Caisse d'Epargne (CCN) | Financial Analysis & Statements
Caisse d'Epargne Normandie | Mid-cap | Financial Services
Caisse d'Epargne Normandie | Mid-cap | Financial Services
Financial Overview
Latest Annual: 2024Income Metrics
Revenue
353.1M
Net Income
78.7M
22.28%
EPS (Diluted)
€13.00
Balance Sheet Metrics
Total Assets
24.6B
Total Liabilities
21.5B
Shareholders Equity
3.1B
Debt to Equity
7.01
Cash Flow Metrics
Operating Cash Flow
-135.8M
Free Cash Flow
5.1M
Revenue & Profitability Trend
Caisse d'Epargne Income Statement From 2020 to 2024
| Metric | 2024 | 2023 | 2022 | 2021 | 2020 |
|---|---|---|---|---|---|
| Revenue | 353.1M | 341.4M | 347.6M | 364.5M | 330.7M |
| Cost of Goods Sold | - | - | - | - | - |
| Gross Profit | - | - | - | - | - |
| Operating Expenses | 80.3M | 84.2M | 84.8M | 80.7M | 77.4M |
| Operating Income | - | - | - | - | - |
| Pre-tax Income | 84.0M | 88.8M | 95.5M | 123.8M | 84.0M |
| Income Tax | 5.3M | 11.1M | 13.7M | 28.0M | 26.5M |
| Net Income | 78.7M | 77.7M | 81.7M | 95.9M | 57.6M |
| EPS (Diluted) | €13.00 | €12.84 | €13.51 | €15.84 | €9.51 |
Income Statement Trend
Caisse d'Epargne Balance Sheet From 2020 to 2024
| Metric | 2024 | 2023 | 2022 | 2021 | 2020 |
|---|---|---|---|---|---|
| Assets | |||||
| Current Assets | - | - | - | - | - |
| Non-Current Assets | - | - | - | - | - |
| Total Assets | 24.6B | 25.2B | 24.1B | - | - |
| Liabilities | |||||
| Current Liabilities | - | - | - | - | - |
| Non-Current Liabilities | - | - | - | - | - |
| Total Liabilities | 21.5B | 22.4B | 21.4B | - | - |
| Equity | |||||
| Total Shareholders Equity | 3.1B | 2.9B | 2.7B | 2.7B | 2.4B |
Balance Sheet Composition
Caisse d'Epargne Cash Flow Statement From 2020 to 2024
| Metric | 2024 | 2023 | 2022 | 2021 | 2020 |
|---|---|---|---|---|---|
| Operating Activities | |||||
| Net Income | 84.0M | 88.8M | 95.5M | 123.8M | 84.0M |
| Operating Cash Flow | -135.8M | 488.7M | -704.5M | 555.4M | 135.4M |
| Investing Activities | |||||
| Capital Expenditures | -28.0M | -40.2M | -25.0M | -34.5M | -44.5M |
| Investing Cash Flow | -38.8M | -99.7M | -42.8M | -46.2M | -20.1M |
| Financing Activities | |||||
| Dividends Paid | - | - | -13.6M | -12.0M | -13.5M |
| Financing Cash Flow | 14.2M | -36.0M | 16.2M | -5.7M | 29.8M |
| Free Cash Flow | 5.1M | -859.7M | -165.9M | 746.8M | 690.1M |
Cash Flow Trend
Caisse d'Epargne Key Financial Ratios
Valuation Ratios
P/E Ratio (TTM)
7.77
Price to Book
0.20
Price to Sales
1.78
PEG Ratio
6.24
Profitability Ratios
Profit Margin
22.86%
Operating Margin
15.09%
Return on Equity
2.65%
Return on Assets
0.32%
Financial Health
Debt to Equity
0.38
Beta
0.64
Per Share Data
EPS (TTM)
€13.00
Book Value per Share
€508.28
Revenue per Share
€56.88
Peer Financial Comparison
| Company | Market Cap | P/E Ratio | P/B Ratio | ROE | Profit Margin | Debt/Equity |
|---|---|---|---|---|---|---|
| ccn | 611.1M | 7.77 | 0.20 | 2.65% | 22.86% | 0.38 |
| Ca Atlantique Vendée | 752.1M | 8.79 | 0.19 | 2.21% | 20.81% | 0.19 |
| Caisses Régionales | 697.5M | 7.42 | 0.21 | 2.90% | 23.84% | 0.11 |
| Ca Alpes | 706.5M | 5.28 | 0.20 | 4.04% | 30.27% | 3.94 |
| CFM Indosuez Wealth | 716.2M | 11.79 | 1.70 | 14.38% | 30.22% | - |
| Aubay Société | 623.7M | 16.64 | 2.29 | 14.12% | 6.97% | 7.73 |
Financial data is updated regularly. All figures are in the company's reporting currency.