City Holding Company (CHCO) | Financial Analysis & Statements
Financial Overview
Latest Annual: 2024Income Metrics
Revenue
285.1M
Net Income
117.1M
41.08%
EPS (Diluted)
$7.89
Balance Sheet Metrics
Total Assets
6.5B
Total Liabilities
5.7B
Shareholders Equity
730.7M
Debt to Equity
7.84
Cash Flow Metrics
Operating Cash Flow
127.1M
Free Cash Flow
129.2M
Revenue & Profitability Trend
City Holding Company Income Statement From 2020 to 2024
| Metric | 2024 | 2023 | 2022 | 2021 | 2020 |
|---|---|---|---|---|---|
| Revenue | 285.1M | 282.4M | 246.1M | 218.8M | 231.4M |
| Cost of Goods Sold | - | - | - | - | - |
| Gross Profit | - | - | - | - | - |
| Operating Expenses | 83.1M | 79.2M | 71.6M | 66.5M | 65.7M |
| Operating Income | - | - | - | - | - |
| Pre-tax Income | 144.5M | 143.1M | 127.3M | 111.2M | 111.3M |
| Income Tax | 27.4M | 28.7M | 25.3M | 23.1M | 21.7M |
| Net Income | 117.1M | 114.4M | 102.1M | 88.1M | 89.6M |
| EPS (Diluted) | $7.89 | $7.61 | $6.80 | $5.66 | $5.55 |
Income Statement Trend
City Holding Company Balance Sheet From 2020 to 2024
| Metric | 2024 | 2023 | 2022 | 2021 | 2020 |
|---|---|---|---|---|---|
| Assets | |||||
| Current Assets | - | - | - | - | - |
| Non-Current Assets | - | - | - | - | - |
| Total Assets | 6.5B | - | - | - | - |
| Liabilities | |||||
| Current Liabilities | - | - | - | - | - |
| Non-Current Liabilities | - | - | - | - | - |
| Total Liabilities | 5.7B | - | - | - | - |
| Equity | |||||
| Total Shareholders Equity | 730.7M | 677.1M | 577.9M | 681.1M | 701.1M |
Balance Sheet Composition
City Holding Company Cash Flow Statement From 2020 to 2024
| Metric | 2024 | 2023 | 2022 | 2021 | 2020 |
|---|---|---|---|---|---|
| Operating Activities | |||||
| Net Income | 117.1M | 114.4M | 102.1M | 88.1M | 89.6M |
| Operating Cash Flow | 127.1M | 129.8M | 114.1M | 106.6M | 95.9M |
| Investing Activities | |||||
| Capital Expenditures | -2.6M | -2.7M | -2.0M | -3.0M | -5.1M |
| Investing Cash Flow | -104.4M | 238.5M | -307.5M | -268.2M | -281.4M |
| Financing Activities | |||||
| Dividends Paid | -43.5M | -40.0M | -36.7M | -36.1M | -36.7M |
| Financing Cash Flow | -21.2M | 38.3M | -85.4M | -79.1M | 6.8M |
| Free Cash Flow | 129.2M | 134.6M | 113.7M | 99.0M | 84.3M |
Cash Flow Trend
City Holding Company Key Financial Ratios
Valuation Ratios
P/E Ratio (TTM)
14.98
Forward P/E
15.90
Price to Book
2.32
Price to Sales
5.90
PEG Ratio
15.90
Profitability Ratios
Profit Margin
40.14%
Operating Margin
50.47%
Return on Equity
16.39%
Return on Assets
1.82%
Financial Health
Debt to Equity
0.71
Beta
0.54
Per Share Data
EPS (TTM)
$7.98
Book Value per Share
$51.63
Revenue per Share
$20.08
Peer Financial Comparison
| Company | Market Cap | P/E Ratio | P/B Ratio | ROE | Profit Margin | Debt/Equity |
|---|---|---|---|---|---|---|
| chco | 1.7B | 14.98 | 2.32 | 16.39% | 40.14% | 0.71 |
| PNC Financial | 70.3B | 12.56 | 1.39 | 11.33% | 28.75% | 1.12 |
| U.S. Bancorp | 69.7B | 11.08 | 1.31 | 11.53% | 26.38% | 1.34 |
| Enterprise Financial | 2.0B | 10.65 | 1.11 | 10.82% | 31.46% | 0.34 |
| OFG Bancorp | 1.9B | 10.09 | 1.46 | 15.46% | 31.15% | 0.21 |
Financial data is updated regularly. All figures are in the company's reporting currency.