Crédit Agricole Nord (CNDF) | Financial Analysis & Statements
Crédit Agricole Nord de France | Large-cap | Financial Services
Crédit Agricole Nord de France | Large-cap | Financial Services
Financial Overview
Latest Annual: 2024Income Metrics
Revenue
656.6M
Net Income
173.8M
26.47%
Balance Sheet Metrics
Total Assets
38.2B
Total Liabilities
32.5B
Shareholders Equity
5.7B
Debt to Equity
5.67
Cash Flow Metrics
Operating Cash Flow
-820.4M
Free Cash Flow
-742.9M
Revenue & Profitability Trend
Crédit Agricole Nord Income Statement From 2020 to 2024
| Metric | 2024 | 2023 | 2022 | 2021 | 2020 |
|---|---|---|---|---|---|
| Revenue | 656.6M | 602.1M | 646.1M | 620.5M | 548.8M |
| Cost of Goods Sold | - | - | - | - | - |
| Gross Profit | - | - | - | - | - |
| Operating Expenses | 149.1M | 159.5M | 172.1M | 148.2M | 145.8M |
| Operating Income | - | - | - | - | - |
| Pre-tax Income | 191.8M | 152.1M | 191.2M | 200.0M | 144.2M |
| Income Tax | 18.0M | 15.0M | 21.0M | 39.5M | 41.2M |
| Net Income | 173.8M | 137.0M | 170.2M | 160.5M | 103.0M |
| EPS (Diluted) | - | €2.36 | €2.93 | €2.77 | €1.75 |
Income Statement Trend
Crédit Agricole Nord Balance Sheet From 2020 to 2024
| Metric | 2024 | 2023 | 2022 | 2021 | 2020 |
|---|---|---|---|---|---|
| Assets | |||||
| Current Assets | - | - | - | - | - |
| Non-Current Assets | - | - | - | - | - |
| Total Assets | 38.2B | 38.3B | 40.8B | - | - |
| Liabilities | |||||
| Current Liabilities | - | - | - | - | - |
| Non-Current Liabilities | - | - | - | - | - |
| Total Liabilities | 32.5B | 32.9B | 35.6B | - | - |
| Equity | |||||
| Total Shareholders Equity | 5.7B | 5.4B | 5.1B | 5.2B | 4.6B |
Balance Sheet Composition
Crédit Agricole Nord Cash Flow Statement From 2020 to 2024
| Metric | 2024 | 2023 | 2022 | 2021 | 2020 |
|---|---|---|---|---|---|
| Operating Activities | |||||
| Net Income | 191.8M | 152.1M | 191.2M | 200.0M | 144.2M |
| Operating Cash Flow | -820.4M | -725.7M | -364.8M | 1.6B | 951.3M |
| Investing Activities | |||||
| Capital Expenditures | -17.1M | -30.5M | -29.2M | -21.8M | -19.0M |
| Investing Cash Flow | -36.9M | -40.6M | -32.8M | -24.8M | 73.0M |
| Financing Activities | |||||
| Dividends Paid | - | - | - | - | - |
| Financing Cash Flow | 9.4M | -78.3M | 42.4M | -121.0M | 101.1M |
| Free Cash Flow | -742.9M | -725.4M | -349.3M | 1.5B | 924.1M |
Cash Flow Trend
Crédit Agricole Nord Key Financial Ratios
Valuation Ratios
P/E Ratio (TTM)
5.92
Price to Book
0.18
Price to Sales
1.64
Profitability Ratios
Profit Margin
27.34%
Operating Margin
18.20%
Return on Equity
3.13%
Return on Assets
0.45%
Financial Health
Debt to Equity
0.12
Beta
0.68
Per Share Data
EPS (TTM)
€2.95
Book Value per Share
€97.69
Revenue per Share
€14.90
Peer Financial Comparison
| Company | Market Cap | P/E Ratio | P/B Ratio | ROE | Profit Margin | Debt/Equity |
|---|---|---|---|---|---|---|
| cndf | 1.0B | 5.92 | 0.18 | 3.13% | 27.34% | 0.12 |
| Eurazeo SE | 4.2B | 2.71 | 0.59 | -5.28% | 38.49% | 19.00 |
| Crédit Agricole du | 1.2B | 6.53 | 0.22 | 3.31% | 30.75% | 0.09 |
| Caisse Régionale de | 1.2B | 5.86 | 0.22 | 3.85% | 31.88% | 0.32 |
| BNP Paribas S.A | 82.6B | 7.69 | 0.63 | 9.05% | 25.00% | 4.52 |
| Ca Atlantique Vendée | 752.1M | 8.79 | 0.19 | 2.21% | 20.81% | 0.19 |
Financial data is updated regularly. All figures are in the company's reporting currency.