Bank of Maharashtra (MAHABANK) | Financial Analysis & Statements
TL;DR: Financial Overview - Revenue, Profits & Key Metrics
Latest Quarterly: Jun 2025Income Metrics
Revenue
41.2B
Net Income
15.0B
36.54%
EPS (Diluted)
₹1.96
Balance Sheet Metrics
Total Assets
3.7T
Total Liabilities
3.4T
Shareholders Equity
287.1B
Debt to Equity
11.87
Cash Flow Metrics
Revenue & Profitability Trend
Bank of Maharashtra Income Statement From 2021 to 2025
| Metric | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Revenue | 137.6B | 129.7B | 102.4B | 81.9B | 76.7B |
| Cost of Goods Sold | - | - | - | - | - |
| Gross Profit | - | - | - | - | - |
| Gross Margin % | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% |
| Operating Expenses | |||||
| Research & Development | - | - | - | - | - |
| Selling, General & Administrative | 1.5B | 1.2B | 1.1B | 864.4M | 772.5M |
| Other Operating Expenses | 12.4B | 12.3B | 12.2B | 11.1B | 7.7B |
| Total Operating Expenses | 13.9B | 13.5B | 13.3B | 11.9B | 8.5B |
| Operating Income | - | - | - | - | - |
| Operating Margin % | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% |
| Non-Operating Items | |||||
| Interest Income | - | - | - | - | - |
| Interest Expense | - | - | - | - | - |
| Other Non-Operating Income | - | - | - | - | - |
| Pre-tax Income | 55.4B | 40.7B | 26.1B | 11.5B | 5.7B |
| Income Tax | 2.0B | 3.0B | 8.4B | 8.0B | 4.0B |
| Effective Tax Rate % | 3.7% | 7.5% | 32.4% | 69.7% | 70.7% |
| Net Income | 55.4B | 40.7B | 26.1B | 11.5B | 5.7B |
| Net Margin % | 40.3% | 31.4% | 25.5% | 14.1% | 7.5% |
| Key Metrics | |||||
| EBITDA | - | - | - | - | - |
| EPS (Basic) | ₹7.51 | ₹5.80 | ₹3.87 | ₹1.73 | ₹0.91 |
| EPS (Diluted) | ₹7.51 | ₹5.80 | ₹3.87 | ₹1.73 | ₹0.91 |
| Basic Shares Outstanding | 7378900000 | 7018100000 | 6730500000 | 6680600000 | 6253600000 |
| Diluted Shares Outstanding | 7378900000 | 7018100000 | 6730500000 | 6680600000 | 6253600000 |
Income Statement Trend
Bank of Maharashtra Balance Sheet From 2021 to 2025
| Metric | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Assets | |||||
| Current Assets | |||||
| Cash & Equivalents | 428.0B | 303.1B | 187.5B | 202.0B | 142.1B |
| Short-term Investments | - | - | - | - | - |
| Accounts Receivable | - | - | - | - | - |
| Inventory | - | - | - | - | - |
| Other Current Assets | - | - | - | - | - |
| Total Current Assets | - | - | - | - | - |
| Non-Current Assets | |||||
| Property, Plant & Equipment | 45.3B | 37.9B | 35.5B | 35.7B | 32.3B |
| Goodwill | - | - | - | 463.6M | 463.6M |
| Intangible Assets | - | - | - | - | - |
| Long-term Investments | - | - | - | - | - |
| Other Non-Current Assets | - | - | - | - | - |
| Total Non-Current Assets | - | - | - | - | - |
| Total Assets | 3.7T | 3.1T | - | - | - |
| Liabilities | |||||
| Current Liabilities | |||||
| Accounts Payable | 3.4B | 3.8B | 4.1B | 2.7B | 3.2B |
| Short-term Debt | - | - | - | - | - |
| Current Portion of Long-term Debt | - | - | - | - | - |
| Other Current Liabilities | - | - | - | - | - |
| Total Current Liabilities | - | - | - | - | - |
| Non-Current Liabilities | |||||
| Long-term Debt | 238.5B | 89.0B | 109.6B | 80.6B | 44.7B |
| Deferred Tax Liabilities | - | - | - | - | - |
| Other Non-Current Liabilities | - | - | - | - | - |
| Total Non-Current Liabilities | - | - | - | - | - |
| Total Liabilities | 3.4T | - | - | - | - |
| Equity | |||||
| Common Stock | 76.9B | 70.8B | 67.3B | 67.3B | 65.6B |
| Retained Earnings | 63.8B | 36.4B | 16.6B | 5.9B | 1.7B |
| Treasury Stock | - | - | - | - | - |
| Other Equity | - | - | - | - | - |
| Total Shareholders Equity | 287.1B | 198.7B | 157.9B | 140.6B | 123.1B |
| Key Metrics | |||||
| Total Debt | 238.5B | 89.0B | 109.6B | 80.6B | 44.7B |
| Working Capital | 0 | 0 | 0 | 0 | 0 |
Balance Sheet Composition
Bank of Maharashtra Cash Flow Statement From 2021 to 2025
| Metric | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Operating Activities | |||||
| Net Income | 55.4B | 40.7B | 26.1B | 11.5B | 5.7B |
| Depreciation & Amortization | - | - | - | - | - |
| Stock-Based Compensation | - | - | - | - | - |
| Working Capital Changes | -31.4B | -14.9B | -17.1B | -10.4B | 1.2B |
| Operating Cash Flow | 29.8B | 30.2B | 12.7B | 4.3B | 9.8B |
| Investing Activities | |||||
| Capital Expenditures | -5.2B | -2.8B | -1.8B | -3.0B | -1.9B |
| Acquisitions | 209.1M | 159.4M | 22.1M | 17.9M | 200.6M |
| Investment Purchases | - | - | - | - | - |
| Investment Sales | - | - | - | - | - |
| Investing Cash Flow | -4.9B | -2.6B | -1.8B | -3.0B | -1.7B |
| Financing Activities | |||||
| Share Repurchases | - | - | - | - | - |
| Dividends Paid | -9.9B | -8.7B | -3.4B | -3.4B | - |
| Debt Issuance | - | - | 9.4B | 2.9B | - |
| Debt Repayment | - | - | - | - | - |
| Financing Cash Flow | 25.1B | 1.3B | 6.0B | 3.6B | - |
| Free Cash Flow | 71.1B | 113.0B | -17.6B | 65.9B | 22.5B |
| Net Change in Cash | 49.9B | 28.9B | 16.9B | 4.8B | 8.1B |
Cash Flow Trend
Bank of Maharashtra Key Financial Ratios
Valuation Ratios
P/E Ratio (TTM)
7.12
Price to Book
1.39
Price to Sales
3.54
PEG Ratio
1.00
Profitability Ratios
Profit Margin
48.62%
Operating Margin
52.40%
Return on Equity
22.42%
Return on Assets
1.71%
Financial Health
Debt to Equity
0.83
Beta
0.70
Per Share Data
EPS (TTM)
₹7.64
Book Value per Share
₹39.01
Revenue per Share
₹15.71
Peer Financial Comparison
| Company | Market Cap | P/E Ratio | P/B Ratio | ROE | Profit Margin | Debt/Equity |
|---|---|---|---|---|---|---|
| mahabank | 418.7B | 7.12 | 1.39 | 22.42% | 48.62% | 0.83 |
| HDFC Bank Limited | 15.3T | 22.78 | 2.81 | 13.93% | 25.79% | 1.06 |
| ICICI Bank | 10.2T | 19.42 | 3.09 | 17.88% | 25.74% | 0.62 |
| State Bank of India | 7.6T | 9.28 | 1.42 | 16.58% | 22.67% | 1.09 |
| Kotak Mahindra Bank | 3.9T | 20.53 | 2.50 | 13.32% | 25.51% | 0.66 |
| Axis Bank | 3.3T | 11.93 | 1.71 | 15.56% | 36.22% | 1.13 |
Financial data is updated regularly. All figures are in the company's reporting currency.