America's Car-Mart (CRMT) | Financial Analysis & Statements
Financial Overview
Latest Annual: 2024Income Metrics
Revenue
1.4B
Gross Profit
635.3M
45.58%
Operating Income
25.6M
1.84%
Net Income
-31.4M
-2.25%
EPS (Diluted)
-$4.92
Balance Sheet Metrics
Total Assets
1.5B
Total Liabilities
1.0B
Shareholders Equity
471.2M
Debt to Equity
2.14
Cash Flow Metrics
Operating Cash Flow
-481.3M
Free Cash Flow
-80.0M
Revenue & Profitability Trend
America's Car-Mart Income Statement From 2020 to 2024
| Metric | 2024 | 2023 | 2022 | 2021 | 2020 |
|---|---|---|---|---|---|
| Revenue | 1.4B | 1.4B | 1.2B | 909.7M | 744.6M |
| Cost of Goods Sold | 758.5M | 800.8M | 658.6M | 479.2M | 388.5M |
| Gross Profit | 635.3M | 599.6M | 531.9M | 430.5M | 356.1M |
| Operating Expenses | 179.4M | 176.7M | 156.1M | 130.9M | 117.8M |
| Operating Income | 25.6M | 64.5M | 133.7M | 142.1M | 72.3M |
| Pre-tax Income | -40.1M | 25.8M | 122.6M | 135.3M | 64.4M |
| Income Tax | -8.7M | 5.4M | 27.6M | 30.5M | 13.0M |
| Net Income | -31.4M | 20.4M | 95.0M | 104.8M | 51.3M |
| EPS (Diluted) | -$4.92 | $3.11 | $13.67 | $14.95 | $7.39 |
Income Statement Trend
America's Car-Mart Balance Sheet From 2020 to 2024
| Metric | 2024 | 2023 | 2022 | 2021 | 2020 |
|---|---|---|---|---|---|
| Assets | |||||
| Current Assets | 1.3B | 1.3B | 1.0B | 719.8M | 569.7M |
| Non-Current Assets | 167.3M | 158.6M | 112.9M | 102.4M | 97.7M |
| Total Assets | 1.5B | 1.4B | 1.2B | 822.2M | 667.3M |
| Liabilities | |||||
| Current Liabilities | 353.8M | 323.1M | 27.7M | 25.3M | 21.4M |
| Non-Current Liabilities | 652.7M | 592.7M | 650.1M | 389.9M | 342.8M |
| Total Liabilities | 1.0B | 915.8M | 677.8M | 415.3M | 364.2M |
| Equity | |||||
| Total Shareholders Equity | 471.2M | 498.9M | 476.9M | 406.9M | 303.2M |
Balance Sheet Composition
America's Car-Mart Cash Flow Statement From 2020 to 2024
| Metric | 2024 | 2023 | 2022 | 2021 | 2020 |
|---|---|---|---|---|---|
| Operating Activities | |||||
| Net Income | -31.4M | 20.4M | 95.0M | 104.8M | 51.3M |
| Operating Cash Flow | -481.3M | -482.7M | -349.4M | -205.9M | -141.4M |
| Investing Activities | |||||
| Capital Expenditures | -5.8M | -22.0M | -15.8M | -8.3M | -5.2M |
| Investing Cash Flow | -10.6M | -27.6M | -17.4M | -8.3M | -9.9M |
| Financing Activities | |||||
| Dividends Paid | -40.0K | -40.0K | -40.0K | -40.0K | -40.0K |
| Financing Cash Flow | 111.4M | 187.5M | 177.7M | 1.4M | 45.2M |
| Free Cash Flow | -80.0M | -157.8M | -135.0M | -62.8M | 15.5M |
Cash Flow Trend
America's Car-Mart Key Financial Ratios
Valuation Ratios
P/E Ratio (TTM)
26.35
Forward P/E
20.40
Price to Book
0.89
Price to Sales
0.36
PEG Ratio
20.40
Profitability Ratios
Profit Margin
1.29%
Operating Margin
8.11%
Return on Equity
3.45%
Return on Assets
3.80%
Financial Health
Current Ratio
6.30
Debt to Equity
136.39
Beta
1.32
Per Share Data
EPS (TTM)
$2.33
Book Value per Share
$68.92
Revenue per Share
$184.85
Peer Financial Comparison
| Company | Market Cap | P/E Ratio | P/B Ratio | ROE | Profit Margin | Debt/Equity |
|---|---|---|---|---|---|---|
| crmt | 507.4M | 26.35 | 0.89 | 3.45% | 1.29% | 136.39 |
| Carvana | 40.5B | 120.95 | 30.91 | 99.59% | 2.68% | 344.78 |
| Penske Automotive | 12.3B | 13.04 | 2.29 | 18.56% | 3.10% | 151.44 |
| Camping World | 1.2B | 36.55 | 3.73 | -17.26% | -0.47% | 829.46 |
| Kingsway Financial | 426.7M | 8.42 | 74.68 | -43.17% | -8.72% | 290.67 |
| Suncar Technology | 255.6M | 43.33 | 7.35 | -80.09% | -14.64% | 94.64 |
Financial data is updated regularly. All figures are in the company's reporting currency.