Renasant [RNST] vs Wintrust Financial [WTFC] Detailed Stock Comparison

TLDR: Quick Comparison Summary

Based on 18 vital metrics comparison: Renasant wins in 3 metrics, Wintrust Financial wins in 15 metrics, with 0 ties. Wintrust Financial appears stronger overall.

View Metrics Details

Vital Metrics Comparison

MetricRenasantWintrust FinancialBetter
P/E Ratio (TTM)15.3812.46Wintrust Financial
Price-to-Book Ratio0.941.38Renasant
Debt-to-Equity Ratio0.350.66Renasant
PEG Ratio14.6512.90Wintrust Financial
Profit Margin (TTM)21.71%29.83%Wintrust Financial
Operating Margin (TTM)17.32%43.78%Wintrust Financial
EBITDA Margin (TTM)17.32%43.78%Wintrust Financial
Return on Equity5.21%11.60%Wintrust Financial
Return on Assets (TTM)0.72%1.15%Wintrust Financial
Free Cash Flow (TTM)$115.78M$635.53MWintrust Financial
Dividend Yield1.91%1.82%Renasant
1-Year Return11.54%29.71%Wintrust Financial
Price-to-Sales Ratio (TTM)4.813.55Wintrust Financial
Enterprise Value$3.12B$8.74BWintrust Financial
EV/Revenue Ratio4.243.52Wintrust Financial
Revenue per Share (TTM)$10$37Wintrust Financial
Earnings per Share (Diluted)$2.42$10.57Wintrust Financial
Beta (Stock Volatility)0.920.81Wintrust Financial
Performance
Key Stats
Valuation
Financials
Short Interest
Dividends

Renasant vs Wintrust Financial Stock Performance Analysis

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Performance Comparison

Short-term Returns

Stock1D1W1M3M6MYTD
Renasant-0.08%0.57%3.56%16.03%-5.08%5.23%
Wintrust Financial-0.75%-3.66%5.27%17.40%-1.05%5.24%

Long-term Returns

Stock1Y3Y5Y10Y15Y20Y
Renasant11.54%10.84%47.48%16.28%158.76%79.76%
Wintrust Financial29.71%50.43%190.93%143.72%322.64%154.60%

Performance & Financial Health Analysis: Renasant vs Wintrust Financial

MetricRNSTWTFC
Market Information
Market Cap i$3.54B$8.81B
Market Cap CategoryMid capMid cap
10 Day Avg. Volume i635,268486,269
90 Day Avg. Volume i584,163442,773
Last Close$37.21$130.51
52 Week Range$26.97 - $39.63$89.10 - $142.04
% from 52W High-6.11%-8.12%
All-Time High$49.78 (Jun 04, 2018)$142.04 (Nov 25, 2024)
% from All-Time High-25.25%-8.12%
Growth Metrics
Quarterly Revenue Growth0.16%0.18%
Quarterly Earnings Growth-0.97%0.28%
Financial Health
Profit Margin (TTM) i0.22%0.30%
Operating Margin (TTM) i0.17%0.44%
Return on Equity (TTM) i0.05%0.12%
Debt to Equity (MRQ) i0.350.66
Cash & Liquidity
Book Value per Share (MRQ)$39.77$95.44
Cash per Share (MRQ)$14.51$78.66
Operating Cash Flow (TTM) i$193.61M$651.86M
Levered Free Cash Flow (TTM) i$195.46M$667.08M
Dividends
Last 12-Month Dividend Yield i1.91%1.82%
Last 12-Month Dividend i$0.66$2.40

Valuation & Enterprise Metrics Analysis: Renasant vs Wintrust Financial

MetricRNSTWTFC
Price Ratios
P/E Ratio (TTM) i15.3812.46
Forward P/E i14.6512.90
PEG Ratio i14.6512.90
Price to Sales (TTM) i4.813.55
Price to Book (MRQ) i0.941.38
Market Capitalization
Market Capitalization i$3.54B$8.81B
Enterprise Value i$3.12B$8.74B
Enterprise Value Metrics
Enterprise to Revenue i4.243.52
Enterprise to EBITDA iN/AN/A
Risk & Other Metrics
Beta i0.920.81
Book Value per Share (MRQ) i$39.77$95.44

Financial Statements Comparison: Renasant vs Wintrust Financial

Financial Metrics

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Revenue

EBITDA

Shareholders Equity

Operating Margin

Free Cash Flow

Long Term Debt

Profit Margin

Current Ratio

Operating Cash Flow

Income Statement (MRQ)

Metric (MRQ)RNSTWTFC
Revenue/Sales i$170.67M$643.12M
Cost of Goods Sold iN/AN/A
Gross Profit iN/AN/A
Research & Development iN/AN/A
Operating Income (EBIT) iN/AN/A
EBITDA iN/AN/A
Pre-Tax Income i$51.97M$253.06M
Income Tax i$10.45M$64.02M
Net Income (Profit) i$41.52M$189.04M

Balance Sheet & Liquidity Metrics (MRQ)

Metric (MRQ)RNSTWTFC
Cash & Equivalents i$1.09B$4.85B
Total Current Assets iN/AN/A
Total Current Liabilities iN/AN/A
Long-Term Debt i$433.31M$4.23B
Total Shareholders Equity i$2.73B$6.60B
Retained Earnings i$1.12B$4.05B
Property, Plant & Equipment iN/A$1.06B

Cash Flow Statement Comparison (MRQ)

Metric (MRQ)RNSTWTFC
Operating Cash Flow i$106.17M$57.16M
Capital Expenditures i$-3.55M$7.30M
Free Cash Flow i$101.34M$119.75M
Debt Repayment i$0$-4.80M
Common Stock Repurchase iN/A$-3.00M

Short Interest & Institutional Ownership Analysis

MetricRNSTWTFC
Shares Short i3.58M1.85M
Short Ratio i6.384.39
Short % of Float i0.05%0.03%
Average Daily Volume (10 Day) i635,268486,269
Average Daily Volume (90 Day) i584,163442,773
Shares Outstanding i63.57M66.50M
Float Shares i93.16M65.95M
% Held by Insiders i0.02%0.01%
% Held by Institutions i0.74%0.98%

Dividend Analysis & Yield Comparison: Renasant vs Wintrust Financial

MetricRNSTWTFC
Last 12-Month Dividend i$0.66$2.40
Last 12-Month Dividend Yield i1.91%1.82%
3-Year Avg Annual Dividend i$0.81$1.86
3-Year Avg Dividend Yield i0.69%0.44%
3-Year Total Dividends i$2.42$5.58
Ex-Dividend DateMar 17, 2025Aug 07, 2025