Scintilla Commercial & Credit Ltd. | Small-cap | Financial Services
₹5.76
-4.32%
| Scintilla Commercial Stock Comparison:
Scintilla Commercial vs Bajaj FinanceScintilla Commercial vs Indian RailwayScintilla Commercial vs Northern Arc CapitalScintilla Commercial vs Dhani ServicesScintilla Commercial vs IndoStar CapitalScintilla Commercial vs NIFTY 50 | Market
TL;DR Income Statement Balance Sheet Cash Flow Key Ratios Peer Comparison

TL;DR: Financial Overview - Revenue, Profits & Key Metrics

Latest Quarterly: Jun 2025

Income Metrics

Revenue 1.6M
Gross Profit 1.3M 80.65%
Operating Income 496.0K 31.06%
Net Income 371.0K 23.23%
EPS (Diluted) ₹0.04

Balance Sheet Metrics

Total Assets 107.7M
Total Liabilities 8.3M
Shareholders Equity 99.4M
Debt to Equity 0.08

Cash Flow Metrics

Revenue & Profitability Trend

Scintilla Commercial Income Statement From 2021 to 2025

Metric20252024202320222021
Revenue i6.2M5.9M5.4M6.1M6.4M
Cost of Goods Sold i1.2M991.3K1.1M1.3M1.4M
Gross Profit i4.9M5.0M4.3M4.8M5.0M
Gross Margin % i79.9%83.3%79.6%78.3%78.7%
Operating Expenses
Research & Development i-----
Selling, General & Administrative i98.0K251.2K340.2K290.9K257.9K
Other Operating Expenses i4.8M6.1M3.6M3.2M3.1M
Total Operating Expenses i4.9M6.4M3.9M3.5M3.4M
Operating Income i52.0K-1.7M1.1K1.0M1.4M
Operating Margin % i0.8%-29.0%0.0%16.7%22.4%
Non-Operating Items
Interest Income i-11.6K24.5K23.3K156.8K
Interest Expense i-----
Other Non-Operating Income-----
Pre-tax Income i75.0K-22.2M34.0K1.0M918.6K
Income Tax i-270.0K-273.5K107.8K285.7K167.0K
Effective Tax Rate % i-360.0%0.0%317.2%27.3%18.2%
Net Income i345.0K-21.9M-73.8K760.2K751.5K
Net Margin % i5.6%-368.4%-1.4%12.4%11.8%
Key Metrics
EBITDA i52.0K18.8M1.1K1.0M2.1M
EPS (Basic) i₹0.03₹-2.19₹0.01₹0.06₹0.05
EPS (Diluted) i₹0.03₹-2.19₹0.01₹0.06₹0.05
Basic Shares Outstanding i1150000010027780100277801002778010027780
Diluted Shares Outstanding i1150000010027780100277801002778010027780

Income Statement Trend

Scintilla Commercial Balance Sheet From 2021 to 2025

Metric20252024202320222021
Assets
Current Assets
Cash & Equivalents i577.0K1.7M6.3M1.4M8.6M
Short-term Investments i-25.3M16.3M16.5M15.1M
Accounts Receivable i-2.6M1.6M1.6M1.2M
Inventory i-----
Other Current Assets-----
Total Current Assets i82.2M105.2M107.1M103.3M93.6M
Non-Current Assets
Property, Plant & Equipment i-----
Goodwill i-0480.7K480.7K480.7K
Intangible Assets i-----
Long-term Investments-----
Other Non-Current Assets381.0K298.0K203.0K271.0K83.0K
Total Non-Current Assets i25.4M2.2M22.1M26.4M27.2M
Total Assets i107.7M107.4M129.2M129.7M120.8M
Liabilities
Current Liabilities
Accounts Payable i00000
Short-term Debt i-8.1M7.7M7.2M0
Current Portion of Long-term Debt-----
Other Current Liabilities-13.4K-1.1M941.6K
Total Current Liabilities i08.2M7.8M8.3M941.6K
Non-Current Liabilities
Long-term Debt i8.2M-7.7M7.2M0
Deferred Tax Liabilities i-----
Other Non-Current Liabilities10.0K10.0K5.0K1.1M941.0K
Total Non-Current Liabilities i8.3M100-100
Total Liabilities i8.3M8.2M7.8M8.3M941.6K
Equity
Common Stock i100.3M100.3M100.3M100.3M100.3M
Retained Earnings i--2.0M1.6M1.5M202.5K
Treasury Stock i-----
Other Equity-----
Total Shareholders Equity i99.4M99.2M121.3M121.4M119.9M
Key Metrics
Total Debt i8.2M8.1M15.4M14.5M0
Working Capital i82.2M97.0M99.3M95.0M92.6M

Balance Sheet Composition

Scintilla Commercial Cash Flow Statement From 2021 to 2025

Metric20252024202320222021
Operating Activities
Net Income i75.0K-1.8M34.0K1.0M918.6K
Depreciation & Amortization i-----
Stock-Based Compensation i-----
Working Capital Changes i-1.2M17.3M4.6M-14.9M5.5M
Operating Cash Flow i-760.0K16.0M5.2M-13.6M6.0M
Investing Activities
Capital Expenditures i-----
Acquisitions i-----
Investment Purchases i-----
Investment Sales i-054.2K588.1K1.4M
Investing Cash Flow i-10064.0K611.4K1.4M
Financing Activities
Share Repurchases i-----
Dividends Paid i-----
Debt Issuance i-----
Debt Repayment i----0
Financing Cash Flow i78.0K379.0K474.0K7.2M0
Free Cash Flow i-760.0K-4.5M4.9M-14.7M5.2M
Net Change in Cash i-682.0K16.4M5.7M-5.8M7.4M

Cash Flow Trend

Scintilla Commercial Key Financial Ratios

Valuation Ratios

P/E Ratio (TTM) 99.83
Price to Book 0.60
Price to Sales 10.68
PEG Ratio 0.33

Profitability Ratios

Profit Margin 10.28%
Operating Margin 30.69%
Return on Equity 0.35%
Return on Assets 0.32%

Financial Health

Debt to Equity 8.21
Beta 0.14

Per Share Data

EPS (TTM) ₹0.06
Book Value per Share ₹9.93
Revenue per Share ₹0.54

Peer Financial Comparison

CompanyMarket CapP/E RatioP/B RatioROEProfit MarginDebt/Equity
scc60.1M99.830.600.35%10.28%8.21
Bajaj Finance 6.0T33.696.0620.08%44.94%294.16
Indian Railway 1.6T24.162.9612.68%97.62%748.58
Northern Arc Capital 39.1B13.541.159.96%26.85%287.35
Dhani Services 37.0B104.801.24-1.91%10.03%17.62
IndoStar Capital 35.9B6.420.983.32%859.02%190.25

Financial data is updated regularly. All figures are in the company's reporting currency.