Progressive [PGR] vs Cincinnati Financial [CINF] Detailed Stock Comparison

Progressive Corporation

NYSE
Loading...

Cincinnati Financial Corporation

NASDAQ
Loading...

TLDR: Quick Comparison Summary

Based on 20 vital metrics comparison: Progressive Corporation wins in 12 metrics, Cincinnati Financial Corporation wins in 8 metrics, with 0 ties. Progressive Corporation appears stronger overall.

View Metrics Details

Vital Metrics Comparison

Metric Progressive Corporation Cincinnati Financial Corporation Better
P/E Ratio (TTM) 10.45 11.09 Progressive Corporation
Price-to-Book Ratio 3.75 1.64 Cincinnati Financial Corporation
Debt-to-Equity Ratio 26.17 5.57 Cincinnati Financial Corporation
PEG Ratio 1.06 0.16 Cincinnati Financial Corporation
EV/EBITDA 8.33 7.96 Cincinnati Financial Corporation
Profit Margin (TTM) 12.93% 18.95% Cincinnati Financial Corporation
Operating Margin (TTM) 16.39% 27.60% Cincinnati Financial Corporation
EBITDA Margin (TTM) 16.39% 27.60% Cincinnati Financial Corporation
Return on Equity 37.90% 16.04% Progressive Corporation
Return on Assets (TTM) 7.94% 4.89% Progressive Corporation
Free Cash Flow (TTM) $17.20B $3.09B Progressive Corporation
Dividend Yield 8.67% 2.70% Progressive Corporation
1-Year Return -24.17% 15.48% Cincinnati Financial Corporation
Price-to-Sales Ratio (TTM) 1.34 2.07 Progressive Corporation
Enterprise Value $126.25B $25.48B Progressive Corporation
EV/Revenue Ratio 1.41 2.02 Progressive Corporation
Revenue per Share (TTM) $153 $81 Progressive Corporation
Earnings per Share (Diluted) $19.65 $15.17 Progressive Corporation
Beta (Stock Volatility) 0.33 0.64 Progressive Corporation
Short % of Float 1.25% 1.89% Progressive Corporation

Progressive Corporation vs Cincinnati Financial Corporation Stock Performance Analysis

Loading Price Chart...

PGR
CINF

Performance Comparison

Short-term Returns

Stock1D1W1M3M6MYTD
Progressive Corporation0.19%1.62%1.89%-0.59%-13.90%-4.06%
Cincinnati Financial Corporation0.20%4.37%1.75%1.66%1.36%4.86%

Long-term Returns

Stock1Y3Y5Y10Y15Y20Y
Progressive Corporation-24.17%56.25%120.03%538.51%897.59%666.45%
Cincinnati Financial Corporation15.48%67.50%48.49%144.23%485.21%261.98%

Performance & Financial Health Analysis: Progressive Corporation vs Cincinnati Financial Corporation

MetricPGRCINF
Market Information
Market Cap i$120.11B$25.61B
Market Cap CategoryLarge capLarge cap
10 Day Avg. Volume i3,008,670815,573
90 Day Avg. Volume i3,010,043787,534
Last Close$203.50$169.34
52 Week Range$189.20 - $269.78$143.37 - $174.27
% from 52W High-24.57%-2.83%
All-Time High$292.99 (Mar 17, 2025)$174.27 (Feb 06, 2026)
% from All-Time High-30.54%-2.83%
Growth Metrics
Quarterly Revenue Growth0.09%0.22%
Quarterly Earnings Growth0.10%0.67%
Financial Health
Profit Margin (TTM) i0.13%0.19%
Operating Margin (TTM) i0.16%0.28%
Return on Equity (TTM) i0.38%0.16%
Debt to Equity (MRQ) i26.175.57
Cash & Liquidity
Book Value per Share (MRQ)$54.71$102.39
Cash per Share (MRQ)$3.64$10.15
Operating Cash Flow (TTM) i$12.39B$3.11B
Levered Free Cash Flow (TTM) i$11.31B$6.14B
Dividends
Last 12-Month Dividend Yield i8.67%2.70%
Last 12-Month Dividend i$18.40$4.42

Valuation & Enterprise Metrics Analysis: Progressive Corporation vs Cincinnati Financial Corporation

MetricPGR (Apr 24, 2026)CINF (Apr 26, 2026)
Price Ratios
P/E Ratio (TTM) i10.4511.09
Forward P/E i12.7318.25
PEG Ratio i1.060.16
Price to Sales (TTM) i1.342.07
Price to Book (MRQ) i3.751.64
Market Capitalization
Market Capitalization i$120.11B$25.61B
Enterprise Value i$126.25B$25.48B
Enterprise Value Metrics
Enterprise to Revenue i1.412.02
Enterprise to EBITDA i8.337.96
Risk & Other Metrics
Beta i0.330.64
Book Value per Share (MRQ) i$54.71$102.39

Financial Statements Comparison: Progressive Corporation vs Cincinnati Financial Corporation

Financial Metrics

Loading Financial Charts...

Revenue

Operating Margin

Profit Margin

Long Term Debt

Income Flow Analysis

Financial Statements Comparison

Income Statement

MetricPGR (2025)CINF (2025)
Revenue/Sales i87.64B12.63B
Cost of Goods Sold iN/AN/A
COGS % of Revenue i0.0%0.0%
Gross Profit iN/AN/A
Gross Margin i0.0%0.0%
Research & Development iN/AN/A
Operating Income (EBIT) iN/AN/A
Operating Margin i0.0%0.0%
EBITDA iN/AN/A
EBITDA Margin i0.0%0.0%
Pre-Tax Income i14.22B2.98B
Pre-Tax Income % of Revenue i16.2%23.6%
Income Tax i2.92B587.00M
Income Tax % of Revenue i3.3%4.6%
Net Income (Profit) i11.31B2.39B
Profit Margin i12.9%18.9%

Balance Sheet & Liquidity Metrics

MetricPGR (2025)CINF (2025)
Cash & Equivalents i125.00M1.43B
Total Current Assets iN/AN/A
Total Current Assets % of Revenue i0.0%0.0%
Total Current Liabilities iN/AN/A
Total Current Liabilities % of Revenue i0.0%0.0%
Long-Term Debt i6.90B861.00M
Long-Term Debt % of Revenue i7.9%6.8%
Total Shareholders Equity i30.32B15.91B
Retained Earnings i27.33B16.72B
Retained Earnings % of Revenue i31.2%132.4%
Property, Plant & Equipment iN/AN/A

Cash Flow Statement Comparison

MetricPGR (2025)CINF (2025)
Operating Cash Flow i12.39B2.41B
Operating Cash Flow % of Revenue i14.1%19.1%
Capital Expenditures i-268.00M-20.00M
Free Cash Flow i17.20B3.09B
FCF Margin i19.6%24.5%
Debt Repayment iN/AN/A
Common Stock Repurchase i-166.00M-205.00M

Short Interest & Institutional Ownership Analysis

MetricPGRCINF
Shares Short i7.29M2.53M
Short Ratio i2.323.11
Short % of Float i1.25%1.89%
Shares Outstanding i584.40M155.42M
Float Shares i582.21M152.77M
% Held by Insiders i0.25%1.67%
% Held by Institutions i89.29%71.49%
% Held by Public i10.46%26.84%

Dividend Analysis & Yield Comparison: Progressive Corporation vs Cincinnati Financial Corporation

MetricPGRCINF
Last 12-Month Dividend i$18.40$4.42
Last 12-Month Dividend Yield i8.67%2.70%
3-Year Avg Annual Dividend i$6.62$3.55
3-Year Avg Dividend Yield i0.71%0.64%
3-Year Total Dividends i$19.85$10.66
Ex-Dividend DateJan 02, 2026Mar 24, 2026