Central Bank of (CENTRALBK) | Financial Analysis & Statements
TL;DR: Financial Overview - Revenue, Profits & Key Metrics
Latest Quarterly: Jun 2025Income Metrics
Revenue
51.9B
Net Income
12.8B
24.75%
EPS (Diluted)
₹1.42
Balance Sheet Metrics
Total Assets
4.8T
Total Liabilities
4.4T
Shareholders Equity
380.4B
Debt to Equity
11.69
Cash Flow Metrics
Revenue & Profitability Trend
Central Bank of Income Statement From 2021 to 2025
| Metric | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Revenue | 198.6B | 176.9B | 158.4B | 125.0B | 114.2B |
| Cost of Goods Sold | - | - | - | - | - |
| Gross Profit | - | - | - | - | - |
| Gross Margin % | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% |
| Operating Expenses | |||||
| Research & Development | - | - | - | - | - |
| Selling, General & Administrative | 1.4B | 951.2M | 803.5M | 633.3M | 598.3M |
| Other Operating Expenses | 25.7B | 22.9B | 18.6B | 15.2B | 13.6B |
| Total Operating Expenses | 27.1B | 23.8B | 19.4B | 15.9B | 14.2B |
| Operating Income | - | - | - | - | - |
| Operating Margin % | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% |
| Non-Operating Items | |||||
| Interest Income | - | - | - | - | - |
| Interest Expense | - | - | - | - | - |
| Other Non-Operating Income | - | - | - | - | - |
| Pre-tax Income | 39.4B | 26.8B | 16.9B | 10.6B | -8.8B |
| Income Tax | 11.6B | 15.1B | 10.7B | 6.8B | -4.3B |
| Effective Tax Rate % | 29.4% | 56.6% | 63.5% | 63.9% | 0.0% |
| Net Income | 39.4B | 26.8B | 16.9B | 10.6B | -8.8B |
| Net Margin % | 19.9% | 15.1% | 10.7% | 8.5% | -7.7% |
| Key Metrics | |||||
| EBITDA | - | - | - | - | - |
| EPS (Basic) | ₹4.53 | ₹3.07 | ₹1.93 | ₹1.24 | ₹-1.73 |
| EPS (Diluted) | ₹4.53 | ₹3.07 | ₹1.93 | ₹1.24 | ₹-1.73 |
| Basic Shares Outstanding | 8680939432 | 8680939432 | 8680939432 | 8680939432 | 5793798207 |
| Diluted Shares Outstanding | 8680939432 | 8680939432 | 8680939432 | 8680939432 | 5793798207 |
Income Statement Trend
Central Bank of Balance Sheet From 2021 to 2025
| Metric | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Assets | |||||
| Current Assets | |||||
| Cash & Equivalents | 362.0B | 376.1B | 441.0B | 531.0B | 389.5B |
| Short-term Investments | - | - | - | - | - |
| Accounts Receivable | - | - | - | - | - |
| Inventory | - | - | - | - | - |
| Other Current Assets | - | - | - | - | - |
| Total Current Assets | - | - | - | - | - |
| Non-Current Assets | |||||
| Property, Plant & Equipment | 86.9B | 97.1B | 87.0B | 85.4B | 84.4B |
| Goodwill | 177.8M | 177.8M | 177.8M | 177.8M | 177.8M |
| Intangible Assets | - | - | - | - | - |
| Long-term Investments | - | - | - | - | - |
| Other Non-Current Assets | - | - | - | - | - |
| Total Non-Current Assets | - | - | - | - | - |
| Total Assets | 4.8T | 4.5T | - | - | - |
| Liabilities | |||||
| Current Liabilities | |||||
| Accounts Payable | 7.9B | 6.5B | 8.9B | 7.7B | 7.4B |
| Short-term Debt | - | - | - | - | - |
| Current Portion of Long-term Debt | - | - | - | - | - |
| Other Current Liabilities | - | - | - | - | - |
| Total Current Liabilities | - | - | - | - | - |
| Non-Current Liabilities | |||||
| Long-term Debt | 129.3B | 90.0B | 65.7B | 59.0B | 40.0B |
| Deferred Tax Liabilities | - | - | - | - | - |
| Other Non-Current Liabilities | - | - | - | - | - |
| Total Non-Current Liabilities | - | - | - | - | - |
| Total Liabilities | 4.4T | 4.2T | - | - | - |
| Equity | |||||
| Common Stock | 90.5B | 86.8B | 86.8B | 86.8B | 58.8B |
| Retained Earnings | 55.5B | 28.3B | 10.2B | 142.6M | -187.4B |
| Treasury Stock | - | - | - | - | - |
| Other Equity | - | - | - | - | - |
| Total Shareholders Equity | 369.7B | 324.5B | 292.8B | 276.1B | 265.5B |
| Key Metrics | |||||
| Total Debt | 129.3B | 90.0B | 65.7B | 59.0B | 40.0B |
| Working Capital | 0 | 0 | 0 | 0 | 0 |
Balance Sheet Composition
Central Bank of Cash Flow Statement From 2021 to 2025
| Metric | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Operating Activities | |||||
| Net Income | 51.0B | 41.9B | 27.6B | 17.6B | -14.3B |
| Depreciation & Amortization | - | - | - | - | - |
| Stock-Based Compensation | - | - | - | - | - |
| Working Capital Changes | -16.7B | -397.6M | 12.6B | 11.0B | -72.5B |
| Operating Cash Flow | 34.3B | 41.5B | 40.2B | 28.6B | -86.8B |
| Investing Activities | |||||
| Capital Expenditures | -4.5B | -5.8B | -2.1B | -1.3B | -2.0B |
| Acquisitions | - | - | - | - | - |
| Investment Purchases | - | - | - | - | - |
| Investment Sales | - | - | - | - | - |
| Investing Cash Flow | -4.5B | -5.8B | -2.1B | -1.3B | -2.0B |
| Financing Activities | |||||
| Share Repurchases | - | - | - | - | - |
| Dividends Paid | - | - | - | - | - |
| Debt Issuance | - | - | - | - | - |
| Debt Repayment | - | - | - | - | - |
| Financing Cash Flow | 15.0B | 0 | 0 | 0 | 50.6B |
| Free Cash Flow | -29.1B | -65.0B | -90.0B | 141.2B | -22.1B |
| Net Change in Cash | 44.8B | 35.7B | 38.1B | 27.3B | -38.3B |
Cash Flow Trend
Central Bank of Key Financial Ratios
Valuation Ratios
P/E Ratio (TTM)
7.45
Price to Book
0.86
Price to Sales
1.97
PEG Ratio
0.16
Profitability Ratios
Profit Margin
25.73%
Operating Margin
38.43%
Return on Equity
12.16%
Return on Assets
0.92%
Financial Health
Debt to Equity
0.19
Beta
0.38
Per Share Data
EPS (TTM)
₹4.86
Book Value per Share
₹42.03
Revenue per Share
₹18.92
Peer Financial Comparison
| Company | Market Cap | P/E Ratio | P/B Ratio | ROE | Profit Margin | Debt/Equity |
|---|---|---|---|---|---|---|
| centralbk | 327.6B | 7.45 | 0.86 | 12.16% | 25.73% | 0.19 |
| HDFC Bank Limited | 15.2T | 22.59 | 2.79 | 13.93% | 25.79% | 1.06 |
| ICICI Bank | 10.1T | 19.29 | 3.07 | 17.88% | 25.74% | 0.62 |
| State Bank of India | 7.6T | 9.29 | 1.42 | 16.58% | 22.67% | 1.09 |
| Kotak Mahindra Bank | 3.9T | 20.36 | 2.47 | 13.32% | 25.51% | 0.66 |
| Axis Bank | 3.3T | 11.95 | 1.71 | 15.56% | 36.22% | 1.13 |
Financial data is updated regularly. All figures are in the company's reporting currency.