Travelers Companies [TRV] vs Cincinnati Financial [CINF] Detailed Stock Comparison

Travelers Companies, Inc.

NYSE
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Cincinnati Financial Corporation

NASDAQ
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TLDR: Quick Comparison Summary

Based on 20 vital metrics comparison: Travelers Companies, Inc. wins in 12 metrics, Cincinnati Financial Corporation wins in 8 metrics, with 0 ties. Travelers Companies, Inc. appears stronger overall.

View Metrics Details

Vital Metrics Comparison

Metric Travelers Companies, Inc. Cincinnati Financial Corporation Better
P/E Ratio (TTM) 9.03 11.09 Travelers Companies, Inc.
Price-to-Book Ratio 2.01 1.64 Cincinnati Financial Corporation
Debt-to-Equity Ratio 28.98 5.57 Cincinnati Financial Corporation
PEG Ratio 0.03 0.16 Travelers Companies, Inc.
EV/EBITDA 6.29 7.96 Travelers Companies, Inc.
Profit Margin (TTM) 15.54% 18.95% Cincinnati Financial Corporation
Operating Margin (TTM) 18.74% 27.60% Cincinnati Financial Corporation
EBITDA Margin (TTM) 18.74% 27.60% Cincinnati Financial Corporation
Return on Equity 25.27% 16.04% Travelers Companies, Inc.
Return on Assets (TTM) 4.44% 4.89% Cincinnati Financial Corporation
Free Cash Flow (TTM) $10.61B $3.09B Travelers Companies, Inc.
Dividend Yield 1.46% 2.70% Cincinnati Financial Corporation
1-Year Return 15.56% 15.48% Travelers Companies, Inc.
Price-to-Sales Ratio (TTM) 1.32 2.07 Travelers Companies, Inc.
Enterprise Value $66.50B $25.48B Travelers Companies, Inc.
EV/Revenue Ratio 1.36 2.02 Travelers Companies, Inc.
Revenue per Share (TTM) $221 $81 Travelers Companies, Inc.
Earnings per Share (Diluted) $33.51 $15.17 Travelers Companies, Inc.
Beta (Stock Volatility) 0.52 0.64 Travelers Companies, Inc.
Short % of Float 2.15% 1.89% Cincinnati Financial Corporation

Travelers Companies, Inc. vs Cincinnati Financial Corporation Stock Performance Analysis

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TRV
CINF

Performance Comparison

Short-term Returns

Stock1D1W1M3M6MYTD
Travelers Companies, Inc.0.66%3.28%2.24%0.60%5.46%7.46%
Cincinnati Financial Corporation0.20%4.37%1.75%1.66%1.36%4.86%

Long-term Returns

Stock1Y3Y5Y10Y15Y20Y
Travelers Companies, Inc.15.56%72.25%110.32%172.18%425.66%593.85%
Cincinnati Financial Corporation15.48%67.50%48.49%144.23%485.21%261.98%

Performance & Financial Health Analysis: Travelers Companies, Inc. vs Cincinnati Financial Corporation

MetricTRVCINF
Market Information
Market Cap i$64.37B$25.61B
Market Cap CategoryLarge capLarge cap
10 Day Avg. Volume i1,609,150815,573
90 Day Avg. Volume i1,455,570787,534
Last Close$306.47$169.34
52 Week Range$249.19 - $313.12$143.37 - $174.27
% from 52W High-2.12%-2.83%
All-Time High$313.12 (Mar 02, 2026)$174.27 (Feb 06, 2026)
% from All-Time High-2.12%-2.83%
Growth Metrics
Quarterly Revenue Growth0.01%0.22%
Quarterly Earnings Growth3.33%0.67%
Financial Health
Profit Margin (TTM) i0.16%0.19%
Operating Margin (TTM) i0.19%0.28%
Return on Equity (TTM) i0.25%0.16%
Debt to Equity (MRQ) i28.985.57
Cash & Liquidity
Book Value per Share (MRQ)$150.45$102.39
Cash per Share (MRQ)$33.58$10.15
Operating Cash Flow (TTM) i$11.44B$3.11B
Levered Free Cash Flow (TTM) i$13.30B$6.14B
Dividends
Last 12-Month Dividend Yield i1.46%2.70%
Last 12-Month Dividend i$4.40$4.42

Valuation & Enterprise Metrics Analysis: Travelers Companies, Inc. vs Cincinnati Financial Corporation

MetricTRV (Apr 26, 2026)CINF (Apr 26, 2026)
Price Ratios
P/E Ratio (TTM) i9.0311.09
Forward P/E i10.6518.25
PEG Ratio i0.030.16
Price to Sales (TTM) i1.322.07
Price to Book (MRQ) i2.011.64
Market Capitalization
Market Capitalization i$64.37B$25.61B
Enterprise Value i$66.50B$25.48B
Enterprise Value Metrics
Enterprise to Revenue i1.362.02
Enterprise to EBITDA i6.297.96
Risk & Other Metrics
Beta i0.520.64
Book Value per Share (MRQ) i$150.45$102.39

Financial Statements Comparison: Travelers Companies, Inc. vs Cincinnati Financial Corporation

Financial Metrics

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Revenue

Operating Margin

Profit Margin

Long Term Debt

Income Flow Analysis

Financial Statements Comparison

Income Statement

MetricTRV (2025)CINF (2025)
Revenue/Sales i48.83B12.63B
Cost of Goods Sold iN/AN/A
COGS % of Revenue i0.0%0.0%
Gross Profit iN/AN/A
Gross Margin i0.0%0.0%
Research & Development iN/AN/A
Operating Income (EBIT) iN/AN/A
Operating Margin i0.0%0.0%
EBITDA iN/AN/A
EBITDA Margin i0.0%0.0%
Pre-Tax Income i7.80B2.98B
Pre-Tax Income % of Revenue i16.0%23.6%
Income Tax i1.51B587.00M
Income Tax % of Revenue i3.1%4.6%
Net Income (Profit) i6.29B2.39B
Profit Margin i12.9%18.9%

Balance Sheet & Liquidity Metrics

MetricTRV (2025)CINF (2025)
Cash & Equivalents i710.00M1.43B
Total Current Assets iN/AN/A
Total Current Assets % of Revenue i0.0%0.0%
Total Current Liabilities iN/AN/A
Total Current Liabilities % of Revenue i0.0%0.0%
Long-Term Debt i8.97B861.00M
Long-Term Debt % of Revenue i18.4%6.8%
Total Shareholders Equity i32.89B15.91B
Retained Earnings i54.93B16.72B
Retained Earnings % of Revenue i112.5%132.4%
Property, Plant & Equipment iN/AN/A

Cash Flow Statement Comparison

MetricTRV (2025)CINF (2025)
Operating Cash Flow i6.33B2.41B
Operating Cash Flow % of Revenue i13.0%19.1%
Capital Expenditures iN/A-20.00M
Free Cash Flow i10.61B3.09B
FCF Margin i21.7%24.5%
Debt Repayment iN/AN/A
Common Stock Repurchase i-3.13B-205.00M

Short Interest & Institutional Ownership Analysis

MetricTRVCINF
Shares Short i4.07M2.53M
Short Ratio i2.973.11
Short % of Float i2.15%1.89%
Shares Outstanding i212.64M155.42M
Float Shares i211.41M152.77M
% Held by Insiders i0.27%1.67%
% Held by Institutions i90.26%71.49%
% Held by Public i9.47%26.84%

Dividend Analysis & Yield Comparison: Travelers Companies, Inc. vs Cincinnati Financial Corporation

MetricTRVCINF
Last 12-Month Dividend i$4.40$4.42
Last 12-Month Dividend Yield i1.46%2.70%
3-Year Avg Annual Dividend i$4.20$3.55
3-Year Avg Dividend Yield i0.46%0.64%
3-Year Total Dividends i$12.60$10.66
Ex-Dividend DateMar 10, 2026Mar 24, 2026