Synchrony Financial [SYF.PR.B] vs Medallion Financial [MFIN] Detailed Stock Comparison

Synchrony Financial

NYSE
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Medallion Financial Corp.

NASDAQ
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TLDR: Quick Comparison Summary

Based on 20 vital metrics comparison: Synchrony Financial wins in 8 metrics, Medallion Financial Corp. wins in 6 metrics, with 1 ties. Synchrony Financial appears stronger overall.

View Metrics Details

Vital Metrics Comparison

Metric Synchrony Financial Medallion Financial Corp. Better
P/E Ratio (TTM) N/A 5.29 N/A
Price-to-Book Ratio 0.59 0.52 Medallion Financial Corp.
Debt-to-Equity Ratio 0.98 472.94 Synchrony Financial
PEG Ratio N/A 0.30 N/A
EV/EBITDA N/A 13.50 N/A
Profit Margin (TTM) 36.39% 12.18% Synchrony Financial
Operating Margin (TTM) 44.31% 47.96% Medallion Financial Corp.
EBITDA Margin (TTM) 44.31% 47.96% Medallion Financial Corp.
Return on Equity 21.78% 11.69% Synchrony Financial
Return on Assets (TTM) 2.96% 3.83% Medallion Financial Corp.
Free Cash Flow (TTM) $9.85B $126.28M Synchrony Financial
Dividend Yield 7.96% 5.81% Synchrony Financial
1-Year Return 3.61% 6.11% Medallion Financial Corp.
Price-to-Sales Ratio (TTM) 0.00 0.63 Tie
Enterprise Value $5.93B $2.52B Synchrony Financial
EV/Revenue Ratio 0.60 7.13 Synchrony Financial
Revenue per Share (TTM) $28 $16 Synchrony Financial
Earnings per Share (Diluted) N/A $1.78 N/A
Beta (Stock Volatility) 1.38 0.83 Medallion Financial Corp.
Short % of Float N/A 4.34% N/A

Synchrony Financial vs Medallion Financial Corp. Stock Performance Analysis

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SYF.PR.B
MFIN

Performance Comparison

Short-term Returns

Stock1D1W1M3M6MYTD
Synchrony Financial-0.31%0.15%-1.44%-0.35%-0.50%-1.37%
Medallion Financial Corp.-2.64%-0.21%3.91%-5.81%-6.45%-5.99%

Long-term Returns

Stock1Y3Y5Y10Y15Y20Y
Synchrony Financial3.61%3.77%3.77%3.77%3.77%3.77%
Medallion Financial Corp.6.11%38.80%4.85%29.39%6.81%-27.71%

Performance & Financial Health Analysis: Synchrony Financial vs Medallion Financial Corp.

MetricSYF.PR.BMFIN
Market Information
Market Cap i$0$221.65M
Market Cap CategoryMicro capMicro cap
10 Day Avg. Volume i84,89963,588
90 Day Avg. Volume i60,30162,029
Last Close$25.93$9.57
52 Week Range$24.84 - $26.73$7.85 - $11.00
% from 52W High-2.99%-13.00%
All-Time High$26.71 (Nov 11, 2024)$31.36 (Apr 20, 1998)
% from All-Time High-2.92%-69.48%
Growth Metrics
Quarterly Revenue Growth0.06%0.19%
Quarterly Earnings Growth0.06%0.20%
Financial Health
Profit Margin (TTM) i0.36%0.12%
Operating Margin (TTM) i0.44%0.48%
Return on Equity (TTM) i0.22%0.12%
Debt to Equity (MRQ) i0.98472.94
Cash & Liquidity
Book Value per Share (MRQ)$44.74$18.11
Cash per Share (MRQ)$61.04$8.85
Operating Cash Flow (TTM) i$4.31B$126.28M
Levered Free Cash Flow (TTM) i$3.47B$10.29M
Dividends
Last 12-Month Dividend Yield i7.96%5.81%
Last 12-Month Dividend i$2.08$0.59

Valuation & Enterprise Metrics Analysis: Synchrony Financial vs Medallion Financial Corp.

MetricSYF.PR.B (Apr 26, 2026)MFIN (Apr 24, 2026)
Price Ratios
P/E Ratio (TTM) iN/A5.29
Forward P/E iN/A6.36
PEG Ratio iN/A0.30
Price to Sales (TTM) i0.000.63
Price to Book (MRQ) i0.590.52
Market Capitalization
Market Capitalization i$0$221.65M
Enterprise Value i$5.93B$2.52B
Enterprise Value Metrics
Enterprise to Revenue i0.607.13
Enterprise to EBITDA iN/A13.50
Risk & Other Metrics
Beta i1.380.83
Book Value per Share (MRQ) i$44.74$18.11

Financial Statements Comparison: Synchrony Financial vs Medallion Financial Corp.

Financial Metrics

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Revenue

Operating Margin

Profit Margin

Long Term Debt

Income Flow Analysis

Financial Statements Comparison

Income Statement

MetricSYF.PR.B (2025)MFIN (2025)
Revenue/Sales i14.98B243.39M
Cost of Goods Sold iN/AN/A
COGS % of Revenue i0.0%0.0%
Gross Profit iN/AN/A
Gross Margin i0.0%0.0%
Research & Development iN/AN/A
Operating Income (EBIT) iN/AN/A
Operating Margin i0.0%0.0%
EBITDA iN/AN/A
EBITDA Margin i0.0%0.0%
Pre-Tax Income i4.62B79.89M
Pre-Tax Income % of Revenue i30.8%32.8%
Income Tax i1.07B24.54M
Income Tax % of Revenue i7.1%10.1%
Net Income (Profit) i3.55B55.34M
Profit Margin i23.7%22.7%

Balance Sheet & Liquidity Metrics

MetricSYF.PR.B (2025)MFIN (2025)
Cash & Equivalents i14.97B136.27M
Total Current Assets iN/AN/A
Total Current Assets % of Revenue i0.0%0.0%
Total Current Liabilities iN/AN/A
Total Current Liabilities % of Revenue i0.0%0.0%
Long-Term Debt i15.18B221.03M
Long-Term Debt % of Revenue i101.3%90.8%
Total Shareholders Equity i16.77B508.05M
Retained Earnings i24.60B162.37M
Retained Earnings % of Revenue i164.2%66.7%
Property, Plant & Equipment iN/AN/A

Cash Flow Statement Comparison

MetricSYF.PR.B (2025)MFIN (2025)
Operating Cash Flow i4.31B59.52M
Operating Cash Flow % of Revenue i28.8%24.5%
Capital Expenditures iN/AN/A
Free Cash Flow i9.85B126.28M
FCF Margin i65.8%51.9%
Debt Repayment i-4.33BN/A
Common Stock Repurchase i-2.94B-986,000

Short Interest & Institutional Ownership Analysis

MetricSYF.PR.BMFIN
Shares Short i37,216807,415
Short Ratio i1.0111.85
Short % of Float iN/A4.34%
Shares Outstanding i347.40M23.31M
Float Shares i334.61M14.83M
% Held by Insiders i0.00%32.11%
% Held by Institutions i33.22%39.49%
% Held by Public i66.78%28.40%

Dividend Analysis & Yield Comparison: Synchrony Financial vs Medallion Financial Corp.

MetricSYF.PR.BMFIN
Last 12-Month Dividend i$2.08$0.59
Last 12-Month Dividend Yield i7.96%5.81%
3-Year Avg Annual Dividend i$1.37$0.45
3-Year Avg Dividend Yield i1.99%1.19%
3-Year Total Dividends i$4.11$1.34
Ex-Dividend DateFeb 06, 2026Mar 19, 2026