Waterdrop [WDH] vs International [IGIC] Detailed Stock Comparison

Waterdrop Inc.

NYSE
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International General Insurance Holdings Ltd.

NASDAQ
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TLDR: Quick Comparison Summary

Based on 20 vital metrics comparison: Waterdrop Inc. wins in 9 metrics, International General Insurance Holdings Ltd. wins in 10 metrics, with 1 ties. International General Insurance Holdings Ltd. appears stronger overall.

View Metrics Details

Vital Metrics Comparison

Metric Waterdrop Inc. International General Insurance Holdings Ltd. Better
P/E Ratio (TTM) 7.59 9.17 Waterdrop Inc.
Price-to-Book Ratio 0.81 1.57 Waterdrop Inc.
Debt-to-Equity Ratio 1.37 0.00 Tie
PEG Ratio 0.23 0.69 Waterdrop Inc.
EV/EBITDA 13.31 7.30 International General Insurance Holdings Ltd.
Profit Margin (TTM) 14.30% 24.61% International General Insurance Holdings Ltd.
Operating Margin (TTM) 5.94% 26.74% International General Insurance Holdings Ltd.
EBITDA Margin (TTM) 5.94% 26.74% International General Insurance Holdings Ltd.
Return on Equity 11.27% 18.64% International General Insurance Holdings Ltd.
Return on Assets (TTM) 3.42% 3.60% International General Insurance Holdings Ltd.
Free Cash Flow (TTM) $218.84M $107.19M Waterdrop Inc.
Dividend Yield 2.99% 8.90% International General Insurance Holdings Ltd.
1-Year Return 5.52% 4.58% Waterdrop Inc.
Price-to-Sales Ratio (TTM) 0.15 2.21 Waterdrop Inc.
Enterprise Value $746.62M $894.49M International General Insurance Holdings Ltd.
EV/Revenue Ratio 1.28 1.73 Waterdrop Inc.
Revenue per Share (TTM) $11 $12 International General Insurance Holdings Ltd.
Earnings per Share (Diluted) $0.22 $2.89 International General Insurance Holdings Ltd.
Beta (Stock Volatility) -0.22 0.18 Waterdrop Inc.
Short % of Float 0.08% 1.33% Waterdrop Inc.

Waterdrop Inc. vs International General Insurance Holdings Ltd. Stock Performance Analysis

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WDH
IGIC

Performance Comparison

Short-term Returns

Stock1D1W1M3M6MYTD
Waterdrop Inc.-3.31%-1.31%-4.43%-16.57%-19.25%-20.53%
International General Insurance Holdings Ltd.-0.50%-1.71%-0.44%-2.13%2.52%-1.04%

Long-term Returns

Stock1Y3Y5Y10Y15Y20Y
Waterdrop Inc.5.52%-34.62%-81.94%-84.23%-84.23%-84.23%
International General Insurance Holdings Ltd.4.58%164.46%170.92%155.60%155.60%155.60%

Performance & Financial Health Analysis: Waterdrop Inc. vs International General Insurance Holdings Ltd.

MetricWDHIGIC
Market Information
Market Cap i$616.13M$1.14B
Market Cap CategorySmall capSmall cap
10 Day Avg. Volume i166,12133,485
90 Day Avg. Volume i212,79058,098
Last Close$1.46$24.65
52 Week Range$1.29 - $2.18$20.82 - $27.43
% from 52W High-33.03%-10.15%
All-Time High$11.77 (May 03, 2021)$27.76 (Feb 24, 2025)
% from All-Time High-87.60%-11.20%
Growth Metrics
Quarterly Revenue Growth1.06%-0.07%
Quarterly Earnings Growth0.53%0.08%
Financial Health
Profit Margin (TTM) i0.14%0.25%
Operating Margin (TTM) i0.06%0.27%
Return on Equity (TTM) i0.11%0.19%
Debt to Equity (MRQ) i1.370.00
Cash & Liquidity
Book Value per Share (MRQ)$2.07$16.93
Cash per Share (MRQ)$0.28$5.18
Operating Cash Flow (TTM) i$283.68M$117.66M
Levered Free Cash Flow (TTM) i$-444,260,286$133.21M
Dividends
Last 12-Month Dividend Yield i2.99%8.90%
Last 12-Month Dividend i$0.04$2.23

Valuation & Enterprise Metrics Analysis: Waterdrop Inc. vs International General Insurance Holdings Ltd.

MetricWDH (Apr 22, 2026)IGIC (Apr 24, 2026)
Price Ratios
P/E Ratio (TTM) i7.599.17
Forward P/E i10.168.41
PEG Ratio i0.230.69
Price to Sales (TTM) i0.152.21
Price to Book (MRQ) i0.811.57
Market Capitalization
Market Capitalization i$616.13M$1.14B
Enterprise Value i$746.62M$894.49M
Enterprise Value Metrics
Enterprise to Revenue i1.281.73
Enterprise to EBITDA i13.317.30
Risk & Other Metrics
Beta i-0.220.18
Book Value per Share (MRQ) i$2.07$16.93

Financial Statements Comparison: Waterdrop Inc. vs International General Insurance Holdings Ltd.

Financial Metrics

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Revenue

Operating Margin

Profit Margin

Long Term Debt

Income Flow Analysis

Financial Statements Comparison

Income Statement

MetricWDH (2025)IGIC (2025)
Revenue/Sales iN/A524.96M
Cost of Goods Sold iN/AN/A
COGS % of Revenue i-0.0%
Gross Profit iN/AN/A
Gross Margin i-0.0%
Research & Development iN/AN/A
Operating Income (EBIT) iN/AN/A
Operating Margin i-0.0%
EBITDA iN/AN/A
EBITDA Margin i-0.0%
Pre-Tax Income iN/A127.14M
Pre-Tax Income % of Revenue i-24.2%
Income Tax iN/A-10,000
Income Tax % of Revenue i-0.0%
Net Income (Profit) iN/A127.15M
Profit Margin i-24.2%

Balance Sheet & Liquidity Metrics

MetricWDH (2025)IGIC (2025)
Cash & Equivalents i986.32M186.18M
Total Current Assets i4.64BN/A
Total Current Assets % of Revenue i-0.0%
Total Current Liabilities i1.48BN/A
Total Current Liabilities % of Revenue i-0.0%
Long-Term Debt i10.97MN/A
Long-Term Debt % of Revenue i-0.0%
Total Shareholders Equity i4.87B710.15M
Retained Earnings i-2.19B612.63M
Retained Earnings % of Revenue i-116.7%
Property, Plant & Equipment i46.87MN/A

Cash Flow Statement Comparison

MetricWDH (2025)IGIC (2025)
Operating Cash Flow i283.68M103.07M
Operating Cash Flow % of Revenue i-19.6%
Capital Expenditures i-218.25M-897,000
Free Cash Flow i218.84M107.19M
FCF Margin i-20.4%
Debt Repayment i-187.10MN/A
Common Stock Repurchase i-106.98M-61.92M

Short Interest & Institutional Ownership Analysis

MetricWDHIGIC
Shares Short i111,400189,681
Short Ratio i0.432.77
Short % of Float i0.08%1.33%
Shares Outstanding i281.47M42.84M
Float Shares i1.32B14.91M
% Held by Insiders i0.89%41.34%
% Held by Institutions i10.45%40.78%
% Held by Public i88.66%17.88%

Dividend Analysis & Yield Comparison: Waterdrop Inc. vs International General Insurance Holdings Ltd.

MetricWDHIGIC
Last 12-Month Dividend i$0.04$2.23
Last 12-Month Dividend Yield i2.99%8.90%
3-Year Avg Annual Dividend i$0.03$0.96
3-Year Avg Dividend Yield i2.20%0.97%
3-Year Total Dividends i$0.08$2.87
Ex-Dividend DateApr 11, 2025Mar 18, 2026