TL;DR: Financial Overview - Revenue, Profits & Key Metrics

Latest Quarterly: Jun 2025

Income Metrics

Revenue 6.2B
Net Income 1.2B 19.00%
EPS (Diluted) ₹6.84

Balance Sheet Metrics

Total Assets 478.4B
Total Liabilities 433.4B
Shareholders Equity 45.0B
Debt to Equity 9.64

Cash Flow Metrics

Revenue & Profitability Trend

Csb Bank Income Statement From 2021 to 2025

Metric20252024202320222021
Revenue i24.5B20.6B16.5B14.0B12.4B
Cost of Goods Sold i-----
Gross Profit i-----
Gross Margin % i0.0%0.0%0.0%0.0%0.0%
Operating Expenses
Research & Development i-----
Selling, General & Administrative i106.0M98.9M78.5M58.8M49.3M
Other Operating Expenses i4.9B3.5B2.1B1.5B1.0B
Total Operating Expenses i5.0B3.6B2.2B1.6B1.1B
Operating Income i-----
Operating Margin % i0.0%0.0%0.0%0.0%0.0%
Non-Operating Items
Interest Income i-----
Interest Expense i-----
Other Non-Operating Income-----
Pre-tax Income i8.0B7.6B7.3B6.1B2.9B
Income Tax i2.1B1.9B1.9B1.6B741.5M
Effective Tax Rate % i25.7%25.6%25.4%25.4%25.3%
Net Income i5.9B5.7B5.5B4.6B2.2B
Net Margin % i24.3%27.5%33.2%32.8%17.6%
Key Metrics
EBITDA i-----
EPS (Basic) i₹34.23₹32.67₹31.55₹26.43₹12.59
EPS (Diluted) i₹34.23₹32.67₹31.55₹26.43₹12.59
Basic Shares Outstanding i173485827173485827173485827173485827173455991
Diluted Shares Outstanding i173485827173485827173485827173485827173455991

Income Statement Trend

Csb Bank Balance Sheet From 2021 to 2025

Metric20252024202320222021
Assets
Current Assets
Cash & Equivalents i36.8B32.9B20.2B18.9B18.1B
Short-term Investments i-----
Accounts Receivable i-----
Inventory i-----
Other Current Assets-----
Total Current Assets i-----
Non-Current Assets
Property, Plant & Equipment i7.2B7.3B5.9B5.2B4.6B
Goodwill i-----
Intangible Assets i-----
Long-term Investments-----
Other Non-Current Assets-----
Total Non-Current Assets i-----
Total Assets i478.4B360.6B---
Liabilities
Current Liabilities
Accounts Payable i2.2B1.6B848.5M804.2M1.1B
Short-term Debt i-----
Current Portion of Long-term Debt-----
Other Current Liabilities-----
Total Current Liabilities i-----
Non-Current Liabilities
Long-term Debt i52.5B17.6B7.8B18.3B5.5B
Deferred Tax Liabilities i-----
Other Non-Current Liabilities-----
Total Non-Current Liabilities i-----
Total Liabilities i433.4B----
Equity
Common Stock i1.7B1.7B1.7B1.7B1.7B
Retained Earnings i9.6B6.2B2.1B-2.0B-5.1B
Treasury Stock i-----
Other Equity-----
Total Shareholders Equity i45.0B38.0B32.0B26.5B21.8B
Key Metrics
Total Debt i52.5B17.6B7.8B18.3B5.5B
Working Capital i00000

Balance Sheet Composition

Csb Bank Cash Flow Statement From 2021 to 2025

Metric20252024202320222021
Operating Activities
Net Income i8.0B7.6B7.3B6.1B2.9B
Depreciation & Amortization i-----
Stock-Based Compensation i97.9M78.9M48.7M126.8M-
Working Capital Changes i242.1M84.5M2.9B-167.6M2.3B
Operating Cash Flow i8.3B7.8B10.3B6.2B5.2B
Investing Activities
Capital Expenditures i-3.0B-1.2B-749.6M-559.8M-562.2M
Acquisitions i-----
Investment Purchases i--13.2B-6.5B--11.8B
Investment Sales i-----
Investing Cash Flow i-3.0B-14.4B-7.2B-559.8M-12.3B
Financing Activities
Share Repurchases i-----
Dividends Paid i-----
Debt Issuance i37.9B--5.8B6.3B
Debt Repayment i-----
Financing Cash Flow i37.9B-05.8B6.3B
Free Cash Flow i-55.6B16.6B21.4B-9.1B13.2B
Net Change in Cash i43.2B-6.6B3.1B11.4B-758.6M

Cash Flow Trend

Csb Bank Key Financial Ratios

Valuation Ratios

P/E Ratio (TTM) 11.33
Forward P/E 8.16
Price to Book 1.51
Price to Sales 2.78
PEG Ratio 2.39

Profitability Ratios

Profit Margin 25.10%
Operating Margin 28.32%
Return on Equity 13.20%
Return on Assets 1.24%

Financial Health

Debt to Equity 1.23
Beta 0.12

Per Share Data

EPS (TTM) ₹34.56
Book Value per Share ₹259.26
Revenue per Share ₹137.63

Peer Financial Comparison

CompanyMarket CapP/E RatioP/B RatioROEProfit MarginDebt/Equity
csbbank67.5B11.331.5113.20%25.10%1.23
HDFC Bank Limited 14.8T21.752.7313.93%25.79%1.06
ICICI Bank 9.8T18.672.9717.88%25.74%0.62
RBL Bank 170.0B28.521.074.58%7.97%0.88
Jammu and Kashmir 119.9B5.330.7914.65%30.38%0.16
Ujjivan Small 91.4B16.441.479.03%14.73%0.47

Financial data is updated regularly. All figures are in the company's reporting currency.