Euronet Worldwide (EEFT) | Financial Analysis & Statements
TL;DR: Financial Overview - Revenue, Profits & Key Metrics
Latest Quarterly: Mar 2025Income Metrics
Revenue
915.5M
Gross Profit
354.5M
38.72%
Operating Income
75.2M
8.21%
Net Income
38.4M
4.19%
EPS (Diluted)
$0.85
Balance Sheet Metrics
Total Assets
6.1B
Total Liabilities
4.8B
Shareholders Equity
1.3B
Debt to Equity
3.65
Cash Flow Metrics
Operating Cash Flow
-29.5M
Free Cash Flow
-21.5M
Revenue & Profitability Trend
Euronet Worldwide Income Statement From 2020 to 2024
| Metric | 2024 | 2023 | 2022 | 2021 | 2020 |
|---|---|---|---|---|---|
| Revenue | 4.0B | 3.7B | 3.4B | 3.0B | 2.5B |
| Cost of Goods Sold | 2.4B | 2.2B | 2.0B | 1.9B | 1.6B |
| Gross Profit | 1.6B | 1.5B | 1.3B | 1.1B | 906.0M |
| Gross Margin % | 40.1% | 39.7% | 39.9% | 36.6% | 36.5% |
| Operating Expenses | |||||
| Research & Development | - | - | - | - | - |
| Selling, General & Administrative | 965.5M | 899.7M | 819.3M | 736.9M | 625.8M |
| Other Operating Expenses | - | - | - | - | - |
| Total Operating Expenses | 965.5M | 899.7M | 819.3M | 736.9M | 625.8M |
| Operating Income | 503.2M | 432.6M | 385.4M | 222.6M | 153.2M |
| Operating Margin % | 12.6% | 11.7% | 11.5% | 7.4% | 6.2% |
| Non-Operating Items | |||||
| Interest Income | 23.8M | 15.2M | 2.0M | 700.0K | 1.0M |
| Interest Expense | 80.5M | 55.6M | 37.5M | 38.3M | 36.6M |
| Other Non-Operating Income | 2.4M | 8.2M | -27.3M | -49.4M | -109.5M |
| Pre-tax Income | 448.9M | 400.4M | 322.6M | 135.6M | 8.2M |
| Income Tax | 142.6M | 120.9M | 91.9M | 65.1M | 11.5M |
| Effective Tax Rate % | 31.8% | 30.2% | 28.5% | 48.0% | 140.4% |
| Net Income | 306.3M | 279.5M | 230.7M | 70.5M | -3.3M |
| Net Margin % | 7.7% | 7.6% | 6.9% | 2.4% | -0.1% |
| Key Metrics | |||||
| EBITDA | 680.3M | 580.9M | 524.2M | 359.1M | 282.2M |
| EPS (Basic) | $6.82 | $5.77 | $4.64 | $1.38 | $-0.06 |
| EPS (Diluted) | $6.45 | $5.50 | $4.41 | $1.33 | $-0.06 |
| Basic Shares Outstanding | 44896711 | 48482006 | 49821742 | 51147884 | 52734049 |
| Diluted Shares Outstanding | 44896711 | 48482006 | 49821742 | 51147884 | 52734049 |
Income Statement Trend
Euronet Worldwide Balance Sheet From 2020 to 2024
| Metric | 2024 | 2023 | 2022 | 2021 | 2020 |
|---|---|---|---|---|---|
| Assets | |||||
| Current Assets | |||||
| Cash & Equivalents | 1.9B | 1.8B | 1.6B | 1.8B | 1.8B |
| Short-term Investments | - | - | - | - | - |
| Accounts Receivable | 284.9M | 370.6M | 270.8M | 203.0M | 117.5M |
| Inventory | - | - | - | - | - |
| Other Current Assets | 1.8B | 2.0B | 1.8B | 1.3B | 1.4B |
| Total Current Assets | 4.0B | 4.2B | 3.7B | 3.3B | 3.4B |
| Non-Current Assets | |||||
| Property, Plant & Equipment | 735.7M | 822.1M | 769.3M | 753.1M | 749.8M |
| Goodwill | 2.1B | 2.0B | 2.0B | 1.6B | 1.7B |
| Intangible Assets | 415.6M | 349.5M | 362.3M | 287.4M | 354.4M |
| Long-term Investments | - | - | - | - | - |
| Other Non-Current Assets | - | - | - | - | - |
| Total Non-Current Assets | 1.8B | 1.7B | 1.7B | 1.4B | 1.6B |
| Total Assets | 5.8B | 5.9B | 5.4B | 4.7B | 4.9B |
| Liabilities | |||||
| Current Liabilities | |||||
| Accounts Payable | 223.8M | 241.2M | 222.4M | 193.5M | 147.6M |
| Short-term Debt | 862.3M | 202.2M | 53.3M | 57.1M | 59.6M |
| Current Portion of Long-term Debt | - | - | - | - | - |
| Other Current Liabilities | 1.6B | 1.7B | 1.5B | 1.1B | 1.2B |
| Total Current Liabilities | 3.2B | 2.7B | 2.4B | 1.9B | 1.9B |
| Non-Current Liabilities | |||||
| Long-term Debt | 1.2B | 1.8B | 1.7B | 1.5B | 1.5B |
| Deferred Tax Liabilities | 71.8M | 47.0M | 28.4M | 46.5M | 37.9M |
| Other Non-Current Liabilities | 85.7M | 85.9M | 65.0M | 58.2M | 43.4M |
| Total Non-Current Liabilities | 1.4B | 1.9B | 1.8B | 1.6B | 1.6B |
| Total Liabilities | 4.6B | 4.6B | 4.2B | 3.5B | 3.5B |
| Equity | |||||
| Common Stock | 1.3M | 1.3M | 1.3M | 1.3M | 1.3M |
| Retained Earnings | 1.9B | 1.6B | 1.3B | 1.1B | 1.0B |
| Treasury Stock | 1.8B | 1.5B | 1.1B | 931.2M | 703.0M |
| Other Equity | - | - | - | - | - |
| Total Shareholders Equity | 1.2B | 1.2B | 1.2B | 1.3B | 1.4B |
| Key Metrics | |||||
| Total Debt | 2.1B | 2.0B | 1.8B | 1.6B | 1.6B |
| Working Capital | 810.5M | 1.5B | 1.4B | 1.5B | 1.5B |
Balance Sheet Composition
Euronet Worldwide Cash Flow Statement From 2020 to 2024
| Metric | 2024 | 2023 | 2022 | 2021 | 2020 |
|---|---|---|---|---|---|
| Operating Activities | |||||
| Net Income | 306.3M | 279.5M | 230.7M | 70.5M | -3.3M |
| Depreciation & Amortization | 131.8M | 132.9M | 135.9M | 135.8M | 127.0M |
| Stock-Based Compensation | 43.9M | 53.7M | 44.1M | 36.5M | 22.0M |
| Working Capital Changes | 170.0M | -125.4M | -128.6M | -75.6M | 69.0M |
| Operating Cash Flow | 674.6M | 358.4M | 293.7M | 185.1M | 209.6M |
| Investing Activities | |||||
| Capital Expenditures | -117.2M | -94.4M | -104.3M | -92.2M | -97.6M |
| Acquisitions | -91.6M | -1.3M | -343.0M | 0 | -1.1M |
| Investment Purchases | - | - | - | - | - |
| Investment Sales | - | - | - | - | - |
| Investing Cash Flow | -223.3M | -157.6M | -453.8M | -98.1M | -105.5M |
| Financing Activities | |||||
| Share Repurchases | -268.6M | -378.4M | -176.0M | -229.9M | -241.5M |
| Dividends Paid | - | - | - | - | - |
| Debt Issuance | 8.0B | - | - | 5.1B | 3.1B |
| Debt Repayment | -8.0B | -7.7B | -7.7B | -5.1B | -2.8B |
| Financing Cash Flow | -135.7M | -7.8B | -7.7B | -199.0M | 30.2M |
| Free Cash Flow | 615.6M | 548.7M | 644.0M | 314.1M | 155.9M |
| Net Change in Cash | 315.6M | -7.6B | -7.9B | -112.0M | 134.3M |
Cash Flow Trend
Euronet Worldwide Key Financial Ratios
Valuation Ratios
P/E Ratio (TTM)
12.32
Forward P/E
9.21
Price to Book
2.71
Price to Sales
0.86
PEG Ratio
0.47
Profitability Ratios
Profit Margin
8.04%
Operating Margin
15.18%
Return on Equity
25.84%
Return on Assets
5.34%
Financial Health
Current Ratio
1.15
Debt to Equity
190.18
Beta
1.25
Per Share Data
EPS (TTM)
$7.25
Book Value per Share
$32.97
Revenue per Share
$94.91
Peer Financial Comparison
Financial data is updated regularly. All figures are in the company's reporting currency.