Ryan Specialty [RYAN] vs Fidelity National [FNF] Detailed Stock Comparison

Ryan Specialty Holdings Inc.

NYSE
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Fidelity National Financial Inc.

NYSE
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TLDR: Quick Comparison Summary

Based on 20 vital metrics comparison: Ryan Specialty Holdings Inc. wins in 5 metrics, Fidelity National Financial Inc. wins in 15 metrics, with 0 ties. Fidelity National Financial Inc. appears stronger overall.

View Metrics Details

Vital Metrics Comparison

Metric Ryan Specialty Holdings Inc. Fidelity National Financial Inc. Better
P/E Ratio (TTM) 77.21 22.93 Fidelity National Financial Inc.
Price-to-Book Ratio 7.26 1.85 Fidelity National Financial Inc.
Debt-to-Equity Ratio 281.55 53.14 Fidelity National Financial Inc.
PEG Ratio -1.70 -0.18 Fidelity National Financial Inc.
EV/EBITDA 10.09 7.60 Fidelity National Financial Inc.
Profit Margin (TTM) 2.12% 4.15% Fidelity National Financial Inc.
Operating Margin (TTM) 19.00% 13.06% Ryan Specialty Holdings Inc.
EBITDA Margin (TTM) 19.00% 13.06% Ryan Specialty Holdings Inc.
Return on Equity 18.21% 7.76% Ryan Specialty Holdings Inc.
Return on Assets (TTM) 3.54% 1.11% Ryan Specialty Holdings Inc.
Free Cash Flow (TTM) $575.71M $5.68B Fidelity National Financial Inc.
Dividend Yield 1.55% 4.50% Fidelity National Financial Inc.
1-Year Return -55.50% -10.36% Fidelity National Financial Inc.
Price-to-Sales Ratio (TTM) 3.20 0.95 Fidelity National Financial Inc.
Enterprise Value $8.68B $15.76B Fidelity National Financial Inc.
EV/Revenue Ratio 2.90 1.09 Fidelity National Financial Inc.
Revenue per Share (TTM) $24 $54 Fidelity National Financial Inc.
Earnings per Share (Diluted) $0.47 $2.21 Fidelity National Financial Inc.
Beta (Stock Volatility) 0.71 1.06 Ryan Specialty Holdings Inc.
Short % of Float 8.68% 2.79% Fidelity National Financial Inc.

Ryan Specialty Holdings Inc. vs Fidelity National Financial Inc. Stock Performance Analysis

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RYAN
FNF

Performance Comparison

Short-term Returns

Stock1D1W1M3M6MYTD
Ryan Specialty Holdings Inc.-2.45%-0.09%8.90%-19.67%-42.76%-36.18%
Fidelity National Financial Inc.0.04%-4.13%-9.12%-10.10%-17.70%-14.44%

Long-term Returns

Stock1Y3Y5Y10Y15Y20Y
Ryan Specialty Holdings Inc.-55.50%-23.93%11.40%11.40%11.40%11.40%
Fidelity National Financial Inc.-10.36%39.72%8.45%103.39%449.94%300.59%

Performance & Financial Health Analysis: Ryan Specialty Holdings Inc. vs Fidelity National Financial Inc.

MetricRYANFNF
Market Information
Market Cap i$9.35B$13.97B
Market Cap CategoryMid capLarge cap
10 Day Avg. Volume i1,677,7721,868,732
90 Day Avg. Volume i1,831,6672,225,241
Last Close$32.30$46.44
52 Week Range$29.28 - $72.50$42.78 - $59.21
% from 52W High-55.45%-21.57%
All-Time High$77.16 (Mar 31, 2025)$66.72 (Mar 31, 2025)
% from All-Time High-58.14%-30.40%
Growth Metrics
Quarterly Revenue Growth0.14%0.12%
Quarterly Earnings Growth-0.42%0.12%
Financial Health
Profit Margin (TTM) i0.02%0.04%
Operating Margin (TTM) i0.19%0.13%
Return on Equity (TTM) i0.18%0.08%
Debt to Equity (MRQ) i281.5553.14
Cash & Liquidity
Book Value per Share (MRQ)$5.00$27.40
Cash per Share (MRQ)$1.22$15.84
Operating Cash Flow (TTM) i$643.67M$5.83B
Levered Free Cash Flow (TTM) i$506.21M$2.05B
Dividends
Last 12-Month Dividend Yield i1.55%4.50%
Last 12-Month Dividend i$0.61$2.02

Valuation & Enterprise Metrics Analysis: Ryan Specialty Holdings Inc. vs Fidelity National Financial Inc.

MetricRYAN (Apr 24, 2026)FNF (Apr 24, 2026)
Price Ratios
P/E Ratio (TTM) i77.2122.93
Forward P/E i14.157.86
PEG Ratio i-1.70-0.18
Price to Sales (TTM) i3.200.95
Price to Book (MRQ) i7.261.85
Market Capitalization
Market Capitalization i$9.35B$13.97B
Enterprise Value i$8.68B$15.76B
Enterprise Value Metrics
Enterprise to Revenue i2.901.09
Enterprise to EBITDA i10.097.60
Risk & Other Metrics
Beta i0.711.06
Book Value per Share (MRQ) i$5.00$27.40

Financial Statements Comparison: Ryan Specialty Holdings Inc. vs Fidelity National Financial Inc.

Financial Metrics

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Revenue

Operating Margin

Profit Margin

Long Term Debt

Income Flow Analysis

Financial Statements Comparison

Income Statement

MetricRYAN (2025)FNF (2025)
Revenue/Sales i3.05B14.14B
Cost of Goods Sold iN/AN/A
COGS % of Revenue i0.0%0.0%
Gross Profit iN/AN/A
Gross Margin i0.0%0.0%
Research & Development iN/AN/A
Operating Income (EBIT) iN/AN/A
Operating Margin i0.0%0.0%
EBITDA iN/AN/A
EBITDA Margin i0.0%0.0%
Pre-Tax Income i293.18M1.40B
Pre-Tax Income % of Revenue i9.6%9.9%
Income Tax i79.03M753.00M
Income Tax % of Revenue i2.6%5.3%
Net Income (Profit) i214.16M679.00M
Profit Margin i7.0%4.8%

Balance Sheet & Liquidity Metrics

MetricRYAN (2025)FNF (2025)
Cash & Equivalents i158.32M2.38B
Total Current Assets iN/AN/A
Total Current Assets % of Revenue i0.0%0.0%
Total Current Liabilities iN/AN/A
Total Current Liabilities % of Revenue i0.0%0.0%
Long-Term Debt i3.44B4.77B
Long-Term Debt % of Revenue i112.9%33.7%
Total Shareholders Equity i1.25B8.97B
Retained Earnings i120.35M5.48B
Retained Earnings % of Revenue i3.9%38.8%
Property, Plant & Equipment iN/AN/A

Cash Flow Statement Comparison

MetricRYAN (2025)FNF (2025)
Operating Cash Flow i351.50M977.00M
Operating Cash Flow % of Revenue i11.5%6.9%
Capital Expenditures iN/A-147.00M
Free Cash Flow i575.71M5.68B
FCF Margin i18.9%40.2%
Debt Repayment i-1.28B-300.00M
Common Stock Repurchase i-3.73M-251.00M

Short Interest & Institutional Ownership Analysis

MetricRYANFNF
Shares Short i9.71M6.04M
Short Ratio i5.493.46
Short % of Float i8.68%2.79%
Shares Outstanding i129.60M271.34M
Float Shares i113.81M256.36M
% Held by Insiders i13.80%5.67%
% Held by Institutions i88.15%82.25%
% Held by Public i-1.95%12.08%

Dividend Analysis & Yield Comparison: Ryan Specialty Holdings Inc. vs Fidelity National Financial Inc.

MetricRYANFNF
Last 12-Month Dividend i$0.61$2.02
Last 12-Month Dividend Yield i1.55%4.50%
3-Year Avg Annual Dividend i$0.35$1.95
3-Year Avg Dividend Yield i0.20%0.99%
3-Year Total Dividends i$1.05$5.84
Ex-Dividend DateFeb 24, 2026Mar 17, 2026