Investors Title (ITIC) | Financial Analysis & Statements
Financial Overview
Latest Annual: 2024Income Metrics
Revenue
258.3M
Net Income
31.1M
12.03%
Balance Sheet Metrics
Total Assets
333.6M
Total Liabilities
81.8M
Shareholders Equity
251.8M
Debt to Equity
0.32
Cash Flow Metrics
Operating Cash Flow
35.2M
Free Cash Flow
22.4M
Revenue & Profitability Trend
Investors Title Income Statement From 2020 to 2024
| Metric | 2024 | 2023 | 2022 | 2021 | 2020 |
|---|---|---|---|---|---|
| Revenue | 258.3M | 224.8M | 283.4M | 329.5M | 236.4M |
| Cost of Goods Sold | - | - | - | - | - |
| Gross Profit | - | - | - | - | - |
| Operating Expenses | 107.0M | 110.4M | 127.5M | 96.1M | 74.7M |
| Operating Income | - | - | - | - | - |
| Pre-tax Income | 39.5M | 26.2M | 30.1M | 84.9M | 49.7M |
| Income Tax | 8.4M | 4.5M | 6.2M | 17.9M | 10.2M |
| Net Income | 31.1M | 21.7M | 23.9M | 67.0M | 39.4M |
| EPS (Diluted) | - | $11.45 | $12.59 | $35.28 | $20.80 |
Income Statement Trend
Investors Title Balance Sheet From 2020 to 2024
| Metric | 2024 | 2023 | 2022 | 2021 | 2020 |
|---|---|---|---|---|---|
| Assets | |||||
| Current Assets | - | - | - | - | - |
| Non-Current Assets | - | - | - | - | - |
| Total Assets | 333.6M | - | - | - | - |
| Liabilities | |||||
| Current Liabilities | - | - | - | - | - |
| Non-Current Liabilities | - | - | - | - | - |
| Total Liabilities | 81.8M | - | - | - | - |
| Equity | |||||
| Total Shareholders Equity | 251.8M | 251.6M | 241.0M | 229.1M | 200.4M |
Balance Sheet Composition
Investors Title Cash Flow Statement From 2020 to 2024
| Metric | 2024 | 2023 | 2022 | 2021 | 2020 |
|---|---|---|---|---|---|
| Operating Activities | |||||
| Net Income | 31.1M | 21.7M | 23.9M | 67.0M | 39.4M |
| Operating Cash Flow | 35.2M | 13.9M | 26.7M | 70.6M | 40.7M |
| Investing Activities | |||||
| Capital Expenditures | -7.1M | -8.7M | -5.7M | 205.0K | -3.1M |
| Investing Cash Flow | 1.7M | -6.7M | -28.7M | 9.1M | -14.6M |
| Financing Activities | |||||
| Dividends Paid | -29.9M | -11.0M | -9.2M | -37.6M | -31.7M |
| Financing Cash Flow | -31.0M | -12.0M | -9.3M | -37.6M | -32.8M |
| Free Cash Flow | 22.4M | -1.8M | 30.5M | 45.4M | 30.9M |
Cash Flow Trend
Investors Title Key Financial Ratios
Valuation Ratios
P/E Ratio (TTM)
12.89
Price to Book
1.50
Price to Sales
1.46
Profitability Ratios
Profit Margin
11.38%
Operating Margin
7.17%
Return on Equity
11.69%
Return on Assets
7.07%
Financial Health
Current Ratio
1.50
Debt to Equity
3.29
Beta
0.84
Per Share Data
EPS (TTM)
$15.70
Book Value per Share
$134.90
Revenue per Share
$138.60
Peer Financial Comparison
| Company | Market Cap | P/E Ratio | P/B Ratio | ROE | Profit Margin | Debt/Equity |
|---|---|---|---|---|---|---|
| itic | 381.6M | 12.89 | 1.50 | 11.69% | 11.38% | 3.29 |
| Ryan Specialty | 17.5B | 184.89 | 15.46 | 18.19% | 1.95% | 365.74 |
| Fidelity National | 15.0B | 13.53 | 1.90 | 14.49% | 8.39% | 54.22 |
| Employers Holdings | 1.1B | 11.26 | 1.04 | 9.84% | 11.99% | 0.35 |
| Amerisafe | 848.3M | 17.96 | 3.25 | 16.89% | 15.76% | 0.00 |
| Tiptree | 795.3M | 17.53 | 1.68 | 13.22% | 2.45% | 86.45 |
Financial data is updated regularly. All figures are in the company's reporting currency.