Yalla [YALA] vs nCino [NCNO] Detailed Stock Comparison
TLDR: Quick Comparison Summary
Based on 20 vital metrics comparison: Yalla Group Ltd. wins in 18 metrics, nCino, Inc. wins in 2 metrics, with 0 ties. Yalla Group Ltd. appears stronger overall.
View Metrics Details
Vital Metrics Comparison
| Metric | Yalla Group Ltd. | nCino, Inc. | Better |
|---|---|---|---|
| P/E Ratio (TTM) | 7.89 | 364.60 | Yalla Group Ltd. |
| Price-to-Book Ratio | 1.24 | 1.96 | Yalla Group Ltd. |
| Debt-to-Equity Ratio | 0.18 | 26.08 | Yalla Group Ltd. |
| PEG Ratio | 0.53 | -2.54 | Yalla Group Ltd. |
| EV/EBITDA | 2.08 | 38.79 | Yalla Group Ltd. |
| Profit Margin (TTM) | 43.82% | 0.87% | Yalla Group Ltd. |
| Operating Margin (TTM) | 31.74% | 1.58% | Yalla Group Ltd. |
| EBITDA Margin (TTM) | 31.74% | 1.58% | Yalla Group Ltd. |
| Return on Equity | 19.75% | 0.90% | Yalla Group Ltd. |
| Return on Assets (TTM) | 9.00% | 0.64% | Yalla Group Ltd. |
| Free Cash Flow (TTM) | $135.21M | $82.56M | Yalla Group Ltd. |
| 1-Year Return | -15.36% | -38.86% | Yalla Group Ltd. |
| Price-to-Sales Ratio (TTM) | 3.02 | 3.52 | Yalla Group Ltd. |
| Enterprise Value | $256.46M | $2.29B | nCino, Inc. |
| EV/Revenue Ratio | 0.75 | 3.85 | Yalla Group Ltd. |
| Gross Profit Margin (TTM) | 68.58% | 61.41% | Yalla Group Ltd. |
| Revenue per Share (TTM) | $2 | $5 | nCino, Inc. |
| Earnings per Share (Diluted) | $0.83 | $0.05 | Yalla Group Ltd. |
| Beta (Stock Volatility) | 0.44 | 0.61 | Yalla Group Ltd. |
| Short % of Float | 2.22% | 14.23% | Yalla Group Ltd. |
Yalla Group Ltd. vs nCino, Inc. Stock Performance Analysis
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Performance Comparison
Short-term Returns
| Stock | 1D | 1W | 1M | 3M | 6M | YTD |
|---|---|---|---|---|---|---|
| Yalla Group Ltd. | -2.12% | -8.90% | -17.59% | -20.43% | -21.89% | -21.67% |
| nCino, Inc. | -4.51% | 4.54% | -11.73% | -5.64% | -37.90% | -35.58% |
Long-term Returns
| Stock | 1Y | 3Y | 5Y | 10Y | 15Y | 20Y |
|---|---|---|---|---|---|---|
| Yalla Group Ltd. | -15.36% | 36.13% | -67.12% | -12.84% | -12.84% | -12.84% |
| nCino, Inc. | -38.86% | -35.68% | -74.08% | -78.27% | -78.27% | -78.27% |
Performance & Financial Health Analysis: Yalla Group Ltd. vs nCino, Inc.
| Metric | YALA | NCNO |
|---|---|---|
| Market Information | ||
| Market Cap | $1.04B | $1.94B |
| Market Cap Category | Small cap | Small cap |
| 10 Day Avg. Volume | 222,163 | 3,369,791 |
| 90 Day Avg. Volume | 293,624 | 3,105,154 |
| Last Close | $5.53 | $15.88 |
| 52 Week Range | $5.53 - $9.29 | $13.80 - $33.92 |
| % from 52W High | -40.47% | -53.18% |
| All-Time High | $41.35 (Feb 08, 2021) | $103.95 (Aug 31, 2020) |
| % from All-Time High | -86.63% | -84.72% |
| Growth Metrics | ||
| Quarterly Revenue Growth | -0.08% | 0.06% |
| Quarterly Earnings Growth | 0.07% | 0.06% |
| Financial Health | ||
| Profit Margin (TTM) | 0.44% | 0.01% |
| Operating Margin (TTM) | 0.32% | 0.02% |
| Return on Equity (TTM) | 0.20% | 0.01% |
| Debt to Equity (MRQ) | 0.18 | 26.08 |
| Cash & Liquidity | ||
| Book Value per Share (MRQ) | $5.26 | $9.28 |
| Cash per Share (MRQ) | $4.89 | $0.77 |
| Operating Cash Flow (TTM) | $157.36M | $90.07M |
| Levered Free Cash Flow (TTM) | $149.83M | $144.53M |
| Dividends | ||
| Last 12-Month Dividend Yield | N/A | N/A |
| Last 12-Month Dividend | N/A | N/A |
Valuation & Enterprise Metrics Analysis: Yalla Group Ltd. vs nCino, Inc.
| Metric | YALA (Apr 26, 2026) | NCNO (Apr 24, 2026) |
|---|---|---|
| Price Ratios | ||
| P/E Ratio (TTM) | 7.89 | 364.60 |
| Forward P/E | 6.62 | 13.08 |
| PEG Ratio | 0.53 | -2.54 |
| Price to Sales (TTM) | 3.02 | 3.52 |
| Price to Book (MRQ) | 1.24 | 1.96 |
| Market Capitalization | ||
| Market Capitalization | $1.04B | $1.94B |
| Enterprise Value | $256.46M | $2.29B |
| Enterprise Value Metrics | ||
| Enterprise to Revenue | 0.75 | 3.85 |
| Enterprise to EBITDA | 2.08 | 38.79 |
| Risk & Other Metrics | ||
| Beta | 0.44 | 0.61 |
| Book Value per Share (MRQ) | $5.26 | $9.28 |
Financial Statements Comparison: Yalla Group Ltd. vs nCino, Inc.
Financial Metrics
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Revenue
Operating Margin
Profit Margin
Long Term Debt
Income Flow Analysis
Financial Statements Comparison
Income Statement
| Metric | YALA (2025) | NCNO (2026) |
|---|---|---|
| Revenue/Sales | 341.94M | 594.78M |
| Cost of Goods Sold | 111.93M | 234.61M |
| COGS % of Revenue | 32.7% | 39.4% |
| Gross Profit | 230.01M | 360.17M |
| Gross Margin | 67.3% | 60.6% |
| Research & Development | 34.27M | 127.53M |
| Operating Income (EBIT) | 123.15M | 3.73M |
| Operating Margin | 36.0% | 0.6% |
| EBITDA | 121.65M | 66.42M |
| EBITDA Margin | 35.6% | 11.2% |
| Pre-Tax Income | 152.12M | 6.71M |
| Pre-Tax Income % of Revenue | 44.5% | 1.1% |
| Income Tax | 3.98M | -3.00M |
| Income Tax % of Revenue | 1.2% | -0.5% |
| Net Income (Profit) | 148.14M | 9.70M |
| Profit Margin | 43.3% | 1.6% |
Balance Sheet & Liquidity Metrics
| Metric | YALA (2025) | NCNO (2026) |
|---|---|---|
| Cash & Equivalents | 526.97M | 88.37M |
| Total Current Assets | 796.31M | 293.50M |
| Total Current Assets % of Revenue | 232.9% | 49.3% |
| Total Current Liabilities | 88.32M | 294.49M |
| Total Current Liabilities % of Revenue | 25.8% | 49.5% |
| Long-Term Debt | 1.10M | 273.65M |
| Long-Term Debt % of Revenue | 0.3% | 46.0% |
| Total Shareholders Equity | 802.05M | 1.07B |
| Retained Earnings | 515.20M | -375.77M |
| Retained Earnings % of Revenue | 150.7% | -63.2% |
| Property, Plant & Equipment | 1.90M | 12.69M |
Cash Flow Statement Comparison
| Metric | YALA (2025) | NCNO (2026) |
|---|---|---|
| Operating Cash Flow | 157.36M | 107.78M |
| Operating Cash Flow % of Revenue | 46.0% | 18.1% |
| Capital Expenditures | -2.18M | -7.50M |
| Free Cash Flow | 135.21M | 82.56M |
| FCF Margin | 39.5% | 13.9% |
| Debt Repayment | N/A | -65.00M |
| Common Stock Repurchase | -56.56M | -125.10M |
Short Interest & Institutional Ownership Analysis
| Metric | YALA | NCNO |
|---|---|---|
| Shares Short | 1.36M | 13.77M |
| Short Ratio | 3.94 | 6.16 |
| Short % of Float | 2.22% | 14.23% |
| Shares Outstanding | 132.80M | 113.90M |
| Float Shares | 52.14M | 104.64M |
| % Held by Insiders | 34.35% | 2.27% |
| % Held by Institutions | 44.94% | 109.31% |
| % Held by Public | 20.71% | -11.58% |
Dividend Analysis & Yield Comparison: Yalla Group Ltd. vs nCino, Inc.
| Metric | YALA | NCNO |
|---|---|---|
| Last 12-Month Dividend | N/A | N/A |
| Last 12-Month Dividend Yield | N/A | N/A |
| 3-Year Avg Annual Dividend | N/A | N/A |
| 3-Year Avg Dividend Yield | N/A | N/A |
| 3-Year Total Dividends | N/A | N/A |
| Ex-Dividend Date | N/A | N/A |