financial Statements Comparison: Provident Financial Services Inc. vs Old National Bancorp
Financial Metrics
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Revenue
Operating Margin
Profit Margin
Long Term Debt
Income Flow Analysis
Financial Statements Comparison
Income Statement
| Metric | PFS (2024) | ONB (2025) |
|---|---|---|
| Revenue/Sales | 694.73M | 2.52B |
| Cost of Goods Sold | N/A | N/A |
| COGS % of Revenue | 0.0% | 0.0% |
| Gross Profit | N/A | N/A |
| Gross Margin | 0.0% | 0.0% |
| Research & Development | N/A | N/A |
| Operating Income (EBIT) | N/A | N/A |
| Operating Margin | 0.0% | 0.0% |
| EBITDA | N/A | N/A |
| EBITDA Margin | 0.0% | 0.0% |
| Pre-Tax Income | 149.62M | 841.39M |
| Pre-Tax Income % of Revenue | 21.5% | 33.3% |
| Income Tax | 34.09M | 172.14M |
| Income Tax % of Revenue | 4.9% | 6.8% |
| Net Income (Profit) | 115.53M | 669.26M |
| Profit Margin | 16.6% | 26.5% |
Balance Sheet & Liquidity Metrics
| Metric | PFS (2024) | ONB (2025) |
|---|---|---|
| Cash & Equivalents | 205.94M | 1.83B |
| Total Current Assets | N/A | N/A |
| Total Current Assets % of Revenue | 0.0% | 0.0% |
| Total Current Liabilities | N/A | N/A |
| Total Current Liabilities % of Revenue | 0.0% | 0.0% |
| Long-Term Debt | 2.31B | 7.09B |
| Long-Term Debt % of Revenue | 332.3% | 280.9% |
| Total Shareholders Equity | 2.60B | 8.49B |
| Retained Earnings | 989.11M | 2.41B |
| Retained Earnings % of Revenue | 142.4% | 95.4% |
| Property, Plant & Equipment | N/A | N/A |
Cash Flow Statement Comparison
| Metric | PFS (2024) | ONB (2025) |
|---|---|---|
| Operating Cash Flow | 337.34M | 806.44M |
| Operating Cash Flow % of Revenue | 48.6% | 31.9% |
| Capital Expenditures | -1.31M | -41.70M |
| Free Cash Flow | 425.07M | 637.41M |
| FCF Margin | 61.2% | 25.2% |
| Debt Repayment | -1.39B | -2.57B |
| Common Stock Repurchase | 0 | -71.80M |
Short Interest & Institutional Ownership Analysis
| Metric | PFS | ONB |
|---|---|---|
| Shares Short | 3.34M | 22.06M |
| Short Ratio | 6.20 | 6.68 |
| Short % of Float | 3.58% | 7.27% |
| Shares Outstanding | 130.49M | 389.66M |
| Float Shares | 126.13M | 382.68M |
| % Held by Insiders | 3.00% | 0.68% |
| % Held by Institutions | 70.21% | 97.76% |
| % Held by Public | 26.79% | 1.56% |
Dividend Analysis & Yield Comparison: Provident Financial Services Inc. vs Old National Bancorp
| Metric | PFS | ONB |
|---|---|---|
| Last 12-Month Dividend | $0.96 | $0.70 |
| Last 12-Month Dividend Yield | 4.18% | 2.87% |
| 3-Year Avg Annual Dividend | $0.96 | $0.61 |
| 3-Year Avg Dividend Yield | 1.36% | 0.76% |
| 3-Year Total Dividends | $2.88 | $1.82 |
| Ex-Dividend Date | Feb 13, 2026 | Mar 05, 2026 |