Synovus Financial [SNV] vs Wintrust Financial [WTFC] Detailed Stock Comparison

Synovus Financial Corp.

NYSE
Loading...

Wintrust Financial Corporation

NASDAQ
Loading...

TLDR: Quick Comparison Summary

Based on 19 vital metrics comparison: Synovus Financial Corp. wins in 12 metrics, Wintrust Financial Corporation wins in 7 metrics, with 0 ties. Synovus Financial Corp. appears stronger overall.

View Metrics Details

Vital Metrics Comparison

Metric Synovus Financial Corp. Wintrust Financial Corporation Better
P/E Ratio (TTM) 9.37 12.40 Synovus Financial Corp.
Price-to-Book Ratio 1.32 1.45 Synovus Financial Corp.
Debt-to-Equity Ratio 0.55 0.60 Synovus Financial Corp.
PEG Ratio 0.74 0.64 Wintrust Financial Corporation
Profit Margin (TTM) 34.91% 32.03% Synovus Financial Corp.
Operating Margin (TTM) 46.81% 46.29% Synovus Financial Corp.
EBITDA Margin (TTM) 46.81% 46.29% Synovus Financial Corp.
Return on Equity 14.23% 12.34% Synovus Financial Corp.
Return on Assets (TTM) 1.33% 1.25% Synovus Financial Corp.
Free Cash Flow (TTM) $764.88M $860.40M Wintrust Financial Corporation
Dividend Yield 3.71% 1.75% Synovus Financial Corp.
1-Year Return -3.64% 25.81% Wintrust Financial Corporation
Price-to-Sales Ratio (TTM) 3.03 3.70 Synovus Financial Corp.
Enterprise Value $8.35B $11.15B Wintrust Financial Corporation
EV/Revenue Ratio 3.64 4.14 Synovus Financial Corp.
Revenue per Share (TTM) $16 $40 Wintrust Financial Corporation
Earnings per Share (Diluted) $5.34 $11.93 Wintrust Financial Corporation
Beta (Stock Volatility) 1.22 0.86 Wintrust Financial Corporation
Short % of Float 2.68% 3.23% Synovus Financial Corp.

Synovus Financial Corp. vs Wintrust Financial Corporation Stock Performance Analysis

Loading Price Chart...

SNV
WTFC

Performance Comparison

Short-term Returns

Stock1D1W1M3M6MYTD
Synovus Financial Corp.0.00%-5.06%2.62%3.95%-8.90%0.00%
Wintrust Financial Corporation-1.39%-0.87%0.77%2.33%11.13%5.22%

Long-term Returns

Stock1Y3Y5Y10Y15Y20Y
Synovus Financial Corp.-3.64%28.63%38.41%68.63%180.39%-40.71%
Wintrust Financial Corporation25.81%120.93%84.92%184.69%385.55%187.08%

Performance & Financial Health Analysis: Synovus Financial Corp. vs Wintrust Financial Corporation

MetricSNVWTFC
Market Information
Market Cap i$6.95B$10.15B
Market Cap CategoryMid capLarge cap
10 Day Avg. Volume i1,742,916467,819
90 Day Avg. Volume i1,112,689483,726
Last Close$50.05$148.02
52 Week Range$35.94 - $61.06$116.57 - $162.96
% from 52W High-18.03%-9.17%
All-Time High$107.00 (Aug 06, 2001)$162.96 (Feb 06, 2026)
% from All-Time High-53.22%-9.17%
Growth Metrics
Quarterly Revenue Growth0.10%0.10%
Quarterly Earnings Growth0.09%0.20%
Financial Health
Profit Margin (TTM) i0.35%0.32%
Operating Margin (TTM) i0.47%0.46%
Return on Equity (TTM) i0.14%0.12%
Debt to Equity (MRQ) i0.550.60
Cash & Liquidity
Book Value per Share (MRQ)$38.05$102.03
Cash per Share (MRQ)$16.89$53.31
Operating Cash Flow (TTM) i$701.67M$958.66M
Levered Free Cash Flow (TTM) i$439.56M$774.15M
Dividends
Last 12-Month Dividend Yield i3.71%1.75%
Last 12-Month Dividend i$1.94$2.55

Valuation & Enterprise Metrics Analysis: Synovus Financial Corp. vs Wintrust Financial Corporation

MetricSNV (Jan 21, 2026)WTFC (Apr 24, 2026)
Price Ratios
P/E Ratio (TTM) i9.3712.40
Forward P/E i8.8910.74
PEG Ratio i0.740.64
Price to Sales (TTM) i3.033.70
Price to Book (MRQ) i1.321.45
Market Capitalization
Market Capitalization i$6.95B$10.15B
Enterprise Value i$8.35B$11.15B
Enterprise Value Metrics
Enterprise to Revenue i3.644.14
Enterprise to EBITDA iN/AN/A
Risk & Other Metrics
Beta i1.220.86
Book Value per Share (MRQ) i$38.05$102.03

Financial Statements Comparison: Synovus Financial Corp. vs Wintrust Financial Corporation

Financial Metrics

Loading Financial Charts...

Revenue

Operating Margin

Profit Margin

Long Term Debt

Income Flow Analysis

Financial Statements Comparison

Income Statement

MetricSNV (2024)WTFC (2025)
Revenue/Sales i1.98B2.73B
Cost of Goods Sold iN/AN/A
COGS % of Revenue i0.0%0.0%
Gross Profit iN/AN/A
Gross Margin i0.0%0.0%
Research & Development iN/AN/A
Operating Income (EBIT) iN/AN/A
Operating Margin i0.0%0.0%
EBITDA iN/AN/A
EBITDA Margin i0.0%0.0%
Pre-Tax Income i604.95M1.12B
Pre-Tax Income % of Revenue i30.5%41.0%
Income Tax i125.50M294.56M
Income Tax % of Revenue i6.3%10.8%
Net Income (Profit) i479.45M823.84M
Profit Margin i24.2%30.2%

Balance Sheet & Liquidity Metrics

MetricSNV (2024)WTFC (2025)
Cash & Equivalents i2.98B3.65B
Total Current Assets iN/AN/A
Total Current Assets % of Revenue i0.0%0.0%
Total Current Liabilities iN/AN/A
Total Current Liabilities % of Revenue i0.0%0.0%
Long-Term Debt i1.73B4.48B
Long-Term Debt % of Revenue i87.5%164.4%
Total Shareholders Equity i5.27B7.26B
Retained Earnings i2.74B4.54B
Retained Earnings % of Revenue i138.2%166.5%
Property, Plant & Equipment i429.45M360.65M

Cash Flow Statement Comparison

MetricSNV (2024)WTFC (2025)
Operating Cash Flow i437.34M958.66M
Operating Cash Flow % of Revenue i22.1%35.2%
Capital Expenditures i-56.15M-49.95M
Free Cash Flow i764.88M860.40M
FCF Margin i38.6%31.6%
Debt Repayment i-1.85B-73.61M
Common Stock Repurchase i-272.34M-415.50M

Short Interest & Institutional Ownership Analysis

MetricSNVWTFC
Shares Short i3.30M2.16M
Short Ratio i3.954.68
Short % of Float i2.68%3.23%
Shares Outstanding i138.81M67.44M
Float Shares i137.75M66.51M
% Held by Insiders i0.47%1.50%
% Held by Institutions i84.57%97.43%
% Held by Public i14.96%1.07%

Dividend Analysis & Yield Comparison: Synovus Financial Corp. vs Wintrust Financial Corporation

MetricSNVWTFC
Last 12-Month Dividend i$1.94$2.55
Last 12-Month Dividend Yield i3.71%1.75%
3-Year Avg Annual Dividend i$1.53$1.98
3-Year Avg Dividend Yield i0.98%0.44%
3-Year Total Dividends i$4.60$5.95
Ex-Dividend DateDec 18, 2025Feb 05, 2026