
Csb Bank (CSBBANK) | Financial Analysis & Statements
TL;DR: Financial Overview - Revenue, Profits & Key Metrics
Latest Quarterly: Mar 2025Income Metrics
Revenue
7.5B
Net Income
1.9B
25.30%
Balance Sheet Metrics
Total Assets
478.4B
Total Liabilities
433.4B
Shareholders Equity
45.0B
Debt to Equity
9.64
Cash Flow Metrics
Revenue & Profitability Trend
Csb Bank Income Statement From 2021 to 2025
Metric | 2025 | 2024 | 2023 | 2022 | 2021 |
---|---|---|---|---|---|
Revenue | 24.5B | 20.6B | 16.5B | 14.0B | 12.4B |
Cost of Goods Sold | - | - | - | - | - |
Gross Profit | - | - | - | - | - |
Gross Margin % | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% |
Operating Expenses | |||||
Research & Development | - | - | - | - | - |
Selling, General & Administrative | - | 98.9M | 78.5M | 58.8M | 49.3M |
Other Operating Expenses | 8.9B | 3.5B | 2.1B | 1.5B | 1.0B |
Total Operating Expenses | 8.9B | 3.6B | 2.2B | 1.6B | 1.1B |
Operating Income | - | - | - | - | - |
Operating Margin % | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% |
Non-Operating Items | |||||
Interest Income | - | - | - | - | - |
Interest Expense | - | - | - | - | - |
Other Non-Operating Income | - | - | - | - | - |
Pre-tax Income | 8.0B | 7.6B | 7.3B | 6.1B | 2.9B |
Income Tax | 2.1B | 1.9B | 1.9B | 1.6B | 741.5M |
Effective Tax Rate % | 25.7% | 25.6% | 25.4% | 25.4% | 25.3% |
Net Income | 5.9B | 5.7B | 5.5B | 4.6B | 2.2B |
Net Margin % | 24.3% | 27.5% | 33.2% | 32.8% | 17.6% |
Key Metrics | |||||
EBITDA | - | - | - | - | - |
EPS (Basic) | - | ₹32.67 | ₹31.55 | ₹26.43 | ₹12.59 |
EPS (Diluted) | - | ₹32.67 | ₹31.55 | ₹26.43 | ₹12.59 |
Basic Shares Outstanding | - | 173485827 | 173485827 | 173485827 | 173455991 |
Diluted Shares Outstanding | - | 173485827 | 173485827 | 173485827 | 173455991 |
Income Statement Trend
Csb Bank Balance Sheet From 2021 to 2025
Metric | 2025 | 2024 | 2023 | 2022 | 2021 |
---|---|---|---|---|---|
Assets | |||||
Current Assets | |||||
Cash & Equivalents | 35.9B | 32.9B | 20.2B | 18.9B | 18.1B |
Short-term Investments | - | - | - | - | - |
Accounts Receivable | - | - | - | - | - |
Inventory | - | - | - | - | - |
Other Current Assets | - | - | - | - | - |
Total Current Assets | - | - | - | - | - |
Non-Current Assets | |||||
Property, Plant & Equipment | - | 7.3B | 5.9B | 5.2B | 4.6B |
Goodwill | - | - | - | - | - |
Intangible Assets | - | - | - | - | - |
Long-term Investments | - | - | - | - | - |
Other Non-Current Assets | - | - | - | - | - |
Total Non-Current Assets | - | - | - | - | - |
Total Assets | 478.4B | 360.6B | - | - | - |
Liabilities | |||||
Current Liabilities | |||||
Accounts Payable | - | 1.6B | 848.5M | 804.2M | 1.1B |
Short-term Debt | - | - | - | - | - |
Current Portion of Long-term Debt | - | - | - | - | - |
Other Current Liabilities | - | - | - | - | - |
Total Current Liabilities | - | - | - | - | - |
Non-Current Liabilities | |||||
Long-term Debt | 55.5B | 17.6B | 7.8B | 18.3B | 5.5B |
Deferred Tax Liabilities | - | - | - | - | - |
Other Non-Current Liabilities | - | - | - | - | - |
Total Non-Current Liabilities | - | - | - | - | - |
Total Liabilities | 433.4B | - | - | - | - |
Equity | |||||
Common Stock | 1.7B | 1.7B | 1.7B | 1.7B | 1.7B |
Retained Earnings | - | 6.2B | 2.1B | -2.0B | -5.1B |
Treasury Stock | - | - | - | - | - |
Other Equity | - | - | - | - | - |
Total Shareholders Equity | 45.0B | 38.0B | 32.0B | 26.5B | 21.8B |
Key Metrics | |||||
Total Debt | 55.5B | 17.6B | 7.8B | 18.3B | 5.5B |
Working Capital | 0 | 0 | 0 | 0 | 0 |
Balance Sheet Composition
Csb Bank Cash Flow Statement From 2021 to 2025
Metric | 2025 | 2024 | 2023 | 2022 | 2021 |
---|---|---|---|---|---|
Operating Activities | |||||
Net Income | 8.0B | 7.6B | 7.3B | 6.1B | 2.9B |
Depreciation & Amortization | - | - | - | - | - |
Stock-Based Compensation | 97.9M | 78.9M | 48.7M | 126.8M | - |
Working Capital Changes | 242.2M | 84.5M | 2.9B | -167.6M | 2.3B |
Operating Cash Flow | 8.3B | 7.8B | 10.3B | 6.2B | 5.2B |
Investing Activities | |||||
Capital Expenditures | -3.0B | -1.2B | -749.6M | -559.8M | -562.2M |
Acquisitions | - | - | - | - | - |
Investment Purchases | - | -13.2B | -6.5B | - | -11.8B |
Investment Sales | - | - | - | - | - |
Investing Cash Flow | -3.0B | -14.4B | -7.2B | -559.8M | -12.3B |
Financing Activities | |||||
Share Repurchases | - | - | - | - | - |
Dividends Paid | - | - | - | - | - |
Debt Issuance | 37.9B | - | - | 5.8B | 6.3B |
Debt Repayment | - | - | - | - | - |
Financing Cash Flow | 37.9B | - | 0 | 5.8B | 6.3B |
Free Cash Flow | -55.6B | 16.6B | 21.4B | -9.1B | 13.2B |
Net Change in Cash | 43.2B | -6.6B | 3.1B | 11.4B | -758.6M |
Cash Flow Trend
Csb Bank Key Financial Ratios
Valuation Ratios
P/E Ratio (TTM)
11.25
Forward P/E
6.71
Price to Book
1.48
Price to Sales
2.79
Profitability Ratios
Profit Margin
25.40%
Operating Margin
37.04%
Return on Equity
14.31%
Return on Assets
1.42%
Financial Health
Debt to Equity
1.23
Beta
0.13
Per Share Data
EPS (TTM)
₹34.24
Book Value per Share
₹259.32
Revenue per Share
₹134.75
Peer Financial Comparison
Company | Market Cap | P/E Ratio | P/B Ratio | ROE | Profit Margin | Debt/Equity |
---|---|---|---|---|---|---|
csbbank | 65.2B | 11.25 | 1.48 | 14.31% | 25.40% | 1.23 |
HDFC Bank Limited | 15.2T | 22.59 | 2.79 | 13.93% | 25.79% | 1.06 |
ICICI Bank | 10.1T | 19.29 | 3.07 | 17.88% | 25.74% | 0.62 |
Punjab & Sind Bank | 199.7B | 17.45 | 1.46 | 7.56% | 24.50% | 0.91 |
RBL Bank | 154.7B | 26.56 | 0.98 | 4.58% | 7.97% | 0.88 |
Jammu and Kashmir | 115.5B | 5.37 | 0.79 | 14.65% | 30.38% | 0.16 |
Financial data is updated regularly. All figures are in the company's reporting currency.