Ujjivan Small Finance Bank Ltd. | Mid-cap | Financial Services
₹49.10
-0.55%
| Ujjivan Small Stock Comparison:
No comparison data available
Overview Income Statement Balance Sheet Cash Flow Key Ratios

Financial Overview

Latest Annual: 2025

Income Metrics

Revenue 44.8B
Net Income 7.3B 16.20%
EPS (Diluted) ₹3.71

Balance Sheet Metrics

Total Assets 476.9B
Total Liabilities 416.1B
Shareholders Equity 60.8B
Debt to Equity 6.84

Cash Flow Metrics

Operating Cash Flow 8.2B
Free Cash Flow 18.6B

Revenue & Profitability Trend

Ujjivan Small Income Statement From 2021 to 2025

Metric 2025 2024 2023 2022 2021
Revenue 44.8B 42.0B 32.9B 21.4B 20.3B
Cost of Goods Sold - - - - -
Gross Profit - - - - -
Operating Expenses 12.9B 7.9B 6.3B 5.0B 3.0B
Operating Income - - - - -
Pre-tax Income 9.4B 17.0B 14.7B -5.5B 102.0M
Income Tax 2.2B 4.2B 3.7B -1.4B 19.0M
Net Income 7.3B 12.8B 11.0B -4.1B 83.0M
EPS (Diluted) ₹3.71 ₹6.54 ₹5.81 -₹2.40 ₹0.05

Income Statement Trend

Ujjivan Small Balance Sheet From 2021 to 2025

Metric 2025 2024 2023 2022 2021
Assets
Current Assets - - - - -
Non-Current Assets - - - - -
Total Assets 476.9B 404.2B - - -
Liabilities
Current Liabilities - - - - -
Non-Current Liabilities - - - - -
Total Liabilities 416.1B - - - -
Equity
Total Shareholders Equity 60.8B 56.1B 42.1B 28.0B 32.2B

Balance Sheet Composition

Ujjivan Small Cash Flow Statement From 2021 to 2025

Metric 2025 2024 2023 2022 2021
Operating Activities
Net Income 9.4B 17.0B 14.7B -5.5B 102.0M
Operating Cash Flow 8.2B 14.9B 15.8B -4.8B 1.8B
Investing Activities
Capital Expenditures -1.7B -2.4B -1.2B -511.0M -578.2M
Investing Cash Flow -17.9B -8.5B -21.0B 6.0B -7.1B
Financing Activities
Dividends Paid -2.9B -683.4M -1.6B - -
Financing Cash Flow -2.8B -5.2B 11.9B 0 -7.1B
Free Cash Flow 18.6B 13.4B 9.3B 25.0B 26.0B

Cash Flow Trend

Ujjivan Small Key Financial Ratios

Valuation Ratios

P/E Ratio (TTM) 13.31
Forward P/E 8.18
Price to Book 1.57
Price to Sales 2.56
PEG Ratio -0.31

Profitability Ratios

Profit Margin 19.44%
Operating Margin 10.95%
Return on Equity 12.42%
Return on Assets 1.65%

Financial Health

Debt to Equity 0.47
Beta 0.44

Per Share Data

EPS (TTM) ₹3.71
Book Value per Share ₹31.44
Revenue per Share ₹19.31

Financial data is updated regularly. All figures are in the company's reporting currency.