Caisses Régionales (CRSU) | Financial Analysis & Statements
Caisses Régionales de Crédit Agricole Mutuel Sud Rhône Alpes | Mid-cap | Financial Services
Caisses Régionales de Crédit Agricole Mutuel Sud Rhône Alpes | Mid-cap | Financial Services
Financial Overview
Latest Annual: 2024Income Metrics
Revenue
397.3M
Net Income
94.1M
23.68%
EPS (Diluted)
€20.76
Balance Sheet Metrics
Total Assets
27.4B
Total Liabilities
24.0B
Shareholders Equity
3.4B
Debt to Equity
7.13
Cash Flow Metrics
Operating Cash Flow
-42.6M
Free Cash Flow
-1.5M
Revenue & Profitability Trend
Caisses Régionales Income Statement From 2020 to 2024
| Metric | 2024 | 2023 | 2022 | 2021 | 2020 |
|---|---|---|---|---|---|
| Revenue | 397.3M | 391.5M | 424.7M | 412.9M | 347.1M |
| Cost of Goods Sold | - | - | - | - | - |
| Gross Profit | - | - | - | - | - |
| Operating Expenses | 91.3M | 93.2M | 101.3M | 90.7M | 89.8M |
| Operating Income | - | - | - | - | - |
| Pre-tax Income | 101.6M | 98.9M | 139.5M | 137.0M | 72.2M |
| Income Tax | 7.5M | 7.8M | 21.3M | 29.8M | 24.7M |
| Net Income | 94.1M | 91.1M | 118.2M | 107.2M | 47.5M |
| EPS (Diluted) | €20.76 | €20.07 | €26.04 | €23.58 | €10.45 |
Income Statement Trend
Caisses Régionales Balance Sheet From 2020 to 2024
| Metric | 2024 | 2023 | 2022 | 2021 | 2020 |
|---|---|---|---|---|---|
| Assets | |||||
| Current Assets | - | - | - | - | - |
| Non-Current Assets | - | - | - | - | - |
| Total Assets | 27.4B | 27.3B | 28.0B | 25.9B | 25.0B |
| Liabilities | |||||
| Current Liabilities | - | - | - | - | - |
| Non-Current Liabilities | - | - | - | - | - |
| Total Liabilities | 24.0B | 24.2B | 25.0B | 22.9B | 22.4B |
| Equity | |||||
| Total Shareholders Equity | 3.4B | 3.1B | 2.9B | 3.0B | 2.6B |
Balance Sheet Composition
Caisses Régionales Cash Flow Statement From 2020 to 2024
| Metric | 2024 | 2023 | 2022 | 2021 | 2020 |
|---|---|---|---|---|---|
| Operating Activities | |||||
| Net Income | 101.6M | 98.9M | 139.5M | 137.0M | 72.2M |
| Operating Cash Flow | -42.6M | -684.3M | -1.1B | 786.5M | 460.3M |
| Investing Activities | |||||
| Capital Expenditures | -9.9M | -6.1M | -7.1M | -8.3M | -16.8M |
| Investing Cash Flow | -22.4M | -16.0M | -19.3M | -10.2M | 6.0M |
| Financing Activities | |||||
| Dividends Paid | - | - | -15.7M | -14.1M | -16.2M |
| Financing Cash Flow | - | - | -3.4M | 3.1M | -1.2M |
| Free Cash Flow | -1.5M | -648.1M | -1.1B | 794.9M | 440.1M |
Cash Flow Trend
Caisses Régionales Key Financial Ratios
Valuation Ratios
P/E Ratio (TTM)
7.42
Price to Book
0.21
Price to Sales
1.77
PEG Ratio
2.15
Profitability Ratios
Profit Margin
23.84%
Operating Margin
18.63%
Return on Equity
2.90%
Return on Assets
0.34%
Financial Health
Debt to Equity
0.11
Beta
0.54
Per Share Data
EPS (TTM)
€20.76
Book Value per Share
€743.05
Revenue per Share
€87.08
Peer Financial Comparison
| Company | Market Cap | P/E Ratio | P/B Ratio | ROE | Profit Margin | Debt/Equity |
|---|---|---|---|---|---|---|
| crsu | 697.5M | 7.42 | 0.21 | 2.90% | 23.84% | 0.11 |
| Ca Atlantique Vendée | 752.1M | 8.79 | 0.19 | 2.21% | 20.81% | 0.19 |
| Ca Alpes | 706.5M | 5.28 | 0.20 | 4.04% | 30.27% | 3.94 |
| CFM Indosuez Wealth | 716.2M | 11.79 | 1.70 | 14.38% | 30.22% | - |
| Aubay Société | 623.7M | 16.64 | 2.29 | 14.12% | 6.97% | 7.73 |
| Caisse d'Epargne | 611.1M | 7.77 | 0.20 | 2.65% | 22.86% | 0.38 |
Financial data is updated regularly. All figures are in the company's reporting currency.