Walker & Dunlop [WD] vs Velocity Financial [VEL] Detailed Stock Comparison

Walker & Dunlop Inc.

NYSE

Velocity Financial Inc.

NYSE

TLDR: Quick Comparison Summary

Based on 21 vital metrics comparison: Walker & Dunlop Inc. wins in 6 metrics, Velocity Financial Inc. wins in 11 metrics, with 0 ties. Velocity Financial Inc. appears stronger overall.

View Metrics Details

Vital Metrics Comparison

Metric	Walker & Dunlop Inc.	Velocity Financial Inc.	Better
P/E Ratio (TTM)	30.28	7.78	Velocity Financial Inc.
Price-to-Book Ratio	0.96	1.14	Walker & Dunlop Inc.
Debt-to-Equity Ratio	141.58	964.87	Walker & Dunlop Inc.
PEG Ratio	-0.23	0.15	Velocity Financial Inc.
EV/EBITDA	10.28	N/A	N/A
Profit Margin (TTM)	4.92%	38.56%	Velocity Financial Inc.
Operating Margin (TTM)	15.83%	41.24%	Velocity Financial Inc.
EBITDA Margin (TTM)	15.83%	41.24%	Velocity Financial Inc.
Return on Equity	3.25%	16.18%	Velocity Financial Inc.
Return on Assets (TTM)	1.21%	1.50%	Velocity Financial Inc.
Free Cash Flow (TTM)	$-680.08M	$32.71M	Velocity Financial Inc.
Dividend Yield	5.98%	N/A	N/A
1-Year Return	-22.04%	-8.64%	Velocity Financial Inc.
Price-to-Sales Ratio (TTM)	1.47	3.09	Walker & Dunlop Inc.
Enterprise Value	$3.85B	$6.76B	Velocity Financial Inc.
EV/Revenue Ratio	3.32	28.68	Walker & Dunlop Inc.
Gross Profit Margin (TTM)	40.27%	N/A	N/A
Revenue per Share (TTM)	$35	$7	Walker & Dunlop Inc.
Earnings per Share (Diluted)	$1.64	$2.43	Velocity Financial Inc.
Beta (Stock Volatility)	1.52	N/A	N/A
Short % of Float	3.71%	4.58%	Walker & Dunlop Inc.

Walker & Dunlop Inc. vs Velocity Financial Inc. Stock Performance Analysis

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Performance Comparison

Short-term Returns

Stock	1D	1W	1M	3M	6M	YTD
Walker & Dunlop Inc.	-3.72%	-0.98%	0.35%	12.80%	-17.72%	-12.67%
Velocity Financial Inc.	-0.23%	1.92%	3.24%	1.68%	-10.79%	-10.34%

Long-term Returns

Stock	1Y	3Y	5Y	10Y	15Y	20Y
Walker & Dunlop Inc.	-22.04%	-33.05%	-48.44%	125.68%	325.06%	438.52%
Velocity Financial Inc.	-8.64%	50.73%	39.81%	29.98%	29.98%	29.98%

Performance & Financial Health Analysis: Walker & Dunlop Inc. vs Velocity Financial Inc.

Metric	WD	VEL
Market Information
Market Cap i	$1.76B	$726.87M
Market Cap Category	Small cap	Small cap
10 Day Avg. Volume i	228,218	57,750
90 Day Avg. Volume i	327,026	68,230
Last Close	$51.28	$17.52
52 Week Range	$42.12 - $90.00	$16.19 - $21.40
% from 52W High	-43.02%	-18.11%
All-Time High	$156.77 (Nov 22, 2021)	$21.40 (Jan 02, 2026)
% from All-Time High	-67.29%	-18.13%
Growth Metrics
Quarterly Revenue Growth	0.01%	0.87%
Quarterly Earnings Growth	0.00%	0.61%
Financial Health
Profit Margin (TTM) i	0.05%	0.39%
Operating Margin (TTM) i	0.16%	0.41%
Return on Equity (TTM) i	0.03%	0.16%
Debt to Equity (MRQ) i	141.58	964.87
Cash & Liquidity
Book Value per Share (MRQ)	$51.96	$16.66
Cash per Share (MRQ)	$9.59	$3.09
Operating Cash Flow (TTM) i	$-664,310,016	$51.70M
Levered Free Cash Flow (TTM) i	$54.89M	$67.59M
Dividends
Last 12-Month Dividend Yield i	5.98%	N/A
Last 12-Month Dividend i	$2.69	N/A

Valuation & Enterprise Metrics Analysis: Walker & Dunlop Inc. vs Velocity Financial Inc.

Metric	WD (Apr 26, 2026)	VEL (Nov 10, 2025)
Price Ratios
P/E Ratio (TTM) i	30.28	7.78
Forward P/E i	8.60	8.88
PEG Ratio i	-0.23	0.15
Price to Sales (TTM) i	1.47	3.09
Price to Book (MRQ) i	0.96	1.14
Market Capitalization
Market Capitalization i	$1.76B	$726.87M
Enterprise Value i	$3.85B	$6.76B
Enterprise Value Metrics
Enterprise to Revenue i	3.32	28.68
Enterprise to EBITDA i	10.28	N/A
Risk & Other Metrics
Beta i	1.52	N/A
Book Value per Share (MRQ) i	$51.96	$16.66

Financial Statements Comparison: Walker & Dunlop Inc. vs Velocity Financial Inc.

Financial Metrics

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Revenue

Operating Margin

Profit Margin

Long Term Debt

Income Flow Analysis

Financial Statements Comparison

Income Statement

Metric	WD (2025)	VEL (2024)
Revenue/Sales i	1.23B	211.74M
Cost of Goods Sold i	712.52M	N/A
COGS % of Revenue i	57.7%	0.0%
Gross Profit i	521.78M	N/A
Gross Margin i	42.3%	0.0%
Research & Development i	N/A	N/A
Operating Income (EBIT) i	107.50M	N/A
Operating Margin i	8.7%	0.0%
EBITDA i	374.69M	N/A
EBITDA Margin i	30.4%	0.0%
Pre-Tax Income i	79.00M	96.39M
Pre-Tax Income % of Revenue i	6.4%	45.5%
Income Tax i	22.01M	27.93M
Income Tax % of Revenue i	1.8%	13.2%
Net Income (Profit) i	56.99M	68.47M
Profit Margin i	4.6%	32.3%

Balance Sheet & Liquidity Metrics

Metric	WD (2025)	VEL (2024)
Cash & Equivalents i	299.32M	50.11M
Total Current Assets i	2.55B	N/A
Total Current Assets % of Revenue i	206.8%	0.0%
Total Current Liabilities i	128.22M	N/A
Total Current Liabilities % of Revenue i	10.4%	0.0%
Long-Term Debt i	2.35B	4.51B
Long-Term Debt % of Revenue i	190.8%	2,130.6%
Total Shareholders Equity i	1.75B	520.22M
Retained Earnings i	1.28B	197.33M
Retained Earnings % of Revenue i	103.8%	93.2%
Property, Plant & Equipment i	130.74M	2.50M

Cash Flow Statement Comparison

Metric	WD (2025)	VEL (2024)
Operating Cash Flow i	-692.51M	51.70M
Operating Cash Flow % of Revenue i	-56.1%	24.4%
Capital Expenditures i	N/A	351,000
Free Cash Flow i	-680.08M	32.71M
FCF Margin i	-55.1%	15.4%
Debt Repayment i	-331.86M	-2.60B
Common Stock Repurchase i	-10.45M	N/A

Short Interest & Institutional Ownership Analysis

Metric	WD	VEL
Shares Short i	1.04M	354,389
Short Ratio i	2.24	3.59
Short % of Float i	3.71%	4.58%
Shares Outstanding i	33.39M	38.29M
Float Shares i	32.69M	5.57M
% Held by Insiders i	3.99%	2.66%
% Held by Institutions i	83.78%	97.67%
% Held by Public i	12.23%	-0.33%

Dividend Analysis & Yield Comparison: Walker & Dunlop Inc. vs Velocity Financial Inc.

Metric	WD	VEL
Last 12-Month Dividend i	$2.69	N/A
Last 12-Month Dividend Yield i	5.98%	N/A
3-Year Avg Annual Dividend i	$2.62	N/A
3-Year Avg Dividend Yield i	0.82%	N/A
3-Year Total Dividends i	$7.85	N/A
Ex-Dividend Date	Mar 13, 2026	N/A

Metric	WD (Dec 31, 2025)	VEL (Jun 30, 2025)
Operating Cash Flow i	777.83M	20.33M
Operating Cash Flow % of Revenue i	228.8%	26.0%
Capital Expenditures i	N/A	-78,000
Free Cash Flow i	796.10M	7.58M
FCF Margin i	234.1%	9.7%
Debt Repayment i	-1.13M	-1.13B
Common Stock Repurchase i	-183,000	N/A

Walker & Dunlop [WD] vs Velocity Financial [VEL] Detailed Stock Comparison

Walker & Dunlop Inc.

Velocity Financial Inc.

TLDR: Quick Comparison Summary

Vital Metrics Comparison

Complete Walker & Dunlop Inc. Investment Analysis: Compare with Industry Leaders

Ever Wonder Which Stock is Really the Better Pick?

What You'll Actually Learn (in Plain English)

💰 Which Stock is Cheaper

🏥 Which Company is Healthier

📈 Which Has Been Growing Faster

💵 Which Pays You Better

Walker & Dunlop Inc. vs Velocity Financial Inc. Stock Performance Analysis

Performance Comparison

Short-term Returns

Long-term Returns

Performance & Financial Health Analysis: Walker & Dunlop Inc. vs Velocity Financial Inc.

Valuation & Enterprise Metrics Analysis: Walker & Dunlop Inc. vs Velocity Financial Inc.

Financial Statements Comparison: Walker & Dunlop Inc. vs Velocity Financial Inc.

Financial Metrics

Revenue

Operating Margin

Profit Margin

Long Term Debt

Income Flow Analysis

WD (Annual)

WD (Quarterly)

VEL (Annual)

VEL (Quarterly)

Financial Statements Comparison

Income Statement

Balance Sheet & Liquidity Metrics

Cash Flow Statement Comparison

Income Statement

Balance Sheet & Liquidity Metrics

Cash Flow Statement Comparison

Short Interest & Institutional Ownership Analysis

Dividend Analysis & Yield Comparison: Walker & Dunlop Inc. vs Velocity Financial Inc.

Metric	WD (Dec 31, 2025)	VEL (Jun 30, 2025)
Revenue/Sales i	340.02M	78.04M
Cost of Goods Sold i	203.10M	N/A
COGS % of Revenue i	59.7%	0.0%
Gross Profit i	136.93M	N/A
Gross Margin i	40.3%	0.0%
Research & Development i	N/A	N/A
Operating Income (EBIT) i	9.95M	N/A
Operating Margin i	2.9%	0.0%
EBITDA i	100.53M	N/A
EBITDA Margin i	29.6%	0.0%
Pre-Tax Income i	-18.56M	33.92M
Pre-Tax Income % of Revenue i	-5.5%	43.5%
Income Tax i	-5.45M	7.75M
Income Tax % of Revenue i	-1.6%	9.9%
Net Income (Profit) i	-13.11M	26.17M
Profit Margin i	-3.9%	33.5%

Metric	WD (Dec 31, 2025)	VEL (Jun 30, 2025)
Cash & Equivalents i	299.32M	79.56M
Total Current Assets i	2.55B	N/A
Total Current Assets % of Revenue i	750.7%	0.0%
Total Current Liabilities i	128.22M	N/A
Total Current Liabilities % of Revenue i	37.7%	0.0%
Long-Term Debt i	2.35B	5.38B
Long-Term Debt % of Revenue i	692.5%	6,892.1%
Total Shareholders Equity i	1.75B	601.05M
Retained Earnings i	1.28B	242.21M
Retained Earnings % of Revenue i	376.8%	310.4%
Property, Plant & Equipment i	130.74M	N/A

Walker & Dunlop [WD] vs Velocity Financial [VEL] Detailed Stock Comparison

Walker & Dunlop Inc.

Velocity Financial Inc.

TLDR: Quick Comparison Summary

Vital Metrics Comparison

Complete Walker & Dunlop Inc. Investment Analysis: Compare with Industry Leaders

Ever Wonder Which Stock is Really the Better Pick?

What You'll Actually Learn (in Plain English)

💰 Which Stock is Cheaper

🏥 Which Company is Healthier

📈 Which Has Been Growing Faster

💵 Which Pays You Better

Walker & Dunlop Inc. vs Velocity Financial Inc. Stock Performance Analysis

Performance Comparison

Short-term Returns

Long-term Returns

Performance & Financial Health Analysis: Walker & Dunlop Inc. vs Velocity Financial Inc.

Valuation & Enterprise Metrics Analysis: Walker & Dunlop Inc. vs Velocity Financial Inc.

Financial Statements Comparison: Walker & Dunlop Inc. vs Velocity Financial Inc.

Financial Metrics Quarterly Annual

Revenue

Operating Margin

Profit Margin

Long Term Debt

Income Flow Analysis

WD (Annual)

WD (Quarterly)

VEL (Annual)

VEL (Quarterly)

Financial Statements Comparison

Income Statement

Balance Sheet & Liquidity Metrics

Cash Flow Statement Comparison

Income Statement

Balance Sheet & Liquidity Metrics

Cash Flow Statement Comparison

Short Interest & Institutional Ownership Analysis

Dividend Analysis & Yield Comparison: Walker & Dunlop Inc. vs Velocity Financial Inc.

Financial Metrics