Lakshmi Finance & Industrial Corporation Ltd. | Small-cap | Financial Services
₹214.96
6.47%
| Lakshmi Finance Stock Comparison:
Lakshmi Finance vs Jio FinancialLakshmi Finance vs Bajaj HoldingsLakshmi Finance vs Nalwa SonsLakshmi Finance vs El Cid InvestmentsLakshmi Finance vs Anzen India EnergyLakshmi Finance vs NIFTY 50 | Market
TL;DR Income Statement Balance Sheet Cash Flow Key Ratios Peer Comparison

TL;DR: Financial Overview - Revenue, Profits & Key Metrics

Latest Quarterly: Mar 2025

Income Metrics

Revenue 15.7M
Gross Profit 9.1M 57.80%
Operating Income -49.2M -313.90%
Net Income -26.4M -168.38%

Balance Sheet Metrics

Total Assets 614.3M
Total Liabilities 25.8M
Shareholders Equity 588.5M
Debt to Equity 0.04

Cash Flow Metrics

Revenue & Profitability Trend

Lakshmi Finance Income Statement From 2021 to 2025

Metric20252024202320222021
Revenue i71.7M84.1M29.4M48.0M62.4M
Cost of Goods Sold i18.9M12.1M10.6M9.3M8.2M
Gross Profit i52.7M72.0M18.8M38.7M54.1M
Gross Margin % i73.6%85.7%64.0%80.7%86.8%
Operating Expenses
Research & Development i-----
Selling, General & Administrative i-1.4M1.3M1.2M1.3M
Other Operating Expenses i31.5M1.4M16.7M466.0K282.5K
Total Operating Expenses i31.5M2.7M18.0M1.7M1.6M
Operating Income i19.2M122.3M-4.5M57.6M133.9M
Operating Margin % i26.8%145.4%-15.4%119.9%214.7%
Non-Operating Items
Interest Income i-677.0K1.0M1.2M1.5M
Interest Expense i391.0K118.0K259.0K360.0K132.0K
Other Non-Operating Income-----
Pre-tax Income i24.3M128.1M1.8M62.5M139.9M
Income Tax i-11.5M24.4M-3.7M5.5M48.4M
Effective Tax Rate % i-47.2%19.0%-210.5%8.8%34.6%
Net Income i35.8M103.8M5.5M57.1M91.5M
Net Margin % i50.0%123.4%18.7%118.9%146.7%
Key Metrics
EBITDA i26.8M129.7M3.5M64.9M141.3M
EPS (Basic) i-₹34.59₹1.84₹19.02₹30.51
EPS (Diluted) i-₹34.59₹1.84₹19.02₹30.51
Basic Shares Outstanding i-3000000300000030000003000000
Diluted Shares Outstanding i-3000000300000030000003000000

Income Statement Trend

Lakshmi Finance Balance Sheet From 2021 to 2025

Metric20252024202320222021
Assets
Current Assets
Cash & Equivalents i22.6M47.9M12.9M54.4M8.8M
Short-term Investments i20.7M10.0M7.3M25.0M30.0M
Accounts Receivable i02.2M906.0K684.0K1.1M
Inventory i-----
Other Current Assets-----
Total Current Assets i49.1M68.2M22.5M89.5M60.4M
Non-Current Assets
Property, Plant & Equipment i--3.8M3.8M-
Goodwill i21.0K10.0K16.0K0-
Intangible Assets i21.0K10.0K16.0K--
Long-term Investments-----
Other Non-Current Assets93.0K1.1M75.0K57.0K7.3M
Total Non-Current Assets i565.2M529.0M466.9M408.1M386.0M
Total Assets i614.3M597.2M489.4M497.6M446.4M
Liabilities
Current Liabilities
Accounts Payable i174.0K146.0K39.0K33.0K40.1K
Short-term Debt i-----
Current Portion of Long-term Debt-----
Other Current Liabilities-----
Total Current Liabilities i435.0K7.9M8.5M989.0K1.0M
Non-Current Liabilities
Long-term Debt i-01.4M2.6M0
Deferred Tax Liabilities i010.9M04.3M4.6M
Other Non-Current Liabilities1.1M597.0K-1.0K-1.0K868.0K
Total Non-Current Liabilities i25.4M24.2M14.1M26.2M23.0M
Total Liabilities i25.8M32.1M22.6M27.2M24.1M
Equity
Common Stock i30.0M30.0M30.0M30.0M30.0M
Retained Earnings i-206.6M130.8M135.5M99.4M
Treasury Stock i-----
Other Equity-----
Total Shareholders Equity i588.5M565.1M466.8M470.5M422.3M
Key Metrics
Total Debt i001.4M2.6M0
Working Capital i48.7M60.3M13.9M88.5M59.3M

Balance Sheet Composition

Lakshmi Finance Cash Flow Statement From 2021 to 2025

Metric20252024202320222021
Operating Activities
Net Income i23.7M128.9M1.5M62.7M139.4M
Depreciation & Amortization i-----
Stock-Based Compensation i-----
Working Capital Changes i-2.9M-9.9M26.2M13.7M-16.6M
Operating Cash Flow i14.2M112.8M23.6M73.2M121.4M
Investing Activities
Capital Expenditures i-132.8K-1.5M-18.0K-69.0K-62.3K
Acquisitions i-----
Investment Purchases i-393.2M-447.9M-185.9M-287.1M-208.5M
Investment Sales i391.2M503.5M124.8M324.8M220.7M
Investing Cash Flow i-2.1M54.1M-61.1M37.6M12.1M
Financing Activities
Share Repurchases i-----
Dividends Paid i-12.3M-7.2M-9.8M-9.1M-5.9M
Debt Issuance i-----
Debt Repayment i-----
Financing Cash Flow i-12.3M-7.2M-9.8M-9.1M-5.9M
Free Cash Flow i-33.0M-34.5M12.4M-2.0M-29.7M
Net Change in Cash i-165.2K159.7M-47.3M101.6M127.6M

Cash Flow Trend

Lakshmi Finance Key Financial Ratios

Valuation Ratios

P/E Ratio (TTM) 16.92
Price to Book 1.03
Price to Sales 9.47

Profitability Ratios

Profit Margin 39.89%
Operating Margin 91.66%
Return on Equity 6.08%
Return on Assets 5.83%

Financial Health

Current Ratio 112.96
Debt to Equity 0.00
Beta 0.43

Per Share Data

EPS (TTM) ₹11.93
Book Value per Share ₹196.17
Revenue per Share ₹21.32

Peer Financial Comparison

CompanyMarket CapP/E RatioP/B RatioROEProfit MarginDebt/Equity
lfic605.7M16.921.036.08%39.89%0.00
Jio Financial 2.1T128.391.681.31%77.95%3.22
Bajaj Holdings 1.6T18.732.518.97%897.26%0.04
Nalwa Sons 34.4B79.370.200.28%35.33%0.00
El Cid Investments 27.1B30.860.301.67%69.82%0.00
Anzen India Energy 22.8B-114.951.46-1.05%96.51%1.24

Financial data is updated regularly. All figures are in the company's reporting currency.