Essent Group Ltd. | Mid-cap | Financial Services
$61.44
1.17%
| Essent Stock Comparison:
Essent vs Ryan SpecialtyEssent vs Fidelity NationalEssent vs Axis CapitalEssent vs MGIC InvestmentEssent vs First AmericanEssent vs S&P 500 | Market
Overview Income Statement Balance Sheet Cash Flow Key Ratios Peer Comparison

Financial Overview

Latest Annual: 2024

Income Metrics

Revenue 1.3B
Net Income 729.4M 57.56%
EPS (Diluted) $6.85

Balance Sheet Metrics

Total Assets 7.1B
Total Liabilities 1.5B
Shareholders Equity 5.6B
Debt to Equity 0.27

Cash Flow Metrics

Operating Cash Flow 775.2M
Free Cash Flow 844.8M

Revenue & Profitability Trend

Essent Income Statement From 2020 to 2024

Metric 2024 2023 2022 2021 2020
Revenue 1.3B 1.1B 1.0B 1.0B 955.2M
Cost of Goods Sold - - - - -
Gross Profit - - - - -
Research & Development - - - - -
Selling, General & Administrative 136.4M 114.9M 100.3M 101.3M 93.1M
Other Operating Expenses -136.4M -114.9M -100.3M -101.3M -93.1M
Total Operating Expenses 0 0 0 0 0
Operating Income - - - - -
Pre-tax Income 855.5M 823.0M 988.2M 822.3M 490.1M
Income Tax 126.1M 126.6M 156.8M 140.5M 77.1M
Net Income 729.4M 696.4M 831.4M 681.8M 413.0M
EPS (Diluted) $6.85 $6.50 $7.72 $6.11 $3.88

Income Statement Trend

Essent Balance Sheet From 2020 to 2024

Metric 2024 2023 2022 2021 2020
Assets
Current Assets - - - - -
Non-Current Assets - - - - -
Total Assets 7.1B - - - -
Liabilities
Current Liabilities - - - - -
Non-Current Liabilities - - - - -
Total Liabilities 1.5B - - - -
Equity
Total Shareholders Equity 5.6B 5.1B 4.5B 4.2B 3.9B

Balance Sheet Composition

Essent Cash Flow Statement From 2020 to 2024

Metric 2024 2023 2022 2021 2020
Operating Activities
Net Income 729.4M 696.4M 831.4M 681.8M 413.0M
Operating Cash Flow 775.2M 762.5M 846.4M 786.0M 444.5M
Investing Activities
Capital Expenditures -6.8M -4.0M -4.0M -2.5M -2.4M
Investing Cash Flow -696.9M -525.6M -398.9M -583.2M -1.2B
Financing Activities
Dividends Paid -118.0M -106.2M -92.1M -77.7M -69.4M
Financing Cash Flow -164.9M -176.9M -190.2M -272.4M 558.0M
Free Cash Flow 844.8M 759.0M 584.8M 706.8M 725.5M

Cash Flow Trend

Essent Key Financial Ratios

Valuation Ratios

P/E Ratio (TTM) 8.93
Forward P/E 8.80
Price to Book 1.11
Price to Sales 4.91
PEG Ratio 8.80

Profitability Ratios

Profit Margin 57.30%
Operating Margin 67.75%
Return on Equity 13.29%
Return on Assets 8.03%

Financial Health

Current Ratio 2.09
Debt to Equity 8.73
Beta 0.80

Per Share Data

EPS (TTM) $6.84
Book Value per Share $55.22
Revenue per Share $12.06

Peer Financial Comparison

Company Market Cap P/E Ratio P/B Ratio ROE Profit Margin Debt/Equity
esnt 6.2B 8.93 1.11 13.29% 57.30% 8.73
Ryan Specialty 18.2B 192.58 16.10 18.19% 1.95% 365.74
Fidelity National 15.4B 13.88 1.95 14.49% 8.39% 54.22
Axis Capital 8.4B 10.61 1.57 15.44% 14.54% 25.23
MGIC Investment 6.4B 9.01 1.26 15.12% 63.49% 12.55
First American 6.2B 39.65 1.24 3.26% 2.52% 49.83

Financial data is updated regularly. All figures are in the company's reporting currency.