Park National [PRK] vs Wintrust Financial [WTFC] Detailed Stock Comparison

TLDR: Quick Comparison Summary

Based on 19 vital metrics comparison: Park National Corporation wins in 7 metrics, Wintrust Financial Corporation wins in 12 metrics, with 0 ties. Wintrust Financial Corporation appears stronger overall.

View Metrics Details

Vital Metrics Comparison

Metric Park National Corporation Wintrust Financial Corporation Better
P/E Ratio (TTM) 15.77 12.40 Wintrust Financial Corporation
Price-to-Book Ratio 2.08 1.45 Wintrust Financial Corporation
Debt-to-Equity Ratio 0.07 0.60 Park National Corporation
PEG Ratio 1.45 0.64 Wintrust Financial Corporation
Profit Margin (TTM) 33.00% 32.03% Park National Corporation
Operating Margin (TTM) 38.77% 46.29% Wintrust Financial Corporation
EBITDA Margin (TTM) 38.77% 46.29% Wintrust Financial Corporation
Return on Equity 13.87% 12.34% Park National Corporation
Return on Assets (TTM) 1.84% 1.25% Park National Corporation
Free Cash Flow (TTM) $191.95M $860.40M Wintrust Financial Corporation
Dividend Yield 3.17% 1.75% Park National Corporation
1-Year Return 14.42% 34.98% Wintrust Financial Corporation
Price-to-Sales Ratio (TTM) 5.80 3.70 Wintrust Financial Corporation
Enterprise Value $3.03B $11.15B Wintrust Financial Corporation
EV/Revenue Ratio 5.56 4.14 Wintrust Financial Corporation
Revenue per Share (TTM) $34 $40 Wintrust Financial Corporation
Earnings per Share (Diluted) $11.12 $11.93 Wintrust Financial Corporation
Beta (Stock Volatility) 0.69 0.86 Park National Corporation
Short % of Float 2.95% 3.23% Park National Corporation

Park National Corporation vs Wintrust Financial Corporation Stock Performance Analysis

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Performance Comparison

Short-term Returns

Stock1D1W1M3M6MYTD
Park National Corporation-2.28%1.45%7.44%11.55%7.06%14.07%
Wintrust Financial Corporation-1.61%3.37%8.38%19.13%10.89%9.84%

Long-term Returns

Stock1Y3Y5Y10Y15Y20Y
Park National Corporation14.42%68.25%52.01%106.62%181.37%88.52%
Wintrust Financial Corporation34.98%127.16%114.20%221.35%399.56%213.57%

Performance & Financial Health Analysis: Park National Corporation vs Wintrust Financial Corporation

MetricPRKWTFC
Market Information
Market Cap i$3.17B$10.15B
Market Cap CategoryMid capLarge cap
10 Day Avg. Volume i86,170467,819
90 Day Avg. Volume i107,160483,726
Last Close$176.03$156.70
52 Week Range$149.06 - $182.34$116.57 - $162.96
% from 52W High-3.46%-3.84%
All-Time High$207.99 (Nov 25, 2024)$162.96 (Feb 06, 2026)
% from All-Time High-15.37%-3.84%
Growth Metrics
Quarterly Revenue Growth0.08%0.10%
Quarterly Earnings Growth0.10%0.20%
Financial Health
Profit Margin (TTM) i0.33%0.32%
Operating Margin (TTM) i0.39%0.46%
Return on Equity (TTM) i0.14%0.12%
Debt to Equity (MRQ) i0.070.60
Cash & Liquidity
Book Value per Share (MRQ)$84.14$102.03
Cash per Share (MRQ)$12.96$53.31
Operating Cash Flow (TTM) i$198.32M$958.66M
Levered Free Cash Flow (TTM) i$180.07M$774.15M
Dividends
Last 12-Month Dividend Yield i3.17%1.75%
Last 12-Month Dividend i$5.56$2.55

Valuation & Enterprise Metrics Analysis: Park National Corporation vs Wintrust Financial Corporation

MetricPRK (Apr 21, 2026)WTFC (Apr 24, 2026)
Price Ratios
P/E Ratio (TTM) i15.7712.40
Forward P/E i14.0110.74
PEG Ratio i1.450.64
Price to Sales (TTM) i5.803.70
Price to Book (MRQ) i2.081.45
Market Capitalization
Market Capitalization i$3.17B$10.15B
Enterprise Value i$3.03B$11.15B
Enterprise Value Metrics
Enterprise to Revenue i5.564.14
Enterprise to EBITDA iN/AN/A
Risk & Other Metrics
Beta i0.690.86
Book Value per Share (MRQ) i$84.14$102.03

Financial Statements Comparison: Park National Corporation vs Wintrust Financial Corporation

Financial Metrics

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Revenue

Operating Margin

Profit Margin

Long Term Debt

Income Flow Analysis

Financial Statements Comparison

Income Statement

MetricPRK (2025)WTFC (2025)
Revenue/Sales i557.19M2.73B
Cost of Goods Sold iN/AN/A
COGS % of Revenue i0.0%0.0%
Gross Profit iN/AN/A
Gross Margin i0.0%0.0%
Research & Development iN/AN/A
Operating Income (EBIT) iN/AN/A
Operating Margin i0.0%0.0%
EBITDA iN/AN/A
EBITDA Margin i0.0%0.0%
Pre-Tax Income i221.32M1.12B
Pre-Tax Income % of Revenue i39.7%41.0%
Income Tax i41.25M294.56M
Income Tax % of Revenue i7.4%10.8%
Net Income (Profit) i180.07M823.84M
Profit Margin i32.3%30.2%

Balance Sheet & Liquidity Metrics

MetricPRK (2025)WTFC (2025)
Cash & Equivalents i233.51M3.65B
Total Current Assets iN/AN/A
Total Current Assets % of Revenue i0.0%0.0%
Total Current Liabilities iN/AN/A
Total Current Liabilities % of Revenue i0.0%0.0%
Long-Term Debt i17.06M4.48B
Long-Term Debt % of Revenue i3.1%164.4%
Total Shareholders Equity i1.35B7.26B
Retained Earnings i1.07B4.54B
Retained Earnings % of Revenue i191.6%166.5%
Property, Plant & Equipment i19.59M360.65M

Cash Flow Statement Comparison

MetricPRK (2025)WTFC (2025)
Operating Cash Flow i198.36M958.66M
Operating Cash Flow % of Revenue i35.6%35.2%
Capital Expenditures i-6.37M-49.95M
Free Cash Flow i191.95M860.40M
FCF Margin i34.4%31.6%
Debt Repayment i-190.00M-73.61M
Common Stock Repurchase i-20.13M-415.50M

Short Interest & Institutional Ownership Analysis

MetricPRKWTFC
Shares Short i459,0202.16M
Short Ratio i4.224.68
Short % of Float i2.95%3.23%
Shares Outstanding i16.08M67.44M
Float Shares i15.32M66.51M
% Held by Insiders i2.21%1.50%
% Held by Institutions i50.12%97.43%
% Held by Public i47.67%1.07%

Dividend Analysis & Yield Comparison: Park National Corporation vs Wintrust Financial Corporation

MetricPRKWTFC
Last 12-Month Dividend i$5.56$2.55
Last 12-Month Dividend Yield i3.17%1.75%
3-Year Avg Annual Dividend i$4.49$1.98
3-Year Avg Dividend Yield i0.79%0.44%
3-Year Total Dividends i$13.46$5.95
Ex-Dividend DateFeb 20, 2026Feb 05, 2026