TL;DR: Financial Overview - Revenue, Profits & Key Metrics

Latest Quarterly: Jul 2025

Income Metrics

Revenue 12.3B
Net Income 3.9B 31.92%
EPS (Diluted) $3.75

Balance Sheet Metrics

Total Assets 1.6T
Total Liabilities 1.5T
Shareholders Equity 98.1B
Debt to Equity 15.43

Cash Flow Metrics

Operating Cash Flow 18.8B
Free Cash Flow 20.6B

Revenue & Profitability Trend

Royal Bank of Canada Income Statement From 2020 to 2024

Metric20242023202220212020
Revenue i41.6B51.6B48.8B49.5B47.1B
Cost of Goods Sold i-----
Gross Profit i-----
Gross Margin % i0.0%0.0%0.0%0.0%0.0%
Operating Expenses
Research & Development i-----
Selling, General & Administrative i15.2B18.9B18.3B20.4B18.9B
Other Operating Expenses i-----
Total Operating Expenses i15.2B18.9B18.3B20.4B18.9B
Operating Income i-----
Operating Margin % i0.0%0.0%0.0%0.0%0.0%
Non-Operating Items
Interest Income i-----
Interest Expense i-----
Other Non-Operating Income-----
Pre-tax Income i14.4B18.2B20.1B20.6B14.4B
Income Tax i2.6B3.6B4.3B4.6B3.0B
Effective Tax Rate % i18.2%19.6%21.4%22.2%20.5%
Net Income i11.7B14.6B15.8B16.0B11.4B
Net Margin % i28.2%28.3%32.4%32.4%24.3%
Key Metrics
EBITDA i-----
EPS (Basic) i$11.27$10.33$11.08$11.08$7.84
EPS (Diluted) i$11.25$10.32$11.06$11.06$7.82
Basic Shares Outstanding i10207216202021152060203950926220695703792068948495
Diluted Shares Outstanding i10207216202021152060203950926220695703792068948495

Income Statement Trend

Royal Bank of Canada Balance Sheet From 2020 to 2024

Metric20242023202220212020
Assets
Current Assets
Cash & Equivalents i88.7B133.1B180.4B193.5B157.9B
Short-term Investments i32.1B78.9B60.2B37.5B44.4B
Accounts Receivable i8.9B12.1B9.0B7.3B7.0B
Inventory i-----
Other Current Assets-----
Total Current Assets i-----
Non-Current Assets
Property, Plant & Equipment i230.6M317.0M299.0M308.0M421.0M
Goodwill i33.5B31.1B30.6B26.2B27.4B
Intangible Assets i5.6B5.9B6.1B4.5B4.8B
Long-term Investments-----
Other Non-Current Assets-----
Total Non-Current Assets i-----
Total Assets i1.6T----
Liabilities
Current Liabilities
Accounts Payable i16.6B20.6B17.3B10.5B9.5B
Short-term Debt i98.3B118.3B143.0B99.5B80.6B
Current Portion of Long-term Debt-----
Other Current Liabilities-----
Total Current Liabilities i-----
Non-Current Liabilities
Long-term Debt i244.5B321.0B282.2B205.5B186.6B
Deferred Tax Liabilities i391.8M426.0M439.0M74.0M52.0M
Other Non-Current Liabilities-----
Total Non-Current Liabilities i-----
Total Liabilities i1.5T----
Equity
Common Stock i15.2B19.4B17.3B17.7B17.6B
Retained Earnings i64.1B81.7B78.0B71.8B59.8B
Treasury Stock i36.1M240.0M339.0M112.0M132.0M
Other Equity-----
Total Shareholders Equity i92.0B115.1B108.2B98.8B86.8B
Key Metrics
Total Debt i342.8B439.4B425.2B305.0B267.3B
Working Capital i00000

Balance Sheet Composition

Royal Bank of Canada Cash Flow Statement From 2020 to 2024

Metric20242023202220212020
Operating Activities
Net Income i11.7B14.6B15.8B16.0B11.4B
Depreciation & Amortization i2.2B2.9B2.7B2.6B2.6B
Stock-Based Compensation i-----
Working Capital Changes i74.5B3.0B103.5B104.8B126.1B
Operating Cash Flow i87.3B19.4B122.6B124.0B139.6B
Investing Activities
Capital Expenditures i-1.6B-2.7B-2.5B-2.2B-2.6B
Acquisitions i-9.2B1.7B-2.4B78.0M-22.0M
Investment Purchases i-139.7B-202.5B-123.0B-123.5B-149.5B
Investment Sales i131.8B156.5B99.1B108.9B113.3B
Investing Cash Flow i-18.8B-47.0B-28.7B-16.7B-38.9B
Financing Activities
Share Repurchases i-5.6B-4.1B-11.3B-6.2B-7.2B
Dividends Paid i-4.8B-5.5B-7.0B-6.4B-6.3B
Debt Issuance i2.3B1.5B1.0B2.8B2.8B
Debt Repayment i-1.5B-825.0M-821.0M-3.1B-3.6B
Financing Cash Flow i-5.9B-9.8B-2.2B-5.9B-7.7B
Free Cash Flow i15.1B23.3B19.4B58.9B136.2B
Net Change in Cash i62.7B-37.4B91.7B101.3B93.0B

Cash Flow Trend

Royal Bank of Canada Key Financial Ratios

Valuation Ratios

P/E Ratio (TTM) 15.20
Forward P/E 15.66
Price to Book 1.64
Price to Sales 3.40
PEG Ratio 0.70

Profitability Ratios

Profit Margin 31.77%
Operating Margin 45.38%
Return on Equity 14.73%
Return on Assets 0.89%

Financial Health

Debt to Equity 3.24
Beta 1.06

Per Share Data

EPS (TTM) $9.55
Book Value per Share $88.30
Revenue per Share $42.70

Peer Financial Comparison

CompanyMarket CapP/E RatioP/B RatioROEProfit MarginDebt/Equity
ry203.6B15.201.6414.73%31.77%3.24
Berkshire Hathaway 1.1T16.920.009.91%17.00%18.95
Berkshire Hathaway 1.1T16.931.599.91%17.00%18.95
JPMorgan Chase 843.9B15.752.5116.21%34.52%3.27
Visa 658.8B33.1217.3351.76%52.16%65.02
Bank of America 374.6B14.881.379.46%28.51%2.73

Financial data is updated regularly. All figures are in the company's reporting currency.