Waterdrop [WDH] vs International [IGIC] Detailed Stock Comparison

TLDR: Quick Comparison Summary

Based on 20 vital metrics comparison: Waterdrop wins in 5 metrics, International wins in 14 metrics, with 0 ties. International appears stronger overall.

View Metrics Details

Vital Metrics Comparison

MetricWaterdropInternationalBetter
P/E Ratio (TTM)10.888.67International
Price-to-Book Ratio0.131.58Waterdrop
Debt-to-Equity Ratio1.590.00International
PEG Ratio0.111.07Waterdrop
EV/EBITDA19.347.06International
Profit Margin (TTM)14.99%23.52%International
Operating Margin (TTM)11.62%18.51%International
EBITDA Margin (TTM)11.62%18.51%International
Return on Equity8.84%20.13%International
Return on Assets (TTM)2.51%3.47%International
Free Cash Flow (TTM)$30.72M$202.84MInternational
Dividend Yield2.99%4.33%International
1-Year Return77.88%33.26%Waterdrop
Price-to-Sales Ratio (TTM)0.221.95Waterdrop
Enterprise Value$714.63M$826.97MInternational
EV/Revenue Ratio1.711.55International
Gross Profit Margin (TTM)50.30%N/AN/A
Revenue per Share (TTM)$8$12International
Earnings per Share (Diluted)$0.17$2.79International
Beta (Stock Volatility)-0.260.26Waterdrop
Performance
News Sentiment
Key Stats
Valuation
Financials
Short Interest
Dividends

Waterdrop vs International Stock Performance Analysis

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Performance Comparison

Short-term Returns

Stock1D1W1M3M6MYTD
Waterdrop-2.12%2.21%-1.60%34.06%41.22%58.12%
International-0.33%0.08%-0.53%2.20%-4.95%-0.70%

Long-term Returns

Stock1Y3Y5Y10Y15Y20Y
Waterdrop77.88%44.53%-80.93%-80.93%-80.93%-80.93%
International33.26%220.53%253.28%153.40%153.40%153.40%

News Based Sentiment: Waterdrop vs International

Waterdrop

News based Sentiment: POSITIVE

Waterdrop delivered strong Q2 results with significant revenue and profit growth, coupled with a substantial increase in shareholder returns through dividends and share buybacks. While an earnings miss created short-term volatility, the overall narrative is positive, driven by a thriving insurance business and strategic investments in innovation.

View Waterdrop News Sentiment Analysis

International

News based Sentiment: MIXED

The month presented a mixed bag for IGIC, with a substantial institutional investment countered by an earnings miss. While analysts remain optimistic and the company is pursuing strategic expansion, the short-term performance concerns create a complex investment narrative, making September a significant month for the company.

View International News Sentiment Analysis

Performance & Financial Health Analysis: Waterdrop vs International

MetricWDHIGIC
Market Information
Market Cap i$682.54M$1.04B
Market Cap CategorySmall capSmall cap
10 Day Avg. Volume i601,07052,570
90 Day Avg. Volume i358,04384,090
Last Close$1.85$24.20
52 Week Range$0.97 - $2.18$17.36 - $27.76
% from 52W High-15.14%-12.82%
All-Time High$11.77 (May 03, 2021)$27.76 (Feb 24, 2025)
% from All-Time High-84.28%-12.82%
Growth Metrics
Quarterly Revenue Growth0.24%-0.02%
Quarterly Earnings Growth0.59%0.04%
Financial Health
Profit Margin (TTM) i0.15%0.24%
Operating Margin (TTM) i0.12%0.19%
Return on Equity (TTM) i0.09%0.20%
Debt to Equity (MRQ) i1.590.00
Cash & Liquidity
Book Value per Share (MRQ)$13.89$15.36
Cash per Share (MRQ)$0.46$5.01
Operating Cash Flow (TTM) i$39.82M$117.66M
Levered Free Cash Flow (TTM) i$-3,523,172,702$133.21M
Dividends
Last 12-Month Dividend Yield i2.99%4.33%
Last 12-Month Dividend i$0.04$1.04

Valuation & Enterprise Metrics Analysis: Waterdrop vs International

MetricWDHIGIC
Price Ratios
P/E Ratio (TTM) i10.888.67
Forward P/E i12.338.07
PEG Ratio i0.111.07
Price to Sales (TTM) i0.221.95
Price to Book (MRQ) i0.131.58
Market Capitalization
Market Capitalization i$682.54M$1.04B
Enterprise Value i$714.63M$826.97M
Enterprise Value Metrics
Enterprise to Revenue i1.711.55
Enterprise to EBITDA i19.347.06
Risk & Other Metrics
Beta i-0.260.26
Book Value per Share (MRQ) i$13.89$15.36

Financial Statements Comparison: Waterdrop vs International

Financial Metrics

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Revenue

EBITDA

Shareholders Equity

Operating Margin

Free Cash Flow

Long Term Debt

Profit Margin

Current Ratio

Operating Cash Flow

Income Statement (MRQ)

Metric (MRQ)WDHIGIC
Revenue/Sales i$117.63M$136.20M
Cost of Goods Sold i$58.47MN/A
Gross Profit i$59.16MN/A
Research & Development i$7.29MN/A
Operating Income (EBIT) i$13.66MN/A
EBITDA i$13.29MN/A
Pre-Tax Income i$19.28M$28.70M
Income Tax i$-400,353$1.40M
Net Income (Profit) i$19.68M$27.30M

Balance Sheet & Liquidity Metrics (MRQ)

Metric (MRQ)WDHIGIC
Cash & Equivalents i$101.35M$103.10M
Total Current Assets i$564.69MN/A
Total Current Liabilities i$199.04MN/A
Long-Term Debt i$694,582N/A
Total Shareholders Equity i$703.65M$650.40M
Retained Earnings i$-273.19M$519.40M
Property, Plant & Equipment i$37.03MN/A

Cash Flow Statement Comparison (MRQ)

Metric (MRQ)WDHIGIC
Operating Cash Flow iN/AN/A
Capital Expenditures iN/AN/A
Free Cash Flow iN/AN/A
Debt Repayment iN/AN/A
Common Stock Repurchase iN/AN/A

Short Interest & Institutional Ownership Analysis

MetricWDHIGIC
Shares Short i12,810280,640
Short Ratio i0.052.82
Short % of Float i0.00%0.02%
Average Daily Volume (10 Day) i601,07052,570
Average Daily Volume (90 Day) i358,04384,090
Shares Outstanding i508.83M45.11M
Float Shares i1.27B16.16M
% Held by Insiders i0.01%0.51%
% Held by Institutions i0.06%0.51%

Dividend Analysis & Yield Comparison: Waterdrop vs International

MetricWDHIGIC
Last 12-Month Dividend i$0.04$1.04
Last 12-Month Dividend Yield i2.99%4.33%
3-Year Avg Annual Dividend i$0.03$0.55
3-Year Avg Dividend Yield i2.20%0.69%
3-Year Total Dividends i$0.08$1.64
Ex-Dividend DateApr 11, 2025Aug 29, 2025