Guidewire Software, Inc. | Large-cap | Technology
$227.32
-2.41%
| Guidewire Software Stock Comparison:
Guidewire Software vs SalesforceGuidewire Software vs Uber TechnologiesGuidewire Software vs ServiceNowGuidewire Software vs IntuitGuidewire Software vs AdobeGuidewire Software vs S&P 500 | Market
TL;DR Income Statement Balance Sheet Cash Flow Key Ratios Peer Comparison

TL;DR: Financial Overview - Revenue, Profits & Key Metrics

Latest Quarterly: Jul 2025

Income Metrics

Revenue 356.6M
Gross Profit 231.8M 65.01%
Operating Income 29.6M 8.30%
Net Income 52.0M 14.57%

Balance Sheet Metrics

Total Assets 2.7B
Total Liabilities 1.3B
Shareholders Equity 1.5B
Debt to Equity 0.87

Cash Flow Metrics

Operating Cash Flow 220.5M
Free Cash Flow 237.7M

Revenue & Profitability Trend

Guidewire Software Income Statement From 2021 to 2025

Metric20252024202320222021
Revenue i1.2B980.5M905.3M812.6M743.3M
Cost of Goods Sold i450.4M397.1M447.1M435.4M353.7M
Gross Profit i752.1M583.4M458.2M377.2M389.6M
Gross Margin % i62.5%59.5%50.6%46.4%52.4%
Operating Expenses
Research & Development i296.2M269.4M249.7M229.2M201.5M
Selling, General & Administrative i414.8M366.6M358.0M347.4M293.7M
Other Operating Expenses i-----
Total Operating Expenses i711.0M635.9M607.7M576.6M495.1M
Operating Income i41.1M-52.6M-149.5M-199.4M-105.6M
Operating Margin % i3.4%-5.4%-16.5%-24.5%-14.2%
Non-Operating Items
Interest Income i56.6M43.5M24.4M6.3M7.4M
Interest Expense i13.2M6.7M6.7M19.4M18.7M
Other Non-Operating Income-35.1M-11.0M-2.3M-17.1M12.6M
Pre-tax Income i49.4M-26.8M-134.1M-229.7M-104.3M
Income Tax i-20.4M-20.7M-22.2M-49.3M-37.8M
Effective Tax Rate % i-41.3%0.0%0.0%0.0%0.0%
Net Income i69.8M-6.1M-111.9M-180.4M-66.5M
Net Margin % i5.8%-0.6%-12.4%-22.2%-8.9%
Key Metrics
EBITDA i86.4M2.2M-102.5M-176.7M-48.6M
EPS (Basic) i$0.83$-0.07$-1.36$-2.16$-0.79
EPS (Diluted) i$0.81$-0.07$-1.36$-2.16$-0.79
Basic Shares Outstanding i8384679382291483821766298356951783577375
Diluted Shares Outstanding i8384679382291483821766298356951783577375

Income Statement Trend

Guidewire Software Balance Sheet From 2021 to 2025

Metric20252024202320222021
Assets
Current Assets
Cash & Equivalents i697.9M548.0M401.8M606.3M384.9M
Short-term Investments i451.5M455.6M396.9M369.9M734.5M
Accounts Receivable i140.6M137.3M151.0M143.8M104.1M
Inventory i-----
Other Current Assets-----
Total Current Assets i1.5B1.3B1.1B1.3B1.4B
Non-Current Assets
Property, Plant & Equipment i39.3M43.8M52.4M90.3M97.4M
Goodwill i800.0M753.4M758.9M765.7M701.5M
Intangible Assets i12.0M9.0M14.5M21.4M19.7M
Long-term Investments-----
Other Non-Current Assets348.2M298.9M275.1M241.0M194.4M
Total Non-Current Assets i1.2B930.8M928.3M1.0B966.6M
Total Assets i2.7B2.2B2.0B2.3B2.3B
Liabilities
Current Liabilities
Accounts Payable i28.8M15.2M34.6M40.4M27.8M
Short-term Debt i10.4M408.2M8.4M12.2M11.6M
Current Portion of Long-term Debt-----
Other Current Liabilities8.0M8.9M8.8M6.0M5.7M
Total Current Liabilities i544.8M837.6M373.3M337.5M300.3M
Non-Current Liabilities
Long-term Debt i705.3M34.7M440.1M463.3M459.2M
Deferred Tax Liabilities i-----
Other Non-Current Liabilities9.3M7.6M9.0M6.9M10.2M
Total Non-Current Liabilities i719.1M45.9M455.2M477.7M476.6M
Total Liabilities i1.3B883.6M828.4M815.2M777.0M
Equity
Common Stock i8.0K8.0K8.0K8.0K8.0K
Retained Earnings i-554.2M-624.1M-618.0M-284.0M-66.1M
Treasury Stock i-----
Other Equity-----
Total Shareholders Equity i1.5B1.3B1.2B1.5B1.5B
Key Metrics
Total Debt i715.7M442.9M448.6M475.6M470.8M
Working Capital i962.6M457.9M726.3M915.2M1.1B

Balance Sheet Composition

Guidewire Software Cash Flow Statement From 2021 to 2025

Metric20252024202320222021
Operating Activities
Net Income i69.8M-6.1M-111.9M-180.4M-66.5M
Depreciation & Amortization i23.8M22.3M24.8M33.5M37.0M
Stock-Based Compensation i161.6M146.5M142.8M137.0M115.0M
Working Capital Changes i28.4M79.8M-3.9M22.9M4.4M
Operating Cash Flow i275.8M235.0M52.8M-12.2M80.0M
Investing Activities
Capital Expenditures i-5.7M-6.4M-5.8M-9.5M-19.0M
Acquisitions i-26.8M00-43.8M0
Investment Purchases i-860.3M-617.3M-517.0M-531.1M-1.0B
Investment Sales i670.7M583.4M547.1M908.9M1.1B
Investing Cash Flow i-222.3M-40.2M24.3M324.5M74.0M
Financing Activities
Share Repurchases i00-261.8M-37.5M-161.3M
Dividends Paid i-----
Debt Issuance i671.8M----
Debt Repayment i-532.6M----
Financing Cash Flow i78.4M0-261.8M-37.5M-161.3M
Free Cash Flow i280.4M177.2M21.0M-59.7M82.7M
Net Change in Cash i131.9M194.8M-184.7M274.9M-7.2M

Cash Flow Trend

Guidewire Software Key Financial Ratios

Valuation Ratios

P/E Ratio (TTM) 283.95
Forward P/E 92.74
Price to Book 13.34
Price to Sales 16.17
PEG Ratio 1.35

Profitability Ratios

Profit Margin 5.81%
Operating Margin 8.30%
Return on Equity 4.99%
Return on Assets 1.04%

Financial Health

Current Ratio 2.77
Debt to Equity 49.11
Beta 1.21

Per Share Data

EPS (TTM) $0.81
Book Value per Share $17.24
Revenue per Share $14.34

Peer Financial Comparison

CompanyMarket CapP/E RatioP/B RatioROEProfit MarginDebt/Equity
gwre19.5B283.9513.344.99%5.81%49.11
Salesforce 236.3B34.943.7411.20%16.87%19.26
Uber Technologies 205.3B16.468.9267.49%26.68%52.23
ServiceNow 194.2B115.2017.3216.95%13.78%22.04
Intuit 193.8B49.859.6320.29%20.55%0.34
Adobe 151.8B21.6312.3752.88%30.01%56.54

Financial data is updated regularly. All figures are in the company's reporting currency.