Pennymac Financial Services Inc. | Mid-cap | Financial Services
95,41 $US
-0,49 %
| Pennymac Financial Stock Comparison:
Pennymac Financial vs Rocket CompaniesPennymac Financial vs UWM HoldingsPennymac Financial vs Mr. CooperPennymac Financial vs Walker & DunlopPennymac Financial vs Guild HoldingsPennymac Financial vs S&P 500 | Market
Overview Income Statement Balance Sheet Cash Flow Key Ratios Peer Comparison

Financial Overview

Latest Annual: 2024

Income Metrics

Revenue 2,4B
Gross Profit 936,9M 38,83 %
Operating Income 403,5M 16,72 %
Net Income 311,4M 12,91 %
EPS (Diluted) 5,84 $US

Balance Sheet Metrics

Total Assets 26,1B
Total Liabilities 22,3B
Shareholders Equity 3,8B
Debt to Equity 5,81

Cash Flow Metrics

Operating Cash Flow -5,4B
Free Cash Flow -4,6B

Revenue & Profitability Trend

Income Statement

Metric 2024 2023 2022 2021 2020
Revenue 2,4B 2,0B 2,3B 3,6B 4,0B
Cost of Goods Sold 1,5B 1,2B 1,0B 1,4B 1,2B
Gross Profit 936,9M 847,5M 1,3B 2,1B 2,8B
Operating Expenses 452,5M 417,4M 525,6M 654,8M 441,6M
Operating Income 403,5M 354,0M 688,7M 1,4B 2,2B
Pre-tax Income 401,0M 183,6M 665,2M 1,4B 2,2B
Income Tax 89,6M 39,0M 189,7M 355,7M 593,7M
Net Income 311,4M 144,7M 475,5M 1,0B 1,6B
EPS (Diluted) 5,84 $US 2,74 $US 8,50 $US 14,87 $US 20,92 $US

Income Statement Trend

Balance Sheet

Metric 2024 2023 2022 2021 2020
Assets
Current Assets 16,1B 11,3B 10,5B 14,2B 27,8B
Non-Current Assets 10,0B 7,6B 6,3B 4,6B 3,8B
Total Assets 26,1B 18,8B 16,8B 18,8B 31,6B
Liabilities
Current Liabilities 10,3B 5,5B 4,6B 8,6B 10,9B
Non-Current Liabilities 11,9B 9,8B 8,8B 6,8B 17,3B
Total Liabilities 22,3B 15,3B 13,4B 15,4B 28,2B
Equity
Total Shareholders Equity 3,8B 3,5B 3,5B 3,4B 3,4B

Balance Sheet Composition

Cash Flow Statement

Metric 2024 2023 2022 2021 2020
Operating Activities
Net Income 311,4M 144,7M 475,5M 1,0B 1,6B
Operating Cash Flow -5,4B -1,8B 5,2B 2,3B -5,2B
Investing Activities
Capital Expenditures -1,7M -386,0K -7,2M -7,9M -10,7M
Investing Cash Flow -1,9B -238,8M -645,7M -255,4M 856,6M
Financing Activities
Dividends Paid -52,2M -41,4M -54,6M -52,9M -30,9M
Financing Cash Flow 5,7B 1,4B -4,3B -2,5B 5,8B
Free Cash Flow -4,6B -1,6B 6,0B 2,5B -6,3B

Cash Flow Trend

Key Financial Ratios

Valuation Ratios

P/E Ratio (TTM) 14,71
Forward P/E 6,84
Price to Book 1,27
Price to Sales 1,46
PEG Ratio 6,84

Profitability Ratios

Profit Margin 10,29 %
Operating Margin 12,09 %
Return on Equity 9,32 %
Return on Assets 1,60 %

Financial Health

Current Ratio 0,95
Debt to Equity 469,56
Beta 1,54

Per Share Data

EPS (TTM) 6,52 $US
Book Value per Share 75,57 $US
Revenue per Share 66,11 $US

Peer Financial Comparison

Company Market Cap P/E Ratio P/B Ratio ROE Profit Margin Debt/Equity
pfsi 5,0B 14,71 1,27 9,32 % 10,29 % 469,56
Rocket Companies 27,3B 688,00 3,54 1,54 % 0,06 % 172,45
UWM Holdings 9,9B 31,31 5,09 -4,80 % -0,32 % 707,90
Mr. Cooper 9,2B 15,93 1,87 12,39 % 25,93 % 252,03
Walker & Dunlop 2,3B 23,40 1,32 5,34 % 9,38 % 104,22
Guild Holdings 973,6M 22,04 0,81 3,69 % 3,95 % 239,53

Financial data is updated regularly. All figures are in the company's reporting currency.