Jammu and Kashmir Bank Ltd. | Mid-cap | Financial Services
₹111.54
3.02%
| Jammu and Kashmir Stock Comparison:
No comparison data available
Overview Income Statement Balance Sheet Cash Flow Key Ratios

Financial Overview

Latest Annual: 2025

Income Metrics

Revenue 69.5B
Net Income 20.8B 29.97%

Balance Sheet Metrics

Total Assets 1.7T
Total Liabilities 1.6T
Shareholders Equity 142.1B
Debt to Equity 10.92

Cash Flow Metrics

Operating Cash Flow -17.0B
Free Cash Flow -10.4B

Revenue & Profitability Trend

Jammu and Kashmir Income Statement From 2021 to 2025

Metric 2025 2024 2023 2022 2021
Revenue 69.5B 59.7B 54.3B 46.7B 44.7B
Cost of Goods Sold - - - - -
Gross Profit - - - - -
Operating Expenses 11.9B 6.9B 5.3B 10.3B 4.7B
Operating Income - - - - -
Pre-tax Income 29.4B 23.9B 17.9B 7.5B 4.3B
Income Tax 8.5B 6.2B 5.9B 2.4B 1.0B
Net Income 20.8B 17.7B 11.8B 4.9B 4.3B
EPS (Diluted) - ₹16.84 ₹12.25 ₹5.96 ₹6.01

Income Statement Trend

Jammu and Kashmir Balance Sheet From 2021 to 2025

Metric 2025 2024 2023 2022 2021
Assets
Current Assets - - - - -
Non-Current Assets - - - - -
Total Assets 1.7T 1.5T - - -
Liabilities
Current Liabilities - - - - -
Non-Current Liabilities - - - - -
Total Liabilities 1.6T 1.4T - - -
Equity
Total Shareholders Equity 142.1B 121.9B 99.0B 80.8B 68.0B

Balance Sheet Composition

Jammu and Kashmir Cash Flow Statement From 2020 to 2024

Metric 2024 2023 2022 2021 2020
Operating Activities
Net Income 23.9B 17.7B 7.4B 5.3B -11.4B
Operating Cash Flow -17.0B 54.1B -16.7B -1.3B -59.5B
Investing Activities
Capital Expenditures -1.9B -1.2B -851.8M -759.8M -1.1B
Investing Cash Flow -2.6B -1.2B -851.8M -759.8M -1.1B
Financing Activities
Dividends Paid -515.7M - - - -
Financing Cash Flow 6.9B 3.4B 11.4B 0 -1.0B
Free Cash Flow -10.4B -5.3B -16.5B -901.5M 42.6B

Cash Flow Trend

Jammu and Kashmir Key Financial Ratios

Valuation Ratios

P/E Ratio (TTM) 5.41
Forward P/E 5.58
Price to Book 0.79
Price to Sales 1.62

Profitability Ratios

Profit Margin 29.95%
Operating Margin 42.69%
Return on Equity 15.77%
Return on Assets 1.29%

Financial Health

Debt to Equity 0.17
Beta 0.67

Per Share Data

EPS (TTM) ₹18.91
Book Value per Share ₹129.18
Revenue per Share ₹63.14

Financial data is updated regularly. All figures are in the company's reporting currency.