Financial Overview

Latest Annual: 2024

Income Metrics

Revenue 1,1B
Gross Profit 503,6M 44,46 %
Operating Income 114,2M 10,08 %
Net Income 101,0M 8,91 %
EPS (Diluted) 3,19 $US

Balance Sheet Metrics

Total Assets 4,4B
Total Liabilities 2,6B
Shareholders Equity 1,8B
Debt to Equity 1,49

Cash Flow Metrics

Operating Cash Flow 85,5M
Free Cash Flow 116,4M

Revenue & Profitability Trend

Income Statement

Metric 2024 2023 2022 2021 2020
Revenue 1,1B 1,1B 1,3B 1,3B 1,1B
Cost of Goods Sold 628,9M 582,8M 641,6M 611,5M 477,4M
Gross Profit 503,6M 471,7M 617,2M 647,7M 606,3M
Operating Expenses 141,0M 117,7M 142,6M 91,8M 69,6M
Operating Income 114,2M 137,7M 251,5M 358,9M 330,3M
Pre-tax Income 131,5M 138,2M 265,0M 352,1M 330,3M
Income Tax 30,5M 35,0M 56,0M 86,4M 84,3M
Net Income 101,0M 103,2M 208,9M 265,6M 246,0M
EPS (Diluted) 3,19 $US 3,18 $US 6,36 $US 8,15 $US 7,69 $US

Income Statement Trend

Balance Sheet

Metric 2024 2023 2022 2021 2020
Assets
Current Assets 1,7B 1,5B 1,3B 2,9B 3,4B
Non-Current Assets 2,6B 2,6B 2,7B 2,3B 1,3B
Total Assets 4,4B 4,1B 4,0B 5,2B 4,7B
Liabilities
Current Liabilities 30,5M 113,5M 200,3M 125,8M 14,5M
Non-Current Liabilities 2,6B 2,2B 2,1B 3,5B 3,4B
Total Liabilities 2,6B 2,3B 2,3B 3,6B 3,5B
Equity
Total Shareholders Equity 1,8B 1,7B 1,7B 1,6B 1,2B

Balance Sheet Composition

Cash Flow Statement

Metric 2024 2023 2022 2021 2020
Operating Activities
Net Income 101,0M 103,2M 208,9M 265,6M 246,0M
Operating Cash Flow 85,5M -52,1M 1,6B 883,7M -1,4B
Investing Activities
Capital Expenditures - - - - -
Investing Cash Flow -43,5M 134,1M -124,4M -415,4M -121,8M
Financing Activities
Dividends Paid -88,6M -84,8M -80,1M -64,5M -45,4M
Financing Cash Flow -154,7M 6,8M -1,6B -457,7M 1,5B
Free Cash Flow 116,4M -16,7M 1,6B 861,2M -1,4B

Cash Flow Trend

Key Financial Ratios

Valuation Ratios

P/E Ratio (TTM) 23,40
Forward P/E 13,66
Price to Book 1,32
Price to Sales 2,20
PEG Ratio 13,66

Profitability Ratios

Profit Margin 9,38 %
Operating Margin 2,45 %
Return on Equity 5,34 %
Return on Assets 2,23 %

Financial Health

Current Ratio 1,70
Debt to Equity 104,22
Beta 1,54

Per Share Data

EPS (TTM) 2,92 $US
Book Value per Share 51,95 $US
Revenue per Share 31,82 $US

Peer Financial Comparison

Company Market Cap P/E Ratio P/B Ratio ROE Profit Margin Debt/Equity
wd 2,3B 23,40 1,32 5,34 % 9,38 % 104,22
Rocket Companies 27,3B 688,00 3,54 1,54 % 0,06 % 172,45
UWM Holdings 9,9B 31,31 5,09 -4,80 % -0,32 % 707,90
Mr. Cooper 9,2B 15,93 1,87 12,39 % 25,93 % 252,03
Pennymac Financial 5,0B 14,71 1,27 9,32 % 10,29 % 469,56
Guild Holdings 973,6M 22,04 0,81 3,69 % 3,95 % 239,53

Financial data is updated regularly. All figures are in the company's reporting currency.