Dave Inc. | Mid-cap | Technology
$249.66
2.73%
| Dave Stock Comparison:
Dave vs SalesforceDave vs IntuitDave vs QxoDave vs Descartes SystemsDave vs Altair EngineeringDave vs S&P 500 | Market
Overview Income Statement Balance Sheet Cash Flow Key Ratios Peer Comparison

Financial Overview

Latest Annual: 2024

Income Metrics

Revenue 347.1M
Gross Profit 316.7M 91.25%
Operating Income 34.6M 9.97%
Net Income 57.9M 16.67%
EPS (Diluted) $4.19

Balance Sheet Metrics

Total Assets 299.3M
Total Liabilities 116.2M
Shareholders Equity 183.1M
Debt to Equity 0.63

Cash Flow Metrics

Operating Cash Flow 102.4M
Free Cash Flow 117.6M

Revenue & Profitability Trend

Dave Income Statement From 2020 to 2024

Metric 2024 2023 2022 2021 2020
Revenue 347.1M 259.1M 204.8M 153.0M 121.8M
Cost of Goods Sold 30.4M 28.9M 31.9M 23.5M 21.6M
Gross Profit 316.7M 230.2M 172.9M 129.6M 100.2M
Operating Expenses 227.5M 214.0M 241.0M 144.3M 76.0M
Operating Income 34.6M -42.2M -134.4M -46.9M -1.4M
Pre-tax Income 60.4M -48.4M -129.0M -19.9M -6.8M
Income Tax 2.5M 120.0K -67.0K 97.0K 145.0K
Net Income 57.9M -48.5M -128.9M -20.0M -7.0M
EPS (Diluted) $4.19 -$4.07 -$10.92 -$1.72 -$0.60

Income Statement Trend

Dave Balance Sheet From 2020 to 2024

Metric 2024 2023 2022 2021 2020
Assets
Current Assets 282.3M 276.9M 308.6M 100.2M 69.4M
Non-Current Assets 17.1M 17.1M 12.9M 47.0M 7.1M
Total Assets 299.3M 294.0M 321.5M 147.2M 76.4M
Liabilities
Current Liabilities 35.1M 25.6M 36.4M 68.6M 24.2M
Non-Current Liabilities 81.2M 181.4M 178.5M 39.8M 2.4M
Total Liabilities 116.2M 207.0M 214.9M 108.4M 26.6M
Equity
Total Shareholders Equity 183.1M 87.1M 106.6M 38.7M 49.8M

Balance Sheet Composition

Dave Cash Flow Statement From 2020 to 2024

Metric 2024 2023 2022 2021 2020
Operating Activities
Net Income 57.9M -48.5M -128.9M -20.0M -7.0M
Operating Cash Flow 102.4M -19.9M -88.3M -6.7M 3.0M
Investing Activities
Capital Expenditures -262.0K -688.0K -728.0K -371.0K -231.0K
Investing Cash Flow -38.5M -6.5M -277.0M -31.1M 7.4M
Financing Activities
Dividends Paid - - - - -
Financing Cash Flow -72.3M -12.0K 301.1M 59.4M 3.9M
Free Cash Flow 117.6M 25.2M -54.2M -7.0M -13.4M

Cash Flow Trend

Dave Key Financial Ratios

Valuation Ratios

P/E Ratio (TTM) 60.32
Forward P/E 214.73
Price to Book 12.62
Price to Sales 7.51
PEG Ratio 214.73

Profitability Ratios

Profit Margin 13.75%
Operating Margin 32.55%
Return on Equity 32.10%
Return on Assets 14.59%

Financial Health

Current Ratio 8.59
Debt to Equity 37.84
Beta 3.95

Per Share Data

EPS (TTM) $3.56
Book Value per Share $17.01
Revenue per Share $29.92

Peer Financial Comparison

Company Market Cap P/E Ratio P/B Ratio ROE Profit Margin Debt/Equity
dave 2.9B 60.32 12.62 32.10% 13.75% 37.84
Salesforce 251.8B 41.22 4.16 10.31% 16.08% 19.81
Intuit 211.8B 61.82 10.53 17.84% 19.07% 0.35
Qxo 14.1B 21.67 2.19 1.44% 65.40% 0.01
Descartes Systems 8.7B 61.07 5.95 10.66% 21.67% 0.55
Altair Engineering 9.6B 699.06 11.17 1.81% 2.13% 30.23

Financial data is updated regularly. All figures are in the company's reporting currency.