Synovus Financial [SNV] vs Nu Holdings [NU] Detailed Stock Comparison

Synovus Financial Corp.

NYSE
Loading...

Nu Holdings Ltd.

NYSE
Loading...

TLDR: Quick Comparison Summary

Based on 19 vital metrics comparison: Synovus Financial Corp. wins in 8 metrics, Nu Holdings Ltd. wins in 10 metrics, with 0 ties. Nu Holdings Ltd. appears stronger overall.

View Metrics Details

Vital Metrics Comparison

Metric Synovus Financial Corp. Nu Holdings Ltd. Better
P/E Ratio (TTM) 9.37 25.60 Synovus Financial Corp.
Price-to-Book Ratio 1.32 6.39 Synovus Financial Corp.
Debt-to-Equity Ratio 0.55 0.47 Nu Holdings Ltd.
PEG Ratio 0.74 12.95 Synovus Financial Corp.
Profit Margin (TTM) 34.91% 41.04% Nu Holdings Ltd.
Operating Margin (TTM) 46.81% 52.15% Nu Holdings Ltd.
EBITDA Margin (TTM) 46.81% 52.15% Nu Holdings Ltd.
Return on Equity 14.23% 30.28% Nu Holdings Ltd.
Return on Assets (TTM) 1.33% 4.60% Nu Holdings Ltd.
Free Cash Flow (TTM) $764.88M $3.16B Nu Holdings Ltd.
Dividend Yield 3.71% N/A N/A
1-Year Return -3.64% 9.33% Nu Holdings Ltd.
Price-to-Sales Ratio (TTM) 3.03 10.32 Synovus Financial Corp.
Enterprise Value $8.35B $61.08B Nu Holdings Ltd.
EV/Revenue Ratio 3.64 8.74 Synovus Financial Corp.
Revenue per Share (TTM) $16 $1 Synovus Financial Corp.
Earnings per Share (Diluted) $5.34 $0.58 Synovus Financial Corp.
Beta (Stock Volatility) 1.22 1.11 Nu Holdings Ltd.
Short % of Float 2.68% 3.57% Synovus Financial Corp.

Synovus Financial Corp. vs Nu Holdings Ltd. Stock Performance Analysis

Loading Price Chart...

SNV
NU

Performance Comparison

Short-term Returns

Stock1D1W1M3M6MYTD
Synovus Financial Corp.0.00%-5.06%2.62%3.95%-8.90%0.00%
Nu Holdings Ltd.-2.43%-8.24%-15.89%-21.59%-32.37%-30.02%

Long-term Returns

Stock1Y3Y5Y10Y15Y20Y
Synovus Financial Corp.-3.64%28.63%38.41%68.63%180.39%-40.71%
Nu Holdings Ltd.9.33%88.38%10.80%10.80%10.80%10.80%

Performance & Financial Health Analysis: Synovus Financial Corp. vs Nu Holdings Ltd.

MetricSNVNU
Market Information
Market Cap i$6.95B$70.28B
Market Cap CategoryMid capLarge cap
10 Day Avg. Volume i1,742,91635,805,275
90 Day Avg. Volume i1,112,68948,322,045
Last Close$50.05$11.64
52 Week Range$35.94 - $61.06$11.20 - $18.98
% from 52W High-18.03%-38.67%
All-Time High$107.00 (Aug 06, 2001)$18.98 (Jan 29, 2026)
% from All-Time High-53.22%-38.67%
Growth Metrics
Quarterly Revenue Growth0.10%0.44%
Quarterly Earnings Growth0.09%0.62%
Financial Health
Profit Margin (TTM) i0.35%0.41%
Operating Margin (TTM) i0.47%0.52%
Return on Equity (TTM) i0.14%0.30%
Debt to Equity (MRQ) i0.550.47
Cash & Liquidity
Book Value per Share (MRQ)$38.05$2.33
Cash per Share (MRQ)$16.89$3.36
Operating Cash Flow (TTM) i$701.67M$-9,360,818,176
Levered Free Cash Flow (TTM) i$439.56M$2.87B
Dividends
Last 12-Month Dividend Yield i3.71%N/A
Last 12-Month Dividend i$1.94N/A

Valuation & Enterprise Metrics Analysis: Synovus Financial Corp. vs Nu Holdings Ltd.

MetricSNV (Jan 21, 2026)NU (Apr 24, 2026)
Price Ratios
P/E Ratio (TTM) i9.3725.60
Forward P/E i8.8912.95
PEG Ratio i0.7412.95
Price to Sales (TTM) i3.0310.32
Price to Book (MRQ) i1.326.39
Market Capitalization
Market Capitalization i$6.95B$70.28B
Enterprise Value i$8.35B$61.08B
Enterprise Value Metrics
Enterprise to Revenue i3.648.74
Enterprise to EBITDA iN/AN/A
Risk & Other Metrics
Beta i1.221.11
Book Value per Share (MRQ) i$38.05$2.33

Financial Statements Comparison: Synovus Financial Corp. vs Nu Holdings Ltd.

Financial Metrics

Loading Financial Charts...

Revenue

Operating Margin

Profit Margin

Long Term Debt

Income Flow Analysis

Financial Statements Comparison

Income Statement

MetricSNV (2024)NU (2025)
Revenue/Sales i1.98B10.63B
Cost of Goods Sold iN/AN/A
COGS % of Revenue i0.0%0.0%
Gross Profit iN/AN/A
Gross Margin i0.0%0.0%
Research & Development iN/AN/A
Operating Income (EBIT) iN/AN/A
Operating Margin i0.0%0.0%
EBITDA iN/AN/A
EBITDA Margin i0.0%0.0%
Pre-Tax Income i604.95M3.87B
Pre-Tax Income % of Revenue i30.5%36.4%
Income Tax i125.50M996.75M
Income Tax % of Revenue i6.3%9.4%
Net Income (Profit) i479.45M2.87B
Profit Margin i24.2%27.0%

Balance Sheet & Liquidity Metrics

MetricSNV (2024)NU (2025)
Cash & Equivalents i2.98B20.93B
Total Current Assets iN/AN/A
Total Current Assets % of Revenue i0.0%0.0%
Total Current Liabilities iN/AN/A
Total Current Liabilities % of Revenue i0.0%0.0%
Long-Term Debt i1.73B299.00M
Long-Term Debt % of Revenue i87.5%2.8%
Total Shareholders Equity i5.27B11.32B
Retained Earnings i2.74B6.41B
Retained Earnings % of Revenue i138.2%60.3%
Property, Plant & Equipment i429.45M49.79M

Cash Flow Statement Comparison

MetricSNV (2024)NU (2025)
Operating Cash Flow i437.34M2.44B
Operating Cash Flow % of Revenue i22.1%23.0%
Capital Expenditures i-56.15M-7.22M
Free Cash Flow i764.88M3.16B
FCF Margin i38.6%29.7%
Debt Repayment i-1.85B-539.46M
Common Stock Repurchase i-272.34MN/A

Short Interest & Institutional Ownership Analysis

MetricSNVNU
Shares Short i3.30M135.40M
Short Ratio i3.952.26
Short % of Float i2.68%3.57%
Shares Outstanding i138.81M4.86B
Float Shares i137.75M3.63B
% Held by Insiders i0.47%5.61%
% Held by Institutions i84.57%85.71%
% Held by Public i14.96%8.68%

Dividend Analysis & Yield Comparison: Synovus Financial Corp. vs Nu Holdings Ltd.

MetricSNVNU
Last 12-Month Dividend i$1.94N/A
Last 12-Month Dividend Yield i3.71%N/A
3-Year Avg Annual Dividend i$1.53N/A
3-Year Avg Dividend Yield i0.98%N/A
3-Year Total Dividends i$4.60N/A
Ex-Dividend DateDec 18, 2025N/A