Synovus Financial [SNV] vs Nu Holdings [NU] Detailed Stock Comparison
Synovus Financial
NYSE
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Nu Holdings
NYSE
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TLDR: Quick Comparison Summary
Based on 18 vital metrics comparison: Synovus Financial wins in 7 metrics, Nu Holdings wins in 10 metrics, with 0 ties. Nu Holdings appears stronger overall.
View Metrics Details
Vital Metrics Comparison
| Metric | Synovus Financial | Nu Holdings | Better |
|---|---|---|---|
| P/E Ratio (TTM) | 9.20 | 32.19 | Synovus Financial |
| Price-to-Book Ratio | 1.30 | 7.64 | Synovus Financial |
| Debt-to-Equity Ratio | 0.73 | 0.36 | Nu Holdings |
| PEG Ratio | -0.01 | 1.09 | Synovus Financial |
| Profit Margin (TTM) | 35.04% | 39.32% | Nu Holdings |
| Operating Margin (TTM) | 47.82% | 54.14% | Nu Holdings |
| EBITDA Margin (TTM) | 47.82% | 54.14% | Nu Holdings |
| Return on Equity | 14.60% | 27.88% | Nu Holdings |
| Return on Assets (TTM) | 1.30% | 4.28% | Nu Holdings |
| Free Cash Flow (TTM) | $764.88M | $2.22B | Nu Holdings |
| Dividend Yield | 3.19% | N/A | N/A |
| 1-Year Return | 3.58% | 12.11% | Nu Holdings |
| Price-to-Sales Ratio (TTM) | 3.00 | 12.50 | Synovus Financial |
| Enterprise Value | $8.41B | $62.48B | Nu Holdings |
| EV/Revenue Ratio | 3.76 | 10.68 | Synovus Financial |
| Revenue per Share (TTM) | $16 | $1 | Synovus Financial |
| Earnings per Share (Diluted) | $5.18 | $0.47 | Synovus Financial |
| Beta (Stock Volatility) | 1.22 | 1.09 | Nu Holdings |
Performance
News Sentiment
Key Stats
Valuation
Financials
Short Interest
Dividends
Synovus Financial vs Nu Holdings Stock Performance Analysis
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Performance Comparison
Short-term Returns
| Stock | 1D | 1W | 1M | 3M | 6M | YTD |
|---|---|---|---|---|---|---|
| Synovus Financial | -5.27% | -1.45% | -7.88% | -13.14% | 10.81% | -6.67% |
| Nu Holdings | -2.93% | 0.99% | -0.58% | 12.68% | 40.75% | 44.59% |
Long-term Returns
| Stock | 1Y | 3Y | 5Y | 10Y | 15Y | 20Y |
|---|---|---|---|---|---|---|
| Synovus Financial | 3.58% | 16.90% | 98.54% | 58.70% | 160.71% | -43.86% |
| Nu Holdings | 12.11% | 273.06% | 29.70% | 29.70% | 29.70% | 29.70% |
News Based Sentiment: Synovus Financial vs Nu Holdings
Synovus Financial
News based Sentiment: MIXED
October brought a mix of positive and negative signals for Synovus, including analyst downgrades and price target reductions alongside a dividend declaration, insider buying, and expectations for continued earnings growth. The upcoming Q3 earnings release will be a critical catalyst for determining the stock's trajectory.
Nu Holdings
News based Sentiment: POSITIVE
Nu Holdings demonstrated strong financial performance in Q2 2025 and made a significant strategic move by applying for a U.S. bank charter. These developments, coupled with continued customer growth and positive analyst sentiment, suggest a positive trajectory for the company, though the U.S. expansion introduces new risks.
Performance & Financial Health Analysis: Synovus Financial vs Nu Holdings
| Metric | SNV | NU |
|---|---|---|
| Market Information | ||
| Market Cap | $6.71B | $74.71B |
| Market Cap Category | Mid cap | Large cap |
| 10 Day Avg. Volume | 1,434,950 | 48,849,330 |
| 90 Day Avg. Volume | 1,692,737 | 47,124,900 |
| Last Close | $44.95 | $14.92 |
| 52 Week Range | $35.94 - $61.06 | $9.01 - $16.42 |
| % from 52W High | -26.38% | -9.16% |
| All-Time High | $107.00 (Aug 06, 2001) | $16.42 (Sep 23, 2025) |
| % from All-Time High | -57.99% | -9.14% |
| Growth Metrics | ||
| Quarterly Revenue Growth | 1.11% | 0.14% |
| Quarterly Earnings Growth | 0.94% | 0.31% |
| Financial Health | ||
| Profit Margin (TTM) | 0.35% | 0.39% |
| Operating Margin (TTM) | 0.48% | 0.54% |
| Return on Equity (TTM) | 0.15% | 0.28% |
| Debt to Equity (MRQ) | 0.73 | 0.36 |
| Cash & Liquidity | ||
| Book Value per Share (MRQ) | $36.61 | $1.98 |
| Cash per Share (MRQ) | $20.83 | $2.92 |
| Operating Cash Flow (TTM) | $752.88M | $-7,625,014,784 |
| Levered Free Cash Flow (TTM) | $439.56M | $1.97B |
| Dividends | ||
| Last 12-Month Dividend Yield | 3.19% | N/A |
| Last 12-Month Dividend | $1.53 | N/A |
Valuation & Enterprise Metrics Analysis: Synovus Financial vs Nu Holdings
| Metric | SNV | NU |
|---|---|---|
| Price Ratios | ||
| P/E Ratio (TTM) | 9.20 | 32.19 |
| Forward P/E | 10.32 | 24.40 |
| PEG Ratio | -0.01 | 1.09 |
| Price to Sales (TTM) | 3.00 | 12.50 |
| Price to Book (MRQ) | 1.30 | 7.64 |
| Market Capitalization | ||
| Market Capitalization | $6.71B | $74.71B |
| Enterprise Value | $8.41B | $62.48B |
| Enterprise Value Metrics | ||
| Enterprise to Revenue | 3.76 | 10.68 |
| Enterprise to EBITDA | N/A | N/A |
| Risk & Other Metrics | ||
| Beta | 1.22 | 1.09 |
| Book Value per Share (MRQ) | $36.61 | $1.98 |
Financial Statements Comparison: Synovus Financial vs Nu Holdings
Financial Metrics
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Revenue
EBITDA
Operating Margin
Free Cash Flow
Long Term Debt
Profit Margin
Current Ratio
Operating Cash Flow
Income Statement (MRQ)
| Metric (MRQ) | SNV | NU |
|---|---|---|
| Revenue/Sales | $568.65M | $2.25B |
| Cost of Goods Sold | N/A | N/A |
| Gross Profit | N/A | N/A |
| Research & Development | N/A | N/A |
| Operating Income (EBIT) | N/A | N/A |
| EBITDA | N/A | N/A |
| Pre-Tax Income | $251.90M | $795.07M |
| Income Tax | $57.02M | $237.87M |
| Net Income (Profit) | $194.87M | $557.21M |
Balance Sheet & Liquidity Metrics (MRQ)
| Metric (MRQ) | SNV | NU |
|---|---|---|
| Cash & Equivalents | $2.68B | $14.93B |
| Total Current Assets | N/A | N/A |
| Total Current Liabilities | N/A | N/A |
| Long-Term Debt | $2.10B | $26.70M |
| Total Shareholders Equity | $5.41B | $8.61B |
| Retained Earnings | $2.86B | $4.03B |
| Property, Plant & Equipment | N/A | $46.08M |
Cash Flow Statement Comparison (MRQ)
| Metric (MRQ) | SNV | NU |
|---|---|---|
| Operating Cash Flow | $183.26M | $3.21B |
| Capital Expenditures | $-6.53M | $-2.40M |
| Free Cash Flow | $176.70M | $1.00B |
| Debt Repayment | N/A | $-356.77M |
| Common Stock Repurchase | $-21.44M | N/A |
Short Interest & Institutional Ownership Analysis
| Metric | SNV | NU |
|---|---|---|
| Shares Short | 2.49M | 115.89M |
| Short Ratio | 1.45 | 2.03 |
| Short % of Float | 0.02% | 0.03% |
| Average Daily Volume (10 Day) | 1,434,950 | 48,849,330 |
| Average Daily Volume (90 Day) | 1,692,737 | 47,124,900 |
| Shares Outstanding | 141.17M | 4.82B |
| Float Shares | 137.78M | 3.61B |
| % Held by Insiders | 0.00% | 0.05% |
| % Held by Institutions | 0.87% | 0.80% |
Dividend Analysis & Yield Comparison: Synovus Financial vs Nu Holdings
| Metric | SNV | NU |
|---|---|---|
| Last 12-Month Dividend | $1.53 | N/A |
| Last 12-Month Dividend Yield | 3.19% | N/A |
| 3-Year Avg Annual Dividend | $1.24 | N/A |
| 3-Year Avg Dividend Yield | 0.99% | N/A |
| 3-Year Total Dividends | $3.73 | N/A |
| Ex-Dividend Date | Mar 20, 2025 | N/A |