TL;DR: Financial Overview - Revenue, Profits & Key Metrics

Latest Quarterly: Mar 2025

Income Metrics

Revenue 7.5B
Net Income 1.9B 25.30%

Balance Sheet Metrics

Total Assets 478.4B
Total Liabilities 433.4B
Shareholders Equity 45.0B
Debt to Equity 9.64

Cash Flow Metrics

Revenue & Profitability Trend

Csb Bank Income Statement From 2021 to 2025

Metric20252024202320222021
Revenue i24.5B20.6B16.5B14.0B12.4B
Cost of Goods Sold i-----
Gross Profit i-----
Gross Margin % i0.0%0.0%0.0%0.0%0.0%
Operating Expenses
Research & Development i-----
Selling, General & Administrative i-98.9M78.5M58.8M49.3M
Other Operating Expenses i8.9B3.5B2.1B1.5B1.0B
Total Operating Expenses i8.9B3.6B2.2B1.6B1.1B
Operating Income i-----
Operating Margin % i0.0%0.0%0.0%0.0%0.0%
Non-Operating Items
Interest Income i-----
Interest Expense i-----
Other Non-Operating Income-----
Pre-tax Income i8.0B7.6B7.3B6.1B2.9B
Income Tax i2.1B1.9B1.9B1.6B741.5M
Effective Tax Rate % i25.7%25.6%25.4%25.4%25.3%
Net Income i5.9B5.7B5.5B4.6B2.2B
Net Margin % i24.3%27.5%33.2%32.8%17.6%
Key Metrics
EBITDA i-----
EPS (Basic) i-₹32.67₹31.55₹26.43₹12.59
EPS (Diluted) i-₹32.67₹31.55₹26.43₹12.59
Basic Shares Outstanding i-173485827173485827173485827173455991
Diluted Shares Outstanding i-173485827173485827173485827173455991

Income Statement Trend

Csb Bank Balance Sheet From 2021 to 2025

Metric20252024202320222021
Assets
Current Assets
Cash & Equivalents i35.9B32.9B20.2B18.9B18.1B
Short-term Investments i-----
Accounts Receivable i-----
Inventory i-----
Other Current Assets-----
Total Current Assets i-----
Non-Current Assets
Property, Plant & Equipment i-7.3B5.9B5.2B4.6B
Goodwill i-----
Intangible Assets i-----
Long-term Investments-----
Other Non-Current Assets-----
Total Non-Current Assets i-----
Total Assets i478.4B360.6B---
Liabilities
Current Liabilities
Accounts Payable i-1.6B848.5M804.2M1.1B
Short-term Debt i-----
Current Portion of Long-term Debt-----
Other Current Liabilities-----
Total Current Liabilities i-----
Non-Current Liabilities
Long-term Debt i55.5B17.6B7.8B18.3B5.5B
Deferred Tax Liabilities i-----
Other Non-Current Liabilities-----
Total Non-Current Liabilities i-----
Total Liabilities i433.4B----
Equity
Common Stock i1.7B1.7B1.7B1.7B1.7B
Retained Earnings i-6.2B2.1B-2.0B-5.1B
Treasury Stock i-----
Other Equity-----
Total Shareholders Equity i45.0B38.0B32.0B26.5B21.8B
Key Metrics
Total Debt i55.5B17.6B7.8B18.3B5.5B
Working Capital i00000

Balance Sheet Composition

Csb Bank Cash Flow Statement From 2021 to 2025

Metric20252024202320222021
Operating Activities
Net Income i8.0B7.6B7.3B6.1B2.9B
Depreciation & Amortization i-----
Stock-Based Compensation i97.9M78.9M48.7M126.8M-
Working Capital Changes i242.2M84.5M2.9B-167.6M2.3B
Operating Cash Flow i8.3B7.8B10.3B6.2B5.2B
Investing Activities
Capital Expenditures i-3.0B-1.2B-749.6M-559.8M-562.2M
Acquisitions i-----
Investment Purchases i--13.2B-6.5B--11.8B
Investment Sales i-----
Investing Cash Flow i-3.0B-14.4B-7.2B-559.8M-12.3B
Financing Activities
Share Repurchases i-----
Dividends Paid i-----
Debt Issuance i37.9B--5.8B6.3B
Debt Repayment i-----
Financing Cash Flow i37.9B-05.8B6.3B
Free Cash Flow i-55.6B16.6B21.4B-9.1B13.2B
Net Change in Cash i43.2B-6.6B3.1B11.4B-758.6M

Cash Flow Trend

Csb Bank Key Financial Ratios

Valuation Ratios

P/E Ratio (TTM) 11.25
Forward P/E 6.71
Price to Book 1.48
Price to Sales 2.79

Profitability Ratios

Profit Margin 25.40%
Operating Margin 37.04%
Return on Equity 14.31%
Return on Assets 1.42%

Financial Health

Debt to Equity 1.23
Beta 0.13

Per Share Data

EPS (TTM) ₹34.24
Book Value per Share ₹259.32
Revenue per Share ₹134.75

Peer Financial Comparison

CompanyMarket CapP/E RatioP/B RatioROEProfit MarginDebt/Equity
csbbank65.2B11.251.4814.31%25.40%1.23
HDFC Bank Limited 15.2T22.592.7913.93%25.79%1.06
ICICI Bank 10.1T19.293.0717.88%25.74%0.62
Punjab & Sind Bank 199.7B17.451.467.56%24.50%0.91
RBL Bank 154.7B26.560.984.58%7.97%0.88
Jammu and Kashmir 115.5B5.370.7914.65%30.38%0.16

Financial data is updated regularly. All figures are in the company's reporting currency.